1.  By: Myranda, Tran, Zack

2.  Save money by opening a bank account  Put money in your account each week  Track spending  Set financial goals  Make a list of expenses

3.  Pay your main bills first (light, gas, rent, car payment, etc.)  Put a limit on shopping  Cook at home  Only treat yourself once a month

4.  Think first before spending o Do you need it? o Are you going to use it? o Is it going to help you? o Can I get a better price? o Are you spending above your budget to buy it? o Can you use it long-term? o Will it last?

5.  Shopping at the grocery store o Buy only what you need o limit on how much you spend o buy enough for at least 1-2 weeks  Shopping for Clothes o shop only once for each season o create a limit  Shopping for Holidays o Budget o Be willing to cut back

6.  http://www.business2community.com/strategy/you-gotta- spend-money-to-make-money-why-expansion-stage- companies-should-hire-the-more-expensive-candidate- 0221095 http://www.business2community.com/strategy/you-gotta- spend-money-to-make-money-why-expansion-stage- companies-should-hire-the-more-expensive-candidate- 0221095  http://www.moneymanagement.org/Budgeting- Tools/Credit-Articles/Money-and-Budgeting/Five-Things-You- Need-to-Know-About-Money-and-Personal-Budgeting.aspx http://www.moneymanagement.org/Budgeting- Tools/Credit-Articles/Money-and-Budgeting/Five-Things-You- Need-to-Know-About-Money-and-Personal-Budgeting.aspx  http://www.wikihow.com/Spend-Money-Wisely http://www.wikihow.com/Spend-Money-Wisely