1. Are You Totally Protected?

2. About the Company USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988. Non-captive agents working for you, not the insurance company 26 years of Health and Life Insurance Specialization A+ rating with the Better Business Bureau Representing top-rated companies as determined by A.M. Best About Your Agent USA Benefits Group Eagle Division Manager since 2004 4000 Customers 16 Third Generation Families CHU certified since 1998 37 Years Of Providing insurance Solutions For The Question: “Are You Totally Protected” Who is USA Benefits Group?

3. *82% Heart Stroke Cancer Accidents All other procedures and surgeries WHAT”S YOUR GREATEST RISK?? 68% of all hospital confinements are related to the 3 most common critical illnesses CANCER + HEART ATTACKS + STROKES 14% of all hospital confinements are related to accidental injuries. 18% of all hospital confinements are Other Events Our Goal Is To Pay All Claims 100% PLUS Provide Income On Critical Illnesses And Accidents

4. USABG TOTAL PROTECTION PLUS HEALTH + CRITICAL ILLNESS + LIFE + ACCIDENT + KARE 360 A STRONG FOUNDATION OF UNLIMITED BENEFITS ACA SILVER PLAN MAJOR MEDICAL ACA SILVER PLAN MAJOR MEDICAL PHYSICIAN VISITS + WELLNESS BENEFITS + PRESCRIPTION DRUGS NEA ACCIDENT $250 / $10,000 KARIS KARE 360 Critical Illness UP TO $100,000 PAID ON DIAGNOSIS

5. Male Age 48-Colon Cancer-69 Days In The Hospital-3 Surgeries Total cancer medical cost$440,000.00 Paid by Major-Medical$418,000.00 Deductible-Expenses-Not Covered $22,000.00 Critical Illness payment$50,000.00 PAID ADDITIONAL CASH BENEFIT $28,000 Mortgage + Loans + Living Expenses YOUR PLAN $22,000 OUT OF POCKET + LOST WAGES

6. Female Age 42-Major Heart Attack-49 Days In The Hospital-2 Surgeries Total cancer medical cost$528,000.00 Paid by Major-Medical$499,000.00 Deductible-Expenses-Not Covered $29,000.00 Critical Illness payment $50,000.00 PAID * ADDITIONAL CASH BENEFIT FOR ASSET PROTECTION $21,000 YOUR PLAN $37,000 OUT OF POCKET + NO LIVING EXPENSE

7. EMERGENCY ROOM VISIT FOR BROKEN ARM ER Room & ER Doctor cost$3,880.00 Paid by Major-Medical0 Deductible-Expenses-Not Covered $3,880.00 Client Deductible $250.00 Accident Plan payment$3,630.00 Accident Plan payment $3,630.00 PAID YOUR PLAN $2,776 OUT OF POCKET

8. WHEN A CRITICAL ILLNESS OR ACCIDENT HAPPENS How Would You Want To Be Insured STANDARD PROTECTION OR TOTAL PROTECTION MAJOR MEDICAL ONLY $10,000 Accident Plan $10,000 AD&D Helicopter / Call MD + KARIS Kare 360 Plan Patient Advocate TOTAL PROTECTION OBAMA CARE SILVER Major Medical + ASSURITY LIFE Critical Illness $100,000 /$50,000 + NEA ACCIDENT PLAN $10,000 Accident Plan $10,000 AD&D Helicopter / Call MD + KARIS Kare 360 Plan Patient Advocate STANDARD PROTECTION ”ONLY” OBAMA CARE GOLD Major Medical Health Plan ”ONLY” Less Coverage Less Security CRITICAL ILLNESS FAMILY GAP PLAN 100% ACCIDENT PLAN “ FOUR PLANS ” TOTAL PROTECTION TOTAL PROTECTION PLUS Better Coverage Income Protection Better Coverage Income Protection MAJOR MEDICAL “ ONLY ”

9. ACA SILVER PLAN NO DEDUCTIBLE NO DEDUCTIBLE Doctor Office Visits 100% Coverage On Wellness ($850.00) + ASSURITY LIFE ($116.00) + NEA ACCIDENT PLAN ($69.00) + KARE 360 PLAN ($25.00) TOTAL PROTECTION USABG TOTAL PROTECTION PLUS Will Schroer Family / 73119 = 54 / 52 ACA SILVER PLAN + ASSURITY 350 CI + NEA ACCIDENT PLAN KARIS KARE 360 (ACA SUBSIDY = $460.00) $600.00 NET COST STANDARD PLAN ACA GOLD CO-PAY SELECT UNLIMITED BENEFITS NO DEDUCTIBLE NO DEDUCTIBLE Unlimited Doctor Office Visits 100% Coverage On Wellness $6,600 STOP LOSS $13,200 Family Stop Loss $817.00 NET COST USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% A Check is Better.. Than A Get Well Card PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card