2. W ORLDWIDE M OBILE P HONE S HIPMENT Source: NPD DisplaySearch Smartphone Quarterly reportSmartphone Quarterly

3. W HAT C AN S MARTPHONES D O N OW ? NFC T ECHNOLOGY E NABLES W IRELESS D ATA T RANSFER

4. D EFINITION “Mobile Wallet” is a payment method using a mobile device for online and in-store payments.

5. A DVANTAGE OF M OBILE W ALLET Peace of Mind – Lower Fraud Risk: Retailers never know your name and credit card information. No More Fat Wallet: No credit/debit cards No royalty/membership cards No gift cards Peer to Peer Money Transfer: Transfer money to anyone without bank account.

6. Q UICK P AYMENT P ROCESS TapPayConfirm

7. M AJOR M OBILE P AYMENTS IN THE US

8. G OOGLE W ALLET VS. A PPLE P AY (1) Eligible OS Launch Android 4.4 (KitKat) or higher iOS 8.1 or higher Sep 2011 Oct 2014 App Passbook Google Wallet Device iPhone 6 iPhone 6 Plus Apple Watch Sumsung Galaxy S4 Sony Xperia Z1 LG G2 and more

9. G OOGLE W ALLET VS. A PPLE P AY (2) What if stolen? Authentication Touch ID (Fingerprint Authentication) Fraud Protection PIN Protected Find My iPhone Suspend Remotely Additional Service Log in Suspend Remotely N/A

10. M OBILE W ALLET & S USTAINABILITY Mobile Wallet can facilitate sustainable living. If it enables to reduce 50% current paper money transactions per year, then it helps… My personal value = How eco-friendly it is Reduce 3 billion sheets of money printing Prevent from cutting down 75,000 trees Reduce 1633 metric tons of CO2 emission

11. Mobile Wallet is… Easier and more secure transaction Continuously growing worldwide From within the US to worldwide Expected to reach $118B market in 2018 Eco-friendly paperless transaction C ONCLUSION

12. R EFERENCES HIS Inc. http://www.displaysearch.com/cps/rde/xchg/displaysearch/hs.xsl/131121_smartphones_to_pass_g lobal_mobile_phone_shipments_by_2017.asp ITU (International Telecommunication Union) http://www.itu.int/en/ITU-T/techwatch/Pages/mobile-money-standards.aspx Google Wallet https://www.google.com/wallet/ Apple Pay https://www.apple.com/iphone-6/apple-pay/ U.S. Department of the Treasury http://www.moneyfactory.gov/uscurrency/annualproductionfig ures.html How Stuff Works http://science.howstuffworks.com/environmental/green-science/question16.htm Arbor Environmental Alliance http://www.arborenvironmentalalliance.com/carbon-tree-facts.asp

13. H OW D OES I T W ORK ?