1. Provide Niceville City Hall 7:00 PM 3 March 2009 RBOA INC 2009 ANNUAL MTG

2. PURPOSE AND POWER OF THE ASSOCIATION “This Association is non-profit, does not contemplate pecuniary gain or profit to the members thereof. The specific purposes for which it is formed are to provide for maintenance, preservation and architectural control of the residential properties and to promote the health, safety and welfare of the residents of said properties.” (Article III of the By Laws) “This Association is non-profit, does not contemplate pecuniary gain or profit to the members thereof. The specific purposes for which it is formed are to provide for maintenance, preservation and architectural control of the residential properties and to promote the health, safety and welfare of the residents of said properties.” (Article III of the By Laws)

3. AGENDA CALL TO ORDER CALL TO ORDER PRESIDENT’S OPENING REMARKS PRESIDENT’S OPENING REMARKS QUORUM VALIDATION QUORUM VALIDATION ANNOUNCEMENT OF STANDARDS ANNOUNCEMENT OF STANDARDS ELECTION OF DIRECTORS ELECTION OF DIRECTORS TREASURER’S REPORT TREASURER’S REPORT PROPOSED 2009 BUDGET PROPOSED 2009 BUDGET COMMITTEE REPORTS COMMITTEE REPORTS FINING AMENDMENT FINING AMENDMENT OPEN DISCUSSION OPEN DISCUSSION

4. RBOA INC Welcome -- thanks for coming Welcome -- thanks for coming Your participation in conduct of RBOA is greatly appreciated Your participation in conduct of RBOA is greatly appreciated 400 members strong 400 members strong Board of Directors, Committees Board of Directors, Committees All Volunteers All Volunteers

5. ELECTION OF OFFICERS QUORUM VALIDATION (need 26%, 104) QUORUM VALIDATION (need 26%, 104) ANNOUNCEMENT OF STANDARDS ANNOUNCEMENT OF STANDARDS VOTE COUNT VOTE COUNT RESULTS -- ELECTION OF OFFICERS RESULTS -- ELECTION OF OFFICERS

6. TREASURER’S REPORT $44K Annual Program $44K Annual Program 400 mbrs x $110 400 mbrs x $110 Money Market: $33k Money Market: $33k Checking: $32k Checking: $32k Dam fund: $5.3k Dam fund: $5.3k

7. 2009 Annual Budget Income Income Annual Dues$44,000 Annual Dues$44,000 Interest (money market) 1,000 Interest (money market) 1,000 Total income$45,000 Total income$45,000 Expenses Expenses Accounting 3,000 Accounting 3,000 Administrative 1,200 Administrative 1,200 Grounds Keeping 8,000 Grounds Keeping 8,000 Insurance 6,000 Insurance 6,000 Landscaping 6,500 Landscaping 6,500 Legal & Professional 5,000 Legal & Professional 5,000 Newsletter 500 Newsletter 500 Projects 4,500 Projects 4,500 Repairs & Maintenance 3,000 Repairs & Maintenance 3,000 Entrance Ways 1,000 Entrance Ways 1,000 Taxes 500 Taxes 500 Utilities (elect/water) 5,500 Utilities (elect/water) 5,500 Other 300 Other 300 Total Expenses $45,000 Total Expenses $45,000 Net Income (Loss) 000 Net Income (Loss) 000

8. COMMITTEE REPORTS ENVIRONMENTAL ENVIRONMENTAL ARCHITECTURAL CONTROL ARCHITECTURAL CONTROL MAINTENANCE MAINTENANCE COMPLIANCE COMPLIANCE

9. ENVIRONMENTAL

10. ENVIRONMENTAL LAKE MAINTENANCE : LAKE MAINTENANCE : “LAKE DOCTOR” CONTRACT FOR VEGETATION CONTROL ON LAKE HENDERSON/LAKE WERK LAKE WERK IS PROBLEMATICAL VEGETATION CAN BE CONTROLLED - NOT ELIMINATED 2008 COST - $ 2,703 + $1,590 = $4,293 2008 COST - $ 2,703 + $1,590 = $4,293 2009 BUDGET - $3,000 2009 BUDGET - $3,000

