1. ARB APEX BANK @ GHANAVEG BUSINESS PLATFORM MEETING Current Agricultural Financing Models GHANAVEG BUSINESS PLATFORM MEETING BY : RODERICK OKOAMPAH AYEH

2. ABOUT THE APEX BANK  Rural banking started in Ghana in 1976.  By the year 2000, the number of existing rural banks had increased tremendously  Currently there are 142 RCBs with 724 branches Nationwide. GHANAVEG BUSINESS PLATFORM MEETING

3. HISTORY GHANAVEG BUSINESS PLATFORM MEETING

4. MAP SHOWING THE ARB APEX BANK HEAD OFFICE, BRANCH OFFICES AND RURAL & COMMUNITY BANKS GHANAVEG BUSINESS PLATFORM MEETING

5. REGIONAL DISTRIBUTION OF RURAL BANKS GHANAVEG BUSINESS PLATFORM MEETING

6. AGRICULTURAL FINANCING MODELS GHANAVEG BUSINESS PLATFORM MEETING

7. AGRICULTURAL FINANCING MODELS  Working Capital  Asset Acquisition  Export finance  Consumption GHANAVEG BUSINESS PLATFORM MEETING

8. SMALLHOLDER FINANCING GHANAVEG BUSINESS PLATFORM MEETING

9. FARMER BASED GROUPS GHANAVEG BUSINESS PLATFORM MEETING

10. VALUE CHAIN FINANCING GHANAVEG BUSINESS PLATFORM MEETING

11. WAREHOUSE RECEIPT(WR) FINANCE  WR gives farmers the option of holding back their produce when prices are low and get funding from banks. GHANAVEG BUSINESS PLATFORM MEETING

12.  Agricultural production being carried out on the basis of an agreement between the buyer and farm producers.  It involves the buyer specifying the quality required and the price, with the farmer agreeing to deliver at a future date. CONTRACT FINANCING GHANAVEG BUSINESS PLATFORM MEETING

13. FINANCING OPPORTUNITIES GHANAVEG BUSINESS PLATFORM MEETING APEX and the Rural Banks

14.  Rural Banks own products  Rural Finance Wholesale Fund  Urban Poverty Reduction Programme FINANCING OPTION WITHIN THE RURAL BANKING SECTOR GHANAVEG BUSINESS PLATFORM MEETING

15. CONCLUSION GHANAVEG BUSINESS PLATFORM MEETING Government + Academia + Financial Sector + Farmers =