1. Project LIFE!

2. College Ohio University Health Psychology Major Cost  Per year including room and board, $21,459  Total over four years including room and board, $85,836  Post 9/11 GI Bill pays for $17,500 per academic year at a private school

3. Career Choice Forensic Psychologist Extra Schooling Required  Doctorate of Psychology Credentials  Master of Social Work  Master of Arts Hours Worked  60 to 65 hours per week Starting Income  $70,000 to $80,000

4. City Choice Chapel Hill, North Carolina

5. Buying/Renting a Home Renting  The Point at Chapel Hill  3 Bedroom, 2 Bath Rent Cost  About $1,470 per month Renter’s insurance  $133 to $150 per year Amenities  On-site laundry, high speed internet and cable, access to a fitness center, air conditioning, on-site management and maintenance, etc.  Pets allowed  Utilities included in rent

6. Married or Single? Married Marriage License  About $60 Total cost of engagement rings, honeymoon, and wedding:  About $28,576

7. Kids or no kids? Kids Number of Kids  Three kids Cost  About $290,990 per child from birth until age 18 including cost of public college  About $872,970 total for three kids

8. Monthly Living Expenses Mortgage  $1,470 for rent Cell Phone  $150 for family plan Car Payment and Insurance  $550 Car Maintenance  $200 Gas  $200 Food  $400 Student Loans  $300 Entertainment/ Miscellaneous  $500 Total: $3,770 Total Income Needed: About $3,800

9. Money Breakdown Taxable Income:  $8,250 State Tax:  $5812 Social Security:  $4,237 Federal Tax:  $825 Total income after taxes:  About $55,876 Total income after taxes and monthly expenses:  About $10,276 Total Annual Income: About $75,000