11. ENVIRONMENTAL  LAKE MAINTENANCE (CONTINUED)  LAKE HENDERSON GROWTH GROWTH ALONG SHORELINE ALONG SHORELINE ALLIGATOR WEEDS ALLIGATOR WEEDS TORPEDO GRASS TORPEDO GRASS WATER PENNYWORTH (AKA DOLLAR WEED ON LAND) WATER PENNYWORTH (AKA DOLLAR WEED ON LAND)

12. ENVIRONMENTAL LAKE MAINTENANCE (CONTINUED) LAKE MAINTENANCE (CONTINUED) LAKE WERK LAKE WERK GROWTH GROWTH WATER LILIES WATER LILIES NORTH END PROBLEMATIC NORTH END PROBLEMATIC REQUIRED THREE TREATMENTS REQUIRED THREE TREATMENTS

13. COVENANT COMPLIANCE

14. COVENANT COMPLIANCE COVENANT COMPLIANCE APPROACH APPROACH DIRECT NOTIFICATION TO PROPERTY OWNERS DIRECT NOTIFICATION TO PROPERTY OWNERS ATTORNEY ACTION AS REQUIRED ATTORNEY ACTION AS REQUIRED DISCREPANCIES DISCREPANCIES GENERALLY A LACK OF KNOWLEDGE OF COVENANTS SPECIFICS GENERALLY A LACK OF KNOWLEDGE OF COVENANTS SPECIFICS THIRTEEN (13) SEPARATE UNITS WITH INDIVIDUAL COVENANTS THIRTEEN (13) SEPARATE UNITS WITH INDIVIDUAL COVENANTS

15. COVENANT COMPLIANCE COVENANT COMPLIANCE (CONTINUED) COVENANT COMPLIANCE (CONTINUED) 2007 2007 30 DISCREPANCY LETTERS MAILED OUT 30 DISCREPANCY LETTERS MAILED OUT RESULTS RESULTS 26 HOMEOWNERS CORRECTED THEIR PROBLEM AREAS 26 HOMEOWNERS CORRECTED THEIR PROBLEM AREAS 4 NON-RBOA MEMBERS IN UNITS 1/2 FAILED TO COMPLY 4 NON-RBOA MEMBERS IN UNITS 1/2 FAILED TO COMPLY

16. COVENANT COMPLIANCE cont’d INCREASED COVENANT ENFORCEMENT IN 2007 RESULTED INCREASED COVENANT ENFORCEMENT IN 2007 RESULTED IN SIGNIFICANT IMPROVEMENT IN 2008 IN SIGNIFICANT IMPROVEMENT IN 2008 MAIN PROBLEM AREA REMAINED BOATS/TRAILERS PARKED IN DRIVEWAYS, BUT OVER 60% REDUCTION IN VIOLATIONS FROM MAIN PROBLEM AREA REMAINED BOATS/TRAILERS PARKED IN DRIVEWAYS, BUT OVER 60% REDUCTION IN VIOLATIONS FROM 2007 TO 2008 2007 TO 2008 3 0F 4 HOMEOWNERS COMPLIED AFTER NOTIFICATION 3 0F 4 HOMEOWNERS COMPLIED AFTER NOTIFICATION IMPROVEMENT IN OVERALL APPEARANCE IMPROVEMENT IN OVERALL APPEARANCE LOT CONDITION, FENCE REPAIR, YARD WASTE, ETC. LOT CONDITION, FENCE REPAIR, YARD WASTE, ETC. WAY AHEAD WAY AHEAD REQUIRES CONTINUED VIGILENCE REQUIRES CONTINUED VIGILENCE CONDITION OF SOME YARDS BECOMING AN ISSUE AGAIN CONDITION OF SOME YARDS BECOMING AN ISSUE AGAIN YARD WASTE/HOUSEHOLD REFUSE IN YARDS FOR EXTENDED PERIODS YARD WASTE/HOUSEHOLD REFUSE IN YARDS FOR EXTENDED PERIODS TRAILERS IN DRIVEWAYS TRAILERS IN DRIVEWAYS LETS KEEP OUR NEIGHBORHOODS LOOKING GOOD

17. COVENANT COMPLIANCE WHERE CAN YOU FIND YOUR COVENANTS WHERE CAN YOU FIND YOUR COVENANTS WWW.RBOA.NET WWW.RBOA.NET WWW.RBOA.NET

