1. A PARTNER YOU CAN TRUST. WHO HAS A REASSURING COMBINATION FOR PARENTS AND CHILDREN?

2. Have you thought about life insurance for your child? ? By purchasing life insurance for your child today, you are protecting his future. WHY INSURE YOUR CHILD?

3. 4 good reasons to offer your child life insurance: GIVE YOUR CHILD A FINANCIAL HEAD START Take advantage of the fact that he is young and healthy to benefit from a reduced premium. Ensure your child’s future insurability while he’s young and healthy (it’s easy now). Offer a gift for life. He’ll thank you when he’s older. Guaranteed and affordable insurance coverage for his entire life, regardless of his future state of health and chosen occupation.

4. Over time, your children’s insurance needs will grow. Help ensure your child’s future insurability. 0 to 20 years Life & Health Duo $50,000 Life insurance bonus + 40% + $20,000 $70,000 paid-up Guaranteed insurability + $50,000 Between 15 and 20 years20 years25 years WHY INSURE YOUR CHILD? Protect savings Protect debts Protect the family’s future Protect future generations 30 years

5. According to financial needs analyses, it is recommended that parents obtain: WHY INSURE MY CHILD? Life insurance for their child while he is young and healthy and Critical illness insurance so you may stay at your child’s bedside in case of illness

6. None of us like to think about the possibility of a child suffering from a critical illness. However, statistics show that illness can strike at any age. Childhood cancer is the 2 nd highest cause of death among children age 1 to 14 in Canada One child in 400 risks being stricken with cancer before age 15 Three out of four children stricken with cancer will recover Source: Canadian Childhood Cancer Surveillance and Control Program (CCCSCP) WHY INSURE YOUR CHILD?

7. Even though we can’t eliminate the risk of a critical illness for your child, we can give you the means to get through this trying period. WHY INSURE YOUR CHILD? Provide you with the financial resources to take an Unpaid leave and be at your child’s side during his treatments and convalescence Reduce the financial worries often related to an illness Be able to pay additional expenses related to your child’s treatment plan: drugs not covered by the public plan, medical care far from your primary residence or in a private clinic, etc. Protect your hard-earned savings to enjoy life to the fullest when he recovers. CHILD LIFE & HEALTH DUO

8. It may be financially difficult for parents to fulfil their own coverage needs as well as those of their children, which means that they have to compromise WHY INSURE YOUR CHILD?

9. Whole life insurance coverage combined with early payment of 50% of the face amount in case of critical illness Possibility to enhance the life and critical illness insurance at age 15 at no additional cost The opportunity to convert the term critical illness coverage into permanent coverage at age 30 Because we believe that you shouldn’t have to compromise, let us help you watch over your child When he reaches adulthood, your child will benefit from coverage for life, with no premium payments, regardless of his state of health. WHY INSURE YOUR CHILD?

10. Example: Joan, age 8, diagnosed with leukemia Treatments spread out over a 2-year period Joan’s mother works part-time and took unpaid leave to stay with her daughter The loss of income and medical expenses represents about $1,350 per month In addition to being shaken up emotionally, the family’s financial situation becomes difficult WHY INSURE YOUR CHILD?

11. Joan’s grandmother had the foresight to buy the Child Life & Health Duo, which provided her parents with financial support $50,000 in life insurance coverage, combined with $25,000 in critical illness coverage A benefit equal to $1,041 per month for a 2-year period, enough time for Joan to get better Once well again, Joan will keep her life insurance coverage for life. In adulthood, she will be able to keep her insurance and ensure her family’s financial protection. WHY INSURE YOUR CHILD? CHILD LIFE & HEALTH DUO

12. Your advisor will help you determine the coverage that best meets your needs and those of your children WHY INSURE YOUR CHILD?

13. The only insurer to offer coverage according to the child’s growing needs, with a potential 40% increase in coverage at age 15, at no additional cost (offered exclusively by IA Group) Why do the parents of 1 out of 5 insured children in Canada place their trust in the Industrial Alliance group? Benefit to increase the coverage when certain life events occur (graduation, marriage, parenthood, etc.) Varied premiums because each family has a different budget and different needs Complementary coverage such as accidental fracture and the hospitalization benefit, because children are always active CHILD LIFE & HEALTH DUO WHY INSURE YOUR CHILD WITH US?

14. WHY INSURE YOUR CHILD? Protect savings Over time, your children’s insurance needs will grow 0 to 20 years Life & Health Duo $50,000 Critical illness: $25,000 Life insurance bonus + 40% + $20,000 $70,000 paid-up Insurance bonus – Critical illness + 40% + $10,000 Guaranteed insurability + $50,000 Protect debts Protect the family’s future Protect future generations Between 15 and 20 years20 years25 years30 years

15. Child Life & Health Duo Protects children and reassures parents! A PARTNER YOU CAN TRUST.