1. FINANCIAL INDEPENDENCE “The philosophy of the rich versus the poor is this: The rich invest their money and spend what’s left; the poor spend their money and invest what’s left.” Jim Rohn Financial Independence, being able to live from the income of your own personal resources. In other words, you don’t have to work to make a living. You work for accomplishment, for pleasure, or other reasons.

2. THE PLAN Start with some plan and then refine it as you go or as your needs require or your dreams require. It’s the plan that counts. It’s okay to strive to be rich? Put together a balance sheet: Assets, Liabilities, Net Worth.

3. THE PLAN Out-go versus up-keep. If your out-go exceeds your income, your up-keep becomes your downfall. Profits are better than wages. Wages make you a living; profits make you a fortune. Goal: Increase Assets and Decrease Liabilities.

4. THE 70/30 RULE After you pay your fair share of taxes? 70%--spend on necessities and luxuries. 10%--should go to charity. 10%--use to create wealth(capital investment) 10%--should be allotted to savings.

5. THE SLIGHT EDGE Parkinson’s Law: “Work expands to fill the time available for its completion.” What ever I have, I spend. What ever I have, I spend a little more. “Living below your means.”

6. FINANCIAL DREAMS AND GOALS Be specific, vivid, and have a time line. Be willing to pay the price. Have a plan to start. One simple daily discipline that you will commit to doing each and every day from now on.

7. THE MONEY CURVE

8. WHICH CURVE ARE YOU ON

9. SUCCESS CURVE Turn your car into a drive-time university. Make your Prime Time work for you. What about the E. I. R.’S in your life? Take baby steps. “If you add a little to a little and do this often, soon the little will become great.” easy to do—easy not to do

10. LIFE PATHS

11. THE GREATEST GIFTS My health is my greatest wealth. My wisest business investment; My own Personal Development. Failing many times. Learning and doing the Slight Edge Philosophy Having a wife like Sarah A a Personal Relationship with my Savior. Easy to do—Easy not to do

12. FOUR TYPES OF PEOPLE E S B I

13. GOLDEN YEARS Social Security Mutual Funds 401 K’S Pension Plans Stock Market

14. WHY NETWORK MARKETING Work from home. Tax breaks. Low investment. Time freedom. Residual income. Options in life. In business for yourself but not by yourself. Richest people build networks.

15. WHY NETWORK MARKETING Work while you earn. Systems already in place. Level playing field. Average person has a real shot. Control of your life. More freedom—more Choices Develop many new friends. Mentorship -- Dignity Stay five years and become a new person.

16. IS N.M. FOR EVERYONE? If you perform you get paid. If you don’t perform you don’t get paid. Do you like other people telling you what to do? If you wish you can climb the ladder to the top. Do you have a burring desire in your guts to have life unlimited. Easy to do --- Easy not to do