1. More options and flexible benefits with SunTrust at Work. SunTrust at Work benefits are subject to change and will be terminated upon leaving your current employer for any reason. Accounts subject to credit verification. All loans and credit cards subject to credit approval. 1 One free Credit Watch ™ Silver product for one person per currently sold package account. In a joint account situation, one person on the account would be eligible for a free product and the second account holder would be eligible for a second Credit Watch ™ Silver product discounted at $34.95. 3 All credit cards are subject to credit approval. The SunTrust Credit Card Program is administered by Infinibank, N.A. Equal Housing Lender. Member FDIC. ©2006, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc. No minimum balance requirement (normally $1,500) No monthly maintenance fee (normally $9 per month) Two free non-SunTrust ATMs transactions per statement cycle (ATM owner fees may apply) Free Classic Check Card with SunTrust Rewards No minimum balance requirement (normally $2,500) No monthly maintenance fee (normally $9 per month) Interest bearing Free Gold Check Card with SunTrust Rewards SunTrust Smart Solution Checking is the ideal account if you are looking for value and convenience in a checking account with multiple features and benefits. SunTrust Preferred Checking is an interest bearing account that meets your financial and value demands. It combines a wide array of account features while maximizing the return on account balances. A Personal Savings account with no monthly maintenance fee or balance requirements Free identity theft protection and credit monitoring 1 Free SunTrust checks Free Online Banking with Bill Pay Free travelers checks, money orders and cashiers checks Savings on home equity lines and loans No annual fee Platinum Visa® Credit Card with SunTrust Rewards 3 Other program benefits include: SunTrust at Work gives you the best for less. The advantages start with a choice from two premium checking accounts with no monthly maintenance fee. Both offer free checks, free Internet Banking with Bill Pay, a free Check Card and unlimited transactions at any of our 2,700 ATMs. ID# 77595 Banking Made Special for Members of Praise the Lord Ministries Stop by your local SunTrust Bank to open your new checking account today, or visit the Hunt Valley Office at 124 Shawan Road, 410.785.7001 and see why SunTrust is a better bank for your money and your lifestyle.

2. With SunTrust at Work, you will benefit from a substantial savings on your personal banking needs: NormalSunTrustAnnual Feeat WorkSavings Checking (no min. balance) $9.00FREE$108.00 One Free Equifax Credit Watch ™ Silver$49.95FREE$49.95 Standard Checks (avg. 1 order yearly)$19.25FREE$19.25 Non-SunTrust ATM usage (2 per cycle) $4.00FREE$48.00 Bank Check/Money Order (avg. 1 yearly) $8.00FREE$8.00 Traveler’s Checks (avg. $500 yearly)$10.00FREE$10.00 Potential Average Savings$243.20 SunTrust’s My Cause promotion offers clients who open a new checking account the choice to have SunTrust give $100 to their favorite charitable organization, or to receive a $50 gift card for their own cause. *The My Cause Promotion applies to anyone who opens a new SunTrust checking account – personal or business – From December 10, 2007 through June 30, 2008 To be eligible, clients or U.S. – based businesses need to: 1.Open a new checking account from December 10, 2007 through June 30, 2008 2.Accept a new SunTrust Visa ® Check Card 3.Make any purchase using the new card before August 15, 2008 4.Complete and submit an online redemption form by August 15, 2008 A household may have a maximum of two donations or gift cards (one personal account and one business account). The $100 donation can be directed to IRS-recognized 501(c)(3) organizations as listed at suntrust.com/mycause (powered by guidestar.org). My Cause Promotion – December 10, 2007 through June 30, 2008