1. AGO Insurance Software, Inc. provides the Workers ’ Compensation and P&C industry with innovative policy administration systems.* *We ’ ve been doing it since 1982! Insurance Software, Inc.

2. Agency Web Interface - Web Portal All Lines Policy Processing System (In-house) All Lines Accounting System Claims Tracking System on the Web All Lines EXpert Underwriting System Workers’ Comp POLS, STAT, FROI/SROI, and MMRS Systems AGO PRODUCT LINE: Programs are designed with a modular architecture meaning they may be installed as a completely integrated system, or as individual modules integrated with your legacy system. Insurance Software, Inc.

3. AGO ’ s Systems:  Presented in web browser (AWI) and Windows Graphical User Interfaces  Can be modular or one complete integrated system  Each system contains “canned” reports, and also allows for easy “ad-hoc” reporting. Insurance Software, Inc.

4. Agency Web Interface (AWI) Users can enter new or retrieve existing quotes. Seamlessly submit the application to the in-house AGO policy production system in real-time Users can enter and price a risk, modify coverage and re-price instantly User can have multiple quotes open simultaneously Insurance Software, Inc.

5. This system allows user to enter applications, rate, track and administer a property/casualty book of business in a Browser environment. The policy system is actually 3 systems in one! 1. Browser based Application Processing 2. Policy Production 3. Policy Administration All Lines Policy Processing - Web Entry (ALPPS-WE) Insurance Software, Inc.

6. Complete policy production from quoting to policy output Rating support available for all classes and premium modifiers by state, for all ratable states and all bureaus Payroll tracking for Interim Self Report Audits available Underwriters have the ability to view Billing, Claims, and Policy summary information from one screen Workers’ Compensation Policy Processing System (WCPPS) Insurance Software, Inc.

7. Workers’ Compensation Policy Processing System (WCPPS) (WCPPS)

8. A full featured premium accounting system which serves four roles: 1. Premium Billing 2. Premium Receivable 3. Payable Processing (Commission & RP) 4. EFT/ACH available PREMIUM ACCOUNTING (ALAS) Insurance Software, Inc.

9. PREMIUM ACCOUNTING (ALAS) Insurance Software, Inc. Powerful Cash Posting – apply individually or single- click Post-Aged Cancellation Processing – by days overdue or end of policy equity Capability to export information to General Ledger

10. A comprehensive system allowing the user to flow through the process of: Claim entry Tracking Payment Closing making claims processing easier and more efficient. CLAIMS PROCESSING (CTWeb) Insurance Software, Inc.

11. 1. Claims Processing 2. Claims Tracking  includes workflow management  company & jurisdictional correspondence  paper and electronic payments  reinsurance tracking  deductible processing or billing CLAIMS PROCESSING (CTWeb) Insurance Software, Inc. A powerful claims tool that gives the user two for one:

12. ALEXUS will screen incoming applications and refer by exception the risks that YOU want to review! If an application is accepted by the system it will move on to issuance. Acceptance/Rejection criteria are created and maintained by your underwriters. Designed to integrate seamlessly with either your existing policy system or an AGO policy system. EXPERT UNDERWRITING (ALEXUS) Insurance Software, Inc.

13. Workers ’ Compensation Reporting Modules The AGO Workers Compensation Reporting Modules support the automated compilation and filing of mandated WCPOLs, WC Unit Statistical and WC Report of Injury reports to a state bureau or NCCI. All reporting modules are integrated with AGO’s software suite for automated compilation. Insurance Software, Inc.

14. Medicare Mandatory Reporting System (MMRS) AGO ’ s MMRS navigates a user through the reporting process: Query File – all new claims are queried to CMS for Medicare beneficiary verification Claims Import – import all new claims from UPMC ’ s legacy claims system Submission Run – produce the electronic submission file Process Response File – verifies there are no submission errors Insurance Software, Inc.

15. All Commercial Lines All Personal Lines Workers Compensation Other Modules Available:  Document Processing System (DPS)  Diary Entry and Reporting System (DERS) LINES OF INSURANCE Insurance Software, Inc.

16. Customization Services Integration Services Legacy Data Conversion Rating for Agents Custom Software Development Services ADDITIONAL PRODUCTS & SERVICES Insurance Software, Inc.

17. For additional information contact: Dan Tullo Sales & Marketing Representative (973) 770-3200 DTullo@agois.com Insurance Software, Inc.