1. The Four Laws of Debt Free Prosperity By Jacob Rigby

2. The First Law Tracking Evaluation Redirection

3. The Second Law Targeting Setting SMART goals Creates a path

4. The Third Law Trimming Pay yourself first It is not an end to spending

5. The Fourth Law Training Educate yourself Stocks, Real Estate

6. Interest End of YearPerson 1Person 2 1$2,261.27$0 6$11,528.73$2,261.27 10$23,091.54$9,289.02 15$45,800.95$23,091.54 20$83,164.96$45,800.95 The difference between the two is $37,364.01

7. Insights Getting out of debt is not quick Emotional aspect Education and success are linked

8. Mastery Tracking Targeting Training

9. Future Planning Budgeting Paying bills Paying yourself first

10. Works Cited Does Chasing money make you happy? (2012, October 8). Retrieved January 3, 2013, from Chasing Debt: http://www.sodahead.com/living/does-chasing-money-make-you-happy/question- 3231207/?link=ibaf&q=chasing+debt&imgurl= http://images.sodahead.com/polls/003231207/334499858_man_chasing_money_xlarge.jpeg http://images.sodahead.com/polls/003231207/334499858_man_chasing_money_xlarge.jpeg Donati, E. (2009, June 12). Pay Yourself First. Retrieved January 3, 2013, from Pay Yourself First: http://creativewealthintl.org/cwi-blog/paying-yourself-first-%E2%80%93-how-its- going/principles20/ http://creativewealthintl.org/cwi-blog/paying-yourself-first-%E2%80%93-how-its- going/principles20/ Edberg, H. (n.d.). the POSITIVITYBLOG. Retrieved January 3, 2013, from 7 Powerful Reasons Why You Should Write Things Down: http://www.positivityblog.com/index.php/2010/09/30/write- things-down/http://www.positivityblog.com/index.php/2010/09/30/write- things-down/ Harris, B., & Coonradt, C. A. (1996). The Four Laws of Debt Free Prosperity. Chequemate International. HRBA Portal. (n.d.). Retrieved January 3, 2013, from HRBA Portal: http://hrbaportal.org/archives/tools/budgeting-human-rights http://hrbaportal.org/archives/tools/budgeting-human-rights Kerry. (n.d.). Track your spending with the Expense Tracker Worksheet. Retrieved January 3, 2013, from Track your spending with the Expense Tracker Worksheet: http://www.squawkfox.com/wp-content/uploads/2011/09/Expense-Tracker-Spreadsheet.jpg http://www.squawkfox.com/wp-content/uploads/2011/09/Expense-Tracker-Spreadsheet.jpg

11. Works Cited Continued Rose. (n.d.). Goal Setting Hot Training. Retrieved January 3, 2013, from Goal Setting: http://www.hottraining.co.uk/goal-settinghttp://www.hottraining.co.uk/goal-setting Roth, J. (2009, October 19). Pay Yourself First. Retrieved January 3, 2013, from Pay Yourself First: http://www.getrichslowly.org/blog/2009/10/19/pay-yourself-first/http://www.getrichslowly.org/blog/2009/10/19/pay-yourself-first/ Selivanov, F. (n.d.). Education, Sucess Vs. Failure. Retrieved January 3, 2013, from Stock Photo - "Education, Success vs. Failure" signpost against blue sky: http://www.123rf.com/photo_9156159_education-success-vs-failure-signpost- against-blue-sky.html http://www.123rf.com/photo_9156159_education-success-vs-failure-signpost- against-blue-sky.html Shiloh, J. (2012, 7 July). The Secret to Making Money Online, Offline, Anywhere. Retrieved January 3, 2013, from The Secret to Making Money Online, Offline, Anywhere: http://www.empowernetwork.com/johnshiloh/blog/the-secret-to- making-money-online-offline-anywhere/http://www.empowernetwork.com/johnshiloh/blog/the-secret-to- making-money-online-offline-anywhere/ All other clipart is from Microsoft Office 2010