1. Your Checking Account Life Choices _________

2. Brief Checking Account Facts _____ to manage your money Can write checks for the _____ Safe to _____ Can avoid carrying large amounts of _____ Bank sends you a _____ _____ of all expenses paid

3. Signature Card Must be filled out when _____ an account Must show _____ Always _____ the same way you sign the Signature Card Avoid _____ Always use _____

5. Making a Deposit Make sure you have _____ before writing a check Give deposit to _____, she will give you a _____ Put deposit in _____ _____ to the bank Your deposit may not be readily _____.

6. Deposit Ticket Routing number Account number Signature

7. Writing Checks Write _____ Always use _____ Sign your name _____ - - the same way you signed the Signature Card Use _____ when signing your name Be sure _____ are legible Do not use _____ If you make a mistake, write _____ across your check and _____ for your records.

8. 3 Endorsements A check must be _____ before it can be deposited or cashed. –_____ Endorsement –Endorsement _____

9. Blank Endorsement – use only if you are going to _____ at the bank. If lost, _____ the check. Restrictive Endorsement – use if you are planning _____ your deposit in the night deposit. Endorsement in Full – used to _____ to someone else. AKA _____ check.

10. Check Samples

11. Check Register _____ that you write so that you know how much money is left in your account Provides a _____ of all the items you have paid by check Contains: Date, _____, to whom the check was written, the _____ of the check and the _____

12. Check Register

13. The Bank Statement You will receive _____ from your bank It lists the _____, the _____ and the _____ left in your account, and any _____ Allows you to _____ to see if any errors have been made Because you may have written checks which the _____, the bank balance shown on the statement _____ with your checkbook balance. Therefore, you must _____ the bank statement.

15. Debit Cards AKA _____ card or _____ card Looks similar to a _____ card Funds are directly removed from your _____, you do not get a _____ Remember to _____ your purchases from your check register. Can be used _____

16. Debit Cards, continued… Advantages – easy _____, no need to _____, better than _____, can only spend _____ Keeping your debit card safe: –Memorize your _____ number –_____ PIN number –_____ Debit Card Immediately –Keep all _____ and _____ monthly –Stand close to the ATM, so others _____ your PIN

17. Internet Banking You can access your _____ and manage your _____ Internet bank web site is _____ _____ are used when data is sent electronically Services include: _____ Payment, Electronic _____, and _____ Balance