1. An Introduction

2. AGENDA Wee Yang 1. Lesson Plan 2. Why Invest? 3. What is Value-Investing? 4. How to Invest? 5. Common Jargon Teck Yuke 1. An Introduction to Finance

3. A SKETCH OF OUR LESSON PLAN

4. Main Training Crew  Wee Yang  Herbin  Teck Yuke  Elson Ong

5. INTRODUCTION PHASE 1. An Introduction  Lesson Plan  Why Invest?  Common Terminology 2. Investment Pitfalls 3. “How to Save Money?”

6. LEARNING PHASE 1. Introduction to the 3R 2. The Right Business Model 3. The Right Management 4. The Right Valuation vs. Price

7. THE APPLICATION PHASE 1. Group Research Projects in Singapore Stock Market by Industry 2. Group Research Projects in the US Stock Market by Industry

8. Qn: “How much savings do you think you need at Age 65 to retire happily?”

9. WHY INVEST?

10. Twin Engines to Financial Freedom

11. What is Value-Investing?  To identify the difference in the intrinsic value of a stock and the current stock price.  If the difference is positive, and the company has good prospects, invest.  If the company has bad prospects or a bad management, avoid at all costs.

12. Value-Investing vs. Trading

13. “The stock market is filled with individuals who know the price of everything, but the value of nothing.” - Philip Fisher

14. 3R3R Right Business Model Right Management Right Valuation vs. Price

15. How do you invest?  Singapore Exchange trades continuously from 9 am to 5 pm, weekdays.  Central Depository (CDP) account is needed before trading  Bid or ask through a broker, either via online platform or a phone call

16. Common Jargon  STI – Straits Times Index  A weighted index of top 30 companies listed on the Singapore stock exchange  Listed Stock  Shares of an issuer that are traded on a stock exchange. Issuers pay fees to the exchange to be listed and must abide by the rules and regulations set out by the exchange to maintain listing privileges.

17. Common Jargon  Blue Chip Companies  Stocks of leading and nationally known companies that offer a record of continuous dividend payments and other strong investment qualities.  S Chip Companies  Chinese companies listed on the stock exchange  Note: You should never touch these

18. By: Teck Yuke

19. Investment is NOT Business!

20. Financial Institutions Banks / Insurance  Retail Banking  Investment Banking  M&A  ECM  DCM  Insurance Investment Services  Asset Management Firm  Hedge Funds  PE/VC/Alternatives  Pension Funds

21. People in Finance  Investment Banker  Wealth Manager  Portfolio Manager  Hedge Fund Manager

22. Asset Classes  Equities (Stocks)  Fixed Income (Bonds)  Cash / Money Market  Tangible Assets (Real Estate / Commodities)

23. Equities  Think…companies stakeholding  Shares/Stocks  Size  Region  Sector

24. Fixed Income  Periodic Returns  Think… debt. Bonds  Government / Sovereign  Corporate  Mortgage  Asset-Backed Securities (Auto / Student / Credit Card)

25. Cash / Money Market  Money…duh?!  Cost of money  Interbank Lending Rate (Short term Interest rate)  Currency?

26. Tangible Assets  Physical things you can own  Commodities  Precious/Base Metals  Sugar / Grain / Wheat  Orange Juice  Real Estate

27. ANY QUESTIONS?