18. COVENANT COMPLIANCE

20.  WHAT UNIT ARE YOU IN?  OKALOOSA COUNTY PROP APPRAISER  WWW.OKALOOSAPA.COM  WWW.QPUBLIC.NET/OKALOOSA/SEARCH1.HTML

22. COVENANT COMPLIANCE

24. ARCHITECTURAL CONTROL

25. Who is the Committee? Who is the Committee? Your neighbors!! Al Haberbusch Al Haberbusch Gary Cathey Paul Grimmig

26. ARCHITECTURAL CONTROL What Happened Last Year What Happened Last Year 5 Additions to driveways/redo driveways 4 Fence/wall 4 Glass in/enclose patio/porch 2 Pools 2 Sheds 2 Children’s play set/equipment 1 House addition 1 Deck 1 Arbor 1 Satellite dishes

27. ARCHITECTURAL CONTROL ACC Application – for any new house or addition to the property after a house is in place ACC Application – for any new house or addition to the property after a house is in place Download application at rboa.net (first column) Download application at rboa.net (first column) Info required: what is it; what will it look like; what’s it made of; where will it be sited on the lot (include drawings/pictures, specs, site plan) Info required: what is it; what will it look like; what’s it made of; where will it be sited on the lot (include drawings/pictures, specs, site plan) Owner (not realtor or contractor) agrees/certifies Owner (not realtor or contractor) agrees/certifies Restrictive covenants are on the web site (click Documents) Restrictive covenants are on the web site (click Documents) ACC will retain drawings for file – submit in 11” x 14” format ACC will retain drawings for file – submit in 11” x 14” format ACC has 30 days to approve/disapprove ACC has 30 days to approve/disapprove

28. ARCHITECTURAL CONTROL Variance to Restrictive Covenants Variance to Restrictive Covenants Provide rationale – why can’t your project comply? Provide rationale – why can’t your project comply? Provide written concurrence from owners adjoining your property, or owners that might be affected (e.g. across the street) Provide written concurrence from owners adjoining your property, or owners that might be affected (e.g. across the street) In granting set back waivers RBOA assumes no responsibility for encroachment into Utilities/Drainage setbacks from County or other government agency. This is always noted in ACC approval “Notes” In granting set back waivers RBOA assumes no responsibility for encroachment into Utilities/Drainage setbacks from County or other government agency. This is always noted in ACC approval “Notes” Working with County to link ACC Process and Permit Issue Process Working with County to link ACC Process and Permit Issue Process

29. MAINTENANCE

30. MAINTENANCE MAINTENANCE CONTRACT MAINTENANCE CONTRACT S&P Landscaping has the current (2009) contract S&P Landscaping has the current (2009) contract Contract expanded to yearly in 2008 (April thru March) and the scope of the contract was slightly increased Contract expanded to yearly in 2008 (April thru March) and the scope of the contract was slightly increased Board very pleased with current contractor effort/price and has no plans to put the contract out for bids. Board very pleased with current contractor effort/price and has no plans to put the contract out for bids. LAKE HENDERSON LAKE HENDERSON Significant weed problems led to introduction of 150 more carp in Oct, 2008 at a cost of $1,590 Significant weed problems led to introduction of 150 more carp in Oct, 2008 at a cost of $1,590

31. MAINTENANCE BOARD’S GOAL IS AN ATTRACTIVE COMMUNITY BOARD’S GOAL IS AN ATTRACTIVE COMMUNITY SUGGESTIONS FOR IMPROVEMENTS AND NEW PROJECTS MOST WELCOME SUGGESTIONS FOR IMPROVEMENTS AND NEW PROJECTS MOST WELCOME DON’T BE BASHFUL!!!!! DON’T BE BASHFUL!!!!!

32. PRESIDENT’S REMARKS COMPLETED PROJECTS COMPLETED PROJECTS Entrance ways Entrance ways Carr Carr Jason Jason Ruckel x 2 Ruckel x 2 Islands Islands Carr Carr Jason Jason

39. ture

40. C

41. RE

42. PRESIDENT’S REMARKS Future projects Future projects Island on Ruckel Dr near dam: landscaping Island on Ruckel Dr near dam: landscaping Island on Lindsay Lane: landscaping Island on Lindsay Lane: landscaping

43. FINING AMENDMENT BACKGROUND BACKGROUND MOTION MOTION DISCUSSION DISCUSSION SECOND THE MOTION SECOND THE MOTION VOTE VOTE SIMPLE MAJORITY REQUIRED SIMPLE MAJORITY REQUIRED RESULTS RESULTS

44. am OPEN DISCUSSION