1. Dental Vision and Lasik Telemedicine

2. SAVINGS CAREINGTON DENTAL Save 20% to 50% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as dentures, root canals, and crowns at over 170,000 participating dental access points.

3. DENTAL SAMPLE SAVINGS EXAMPLE ** These fees represent the average of the assigned Careington Care Series fees in the Los Angeles, Orlando, Chicago and New York City metropolitan statistical

4. Members save 5% to 30% off the retail price of eyewear with the Superior Vision discount program. Members are eligible for discounts on exams, eyeglasses, contact lenses, and LASIK at more than 40,000 participating provider locations. Comprehensive eye exams can help detect signs of serious health conditions like glaucoma, diabetes, high blood pressure, and high cholesterol. $

5. VISION SAMPLE SAVINGS EXAMPLE ServiceRegular Cost*Plan CostTypical Member Savings Vision Exam$155 $75$80 Frames$130 $91$39 Single Vision Lenses$80 $40 Photochromics$100 $70$30 Anti-Reflective Coating$102 $45$57 Total: $567 $321$246 *Represents national average retail costs comparing to Member Fee Schedule. The actual savings may vary based on amount purchased and location. * This plan is not insurance.

6. . $ Members gain access to a savings program within a network of more than 750 locations nationwide*. Members can have LASIK vision correction surgery at a significantly reduced rate, with savings of 40% to 50% off the overall national average cost for Traditional LASIK surgery. Additionally, members can receive significant savings on procedures such as Custom Bladeless (all laser) LASIK.

7. $ The cost of Traditional LASIK is $935 per eye and Custom LASIK is $1360 per eye, which is the total cost with no hidden extra fees. Members receive: A FREE consultation to discuss the procedures available A preliminary screening to determine if one is a potential candidate Experienced surgeons who have collectively performed more than 4 million laser correction procedures Pre-operative exam and post-operative appointments with chosen physician Lifetime Assurance Plans available Refundable partial-payment (even if the member decides not to have the surgery) Physician-recommended procedure using leading-edge, FDA-approved technology Nationwide access to credentialed and experienced ophthalmologists using state-of-the- art, FDA- approved LASIK vision correction technologies Interest-free financing plans for up to 12 months with participating providers; or payments as low as $53 per month available to qualified candidates

8. TELEMEDICINE Teladoc is a national network of U.S. board-certified, and state-licensed physicians who use electronic health records, telephonic consultations and online video consultations to diagnose conditions, recommend treatment and write short-term, non-DEA controlled prescriptions when medically appropriate. Physicians are available 24 hours a day, 365 days a year, allowing you and your family convenient access to quality care from home, work or on-the-go. Cost of Consultation: FREE © 2013 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Please visit www.careington.com/teladoc for a complete list of state availability. Teladoc does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours, 7 days a week while video consultations are available during the hours of 7am to 9pm, 7 days a week. $115.70 Average Medical Savings per consultation $86.96 4 Hours Of lost productivity at an average wage of $21.74/ Hour $202.66 Total Savings/ Consultation ActionAverage Costw/ TeladocYour Savings ER Visit$750 $0$750 Urgent Care$150 $0$150 Specialist Visit$120 $0$120 PCP Visit$100 $0$100 Telehealth Sample Savings Example

9. Questions and Answers