1. October 14, 2009 Presented by: Peggy Wild, PhD, CFCS, CTE State Program Specialist, Department of Education Melissa Abriani, CTE State Program Specialist, Department of Education LET’$ GET PER$ONAL! FINANCIAL RE$PON$IBILITY IN$TRUCTION

2. QUIZ!

3. WHY? In nine (9) years, the retired population will be more educated than the current workforce.

4. WHAT? WHO? WHEN? WHERE? HOW?

5. Sec. 19. (a) Each school corporation, charter school, and accredited nonpublic school shall include in its curriculum for all students in grades 6 through 12 instruction concerning personal financial responsibility. (b) A school corporation, a charter school, and an accredited nonpublic school may meet the requirements of subsection (a) by: (1) integrating, within its curriculum, instruction; or (2) conducting a seminar; that is designed to foster overall personal financial responsibility. (c) The state board shall adopt a curriculum that ensures personal financial responsibility is taught: (1) in a manner appropriate for each grade level; and (2) as a separate subject or as units incorporated into appropriate subjects; as determined by the state board. As added by P.L.154-2009, SEC.2. IC 20-30-5-19 Personal Financial Responsibility Instruction

6. What does “personal financial responsibility instruction” mean? Financial literacy is the ability to use knowledge and skills to manage one's financial resources effectively for a lifetime of financial security. “Instruction concerning personal financial responsibility”

7. Who has to receive this instruction? “All students in grades six (6) through twelve (12)” Don’t freak out, you can do it!

8. In what form does the instruction have to be delivered? “Integrating, within its curriculum, instruction” “Conducting a seminar” “In a manner appropriate for each grade level”

9. Who can teach personal finance? “As a separate subject or as units incorporated into appropriate subjects” Middle School Business Education Family & Consumer Sciences Other High School Business Education Family & Consumer Sciences Other

10. What resources are available? Financial Literacy Website http://doe.in.gov/octe/facs/IndianaFinLitEd-FrontPage.html

11. FLE Homepage

12. FLE Standards Framework

13. Middle School Standards High School Standards

14. FLE Resource Index

15. What resources are available? Financial Literacy Website Free curriculum, lesson plans and learning resources through national and state organizations Professional development opportunities http://doe.in.gov/octe/facs/IndianaFinLitEd-FrontPage.html

16. This policy takes effect immediately! Questions? Comments? Concerns? Thank You!