2. YOUR DESIGN. YOUR MESSAGE. YOUR BRAND. Prepaid Debit Cards for Customer Incentives & Loyalty Programs

3. Features & Functionality  Accepted at millions of locations, the Visa Award Card allows recipients to buy what they want…where they want…when they want. Replaceable if Lost or Stolen Available in various denominations from $20 - $5,000 24x7 Bilingual cardholder service via IVR or Live Agent Personalized with the recipients name on card or Non-personalized for random distribution Custom messages on individual cards can be utilized to identify a given program or event! Fast Order Fulfillment turnaround – typically 2- 4 days Accepted at millions of merchant locations that accept Visa debit cards MyAccount web access allowing cardholders to log- on and view account balance and past transactions

4.  Custom Award Cards provide a flexible and secure payment solution for a variety of customer incentive and loyalty programs. Sales Incentives Rebates Prizes and Contests Loyalty Programs Holiday Awards We are pleased to be able to offer full four color custom Award Cards from: Visa ®, MasterCard ®, Discover ® One Card… Many Solutions

5. Fully Customized Visa Award Cards Most store gift cards limit your choice and primarily promote themselves! Custom branded Visa cards are accepted at millions of locations and allow recipients to buy what they want…where they want…when they want. Most important … custom branded cards constantly remind the consumer of you and your BRAND! Typically, Award card is carried in wallet/purse for 3 - 6 months. If a person opens their wallet 1 – 3 times a day, you can be promoted 30 to 540 times! Every time they open their wallet, they will think of your brand!

6. We Offer a Full Custom Card Package Our Award cards allow for two lines of embossing. –Generic (all card with the same embossed message) –Personalize(Each card can show card holder name, a personal message and a varying amount.) You to can mix generic and personalized cards on the same order.

7. Card Expiration the best of two worlds ! Most of our competitors have a 3 - 6 month card expiration. We have chosen to offer a 24 month card from the day the card is created. –For the first 6 months, we waive the maintenance fee. –If a card has a balance beyond month six, we charge a monthly maintenance fee of $2.95 –This continues until the remaining value is depleted or until the expiration of the card. We encourage our clients to order in small quantities and not to "hold cards". This will insure that "fresh” cards are issued to their customers.

8. Our Pricing for Visa Award Cards … Item Custom Cards Setup Charge $500 (One time fee on 1 st order) Cost per Card $6.95 3% Coordination Fee* *Fee is charged against the face value and the cost of the plastic. Example $20 face value card= ($20 plus $6.95) times 103% = $27.76

9. Order Considerations Our minimum card order is 100 Minimum face value is $20 Cards can be loaded with $20 to $5,000.00 We can deliver Custom 4 color Visa Award cards in 2-3 weeks! Cards can be ordered on as needed basis (daily, weekly, or monthly basis.) Cards can be shipped in bulk or shipped via First Class directly to the award winner.

10.  SERVICE …. Before and After the Sale  Simplified ordering process system.  Total Project Management of Required Documents, Timelines, Approvals.  In-house Artists to create custom designs/artwork based on your requirements.  Legal/Regulatory Compliance – Patriot Act, Reg E, OFAC.  Dedicated Customer Call Center 24 by 7 ready to assist with any issue the cardholder may have Superior Customer Service

11. Contact us to…  Answer any questions.  Set-up a custom card program that meets your needs.  Prepare quote based on your companies annual card volume and average load.