2. South African Credit providers have placed hard working individuals in a SELF SUSTAINING CREDIT CYCLE. Not only have hey been part taking in RECKLESS LENDING, but find it increasingly easier to foreclose on the unsuspecting tconsumer. The worst situation there arises…. South African’s give up on their dreams

3. PRIOR TO THE NATIONAL CREDIT ACT CREDIT WAS REGULATED BY USURY ACT AND THE CREDIT AGREEMENTS ACT. INDIVIDUALS FIND THEMSELVES IN DEBT BECAUSE THE PROCESSES USED WERE NOT STRINGENT. THE NATIONAL CREDIT AC T CAME INTO EFFECT TO HELP OVERINDEBTED CONSUMERS RECOVER FROM RECKLESS LENDING BY FINANCIAL INSTITUTIONS THE ACT AIMS TO IMPROVE THE CREDIT RECORD OF ALL INDIVIDUALS BY ALLOWING THEM TO REDUCE THEIR INSTALMENTS AND THEREBY AFFORD TO PAY OFF DEBT

4. L OSS IN THE QUALITY OF LIFE DebtWorkFamily

5. ECONOMY / EMPLOYERS INDIVIDUAL MONEY

9. OUR VISION IS TO OFFER A SERVICE SECOND TO NON BY PROVIDING PROFFESSIONAL, CALCULATED, HONEST AND TIMEOUS DEBT COUNSELLING SOLUTIONS WITH INTEGRITY. OUR MISSION IS TO FIND AND IMPLEMENT CALCULATED SOLUTIONS TO ALL CLIENT DEBT RELATED CHALLENGES

10. DEBT CONSOLIDATION: NO MORE LOANS WITH HIGH INTEREST RATES AND LONG TERMS ADMIN ORDERS : NOT ALL DEBT IS REDUCED. FEES ARE NOT DISCLOSED UPFRONT. YOU HAVE A BAD CREDIT RECORD FOR LIFE. YOUR DEBT CAN’T EXCEED R50 000. DEBT REVIEW THE SOLUTION : HERE’S WHY … THE DEBT REVIEW PROCESS CLEARS YOUR BAD CREDIT RECORD AUTOMATICALLY

11. One Instalment NO INTEREST FOR EXTENDED PERIOD Secure your living expenses Lower Instalments_ reduced by up to 60%

12. No Judgements No more legal action, assets secured No Blacklisting Improve Your Credit Record

13. Step 1 FREE CONSULTATION Step 2 FREE DEBT ASSESSMENT Step 3 Debt review process paid for by creditors

14. Step 4 Negotiate with Creditors to reduce your instalments by up to 60% Step 5 Reduce your Interest Rates, and no interest on extended period Step 6 Payment into ONE account

15. Live life the way its meant to be lived… Stress Free

16. 4 TH FLOOR, SUITE 422 116 MUSGRAVE RD MUSGRAVE OFFICE TOWERS TEL : (031) - 201 4301 (031) - 201 3015