1. Disability Benefits At Age 18 Why & How To Apply for SSI & SSDI Ron Konkol Consulting Social Security Administration– Retired T.R.A.I.L.S. Conference Transition for Raising Autism Independent Living Skills April 20, 2013

2. Disability Benefits At Age 18 Why & How To Apply for SSI & SSDI Ron Konkol Consulting – Retired Social Security Administration T.R.A.I.L.S. Conference Transition for Raising Autism Independent Living Skills April 20, 2013

3. SSDI & SSI Three Types of Disability Supplemental Security Income (SSI) – Limited income & assets – At age 18 – no parental income used Social Security Disability Insurance (SSDI) – FICA tax covered work – Spouse & dependents up to age 18 or 19 covered Disabled Adult Child (DAC) – Parent is retired, disabled or deceased – Child disabled before age 22

4. Why SSI? WI SSI = cash & Medical Assistance (MA) or Medicaid WI’s MA thru Katie Beckett or Special MA Waivers continues until age 19 An adult disability medical finding required to start/continue > age 18

5. Why SSI? MA can pay for: – Caregivers – Medications – Medical equipment – All health issues

6. Why SSI? SSI cash is up to $889.77 per month - 2013 SSI can help pay for: – Rent – Telephone & internet – Food & clothing – Transportation – Education – Vacation

7. Disabled Adult Child (DAC) Parent has FICA covered work & is either: – Disabled – Retired or – Deceased Child is: – Age 18 or older – Disabled before age 22 – No Substantial Gainful Activity (SGA) work – Unable to work at SGA ($1,040 @ month in 2013) – Meets medical severity test – Not married to a non-beneficiary

8. Age 18 = Adult Legal Guardianship Signed Consent medical financial Authorized Representative Living arrangement formal informal The SSI application interview Representative Payee

9. SSI & DAC Transition At age 18 SSI starts When parent – retires, – dies or – becomes disabled then DAC is mandatory DAC income can reduce or stop SSI DAC/MA Protection continues MA despite loss of SSI cash

10. Apply at Age 18 Go online Start the application one month before 18 th birthday Provide medical history for just 12 months Contact Social Security 800-772-1213 for a telephone or office appointment Prepare for: – age 18 living arrangement before hand – Legal guardianship or signed consent – Bank accounts shows child’s ownership

13. Medical History – How Much? Date impairment(s) began Past 12 months If no treatment – date of the most recent thorough exam (get an IEP after 17 th birthday) Developmental Disability – When did it begin? – Was it traumatic? – IQ

14. SSI Financial Interview Income Assets Living arrangement – Household of another – “B” – Sharing expenses – “A” – Flat fee rental (own economic household) – “A” – SSI-E Representative payee – http://www.ssa.gov/pubs/10076.pdf http://www.ssa.gov/pubs/10076.pdf

15. SSI Reviews Financial Planning: One Step Ahead – http://www.wi-bpdd.org/publications/2009/OSA- Revised_2005.pdf http://www.wi-bpdd.org/publications/2009/OSA- Revised_2005.pdf Representative Payee – Annual accounting : Food, Housing, Clothing, Fun, etc. Medical – 1,3,5 or 7 years Financial – report changes immediately in – Living arrangement – Income – Assets

16. The Online Medical Disability Application: SSI Only – www.ssa.gov/pgm/ssi.htm DAC -www.ssa.gov/applyfordisability The Medical Records Consent Form: http://www.ssa.gov/online/ssa-8 27.pdfwww.ssa.gov/pgm/ssi.htmwww.ssa.gov/applyfordisability http://www.ssa.gov/online/ssa-8 27.pdf The Financial Records Consent Form: www.ssa.gov/online/ssa-3288.pdf Authorized Representative Application: www.ssa.gov/online/ssa-1696.pdf The WI SSI Exceptional Expense Info: http://dhs.wisconsin.gov/ssi/ssi_e.htm Duties of a Representative Payee http://www.ssa.gov/payee/index.htm One Step Ahead – Resource Planning Guide http://froemminglaw.com/publications.html

17. Disability Benefits At Age 18 Why & How To Apply for SSI & SSDI Ron Konkol Consulting – Retired Social Security Administration April 20, 2013

18. Disability Benefits At Age 18 Why & How To Apply for SSI & SSDI Ron Konkol Consulting Social Security Administration– Retired T.R.A.I.L.S. Conference Transition for Raising Autism Independent Living Skills April 20, 2013

19. Contact Information Ron Konkol Consulting 608-335-1859 or 608-233-4318 RonHabitat@charter.net