1. Reducing the Risk What can a parent do?

2. What is at Risk? In their first year of driving, 1 in 5, 16 year olds has an accident Two thirds of teen passenger deaths are in vehicles driven by other teenagers The odds of a teen being involved in a crash double with each passenger added to a vehicle Over 5,100 teenagers died in car crashes in 2006

3. Covering the Risk Talk to your insurance company to ensure that you are properly protected

4. Recommended Coverage Bodily Injury - 100K/300K Property Damage - $50K Medical Limit - $1000 Uninsured Motorist – Bodily Injury and Property Damage $100K/300K/50K Collision, Comprehensive - $500 deductible Roadside Assistance Rental Reimbursement

5. Personal Umbrella Coverage Protection up to $1 Million Dollars

6. THE FIVE MOST DREADED WORDS…

7. LIMIT IT! Night Driving High Traffic Volume Driving during Bad Weather Distractions

8. Experienced drivers acquire BAD habits 70% admitted to speeding 61% ate while they drove 37% used cell phones while driving 33% ran red or yellow lights 14% read while driving

9. Remember, YOU are a Role Model Practice and demonstrate safe driving Be firm about SAFETY BELT use! Supervise as much Practice Driving as possible Discuss realistic consequences of Drug and Alcohol use Restrict Passengers

10. Establish a “Driving Contract” with your teen Share your concerns and strong desire for their safety List Expectations and negative consequences when expectations are not met List Rewards for meeting expectations Have teen sign and commit to contract Follow through