1. The Polish Banking Sector 2013/2014 The Polish Bank Association
Warszawa, March 2014

2. Banks in Poland 2013/2014 Commercial banks
(including 2 regional co-operative banks): 43/40
Branches of credit institutions: 26/28
Co-operative banks: /569
Number of service outlets,
branches, sub-branches, branch offices: /15.266
Number of employees: /
Data by Polish Financial Supervision Authority for the days: 31/01/ /03/2014

3. Ownership structure in % of capital in Polish banking sector
There is a visible trend of increase in Polish capital within the sector.
Source: Polish Financial Supervision Authority

4. Polish banks' assets in bn PLN, EUR
Source: Polish Financial Supervision Authority

5. Source: Polish Central Bank
Assets/GDP
Source: Polish Central Bank

6. Polish banks' own funds (in bn PLN, EUR)
Source: Polish Financial Supervision Authority

7. Net and gross profits (EUR bn)
Source: Polish Financial Supervision Authority

8. Percentage of assets belonging to loss-bearing banks in selected EU Countries
Country
2008
2010
2012
Austria
9,1
4,8
6,2
Belguim
80,9
n.a.
25,2
Cyprus
0,3
0,4 62
Germany
52,5
1,7
France 22 26 UK
39,1 42
The Netherlands
8,5
17,8
4,5
Poland
0,2
Italy
0,5
20,8

9. Return on Assets in Selected EU Countries
ROA by Country
2008
2010
2012
Austria
0,1
0,5
0,3
Belgium
-1,8
0,4
Germany 1
-5,3
France
0,2 UK
-0,5
The Netherlands
-0,4
Poland
1,7
1,3
1,2
Italy
4,9
3,8
-1,2
ROA Polish Banking Sector
Source: European Central Bank, Polish FSA

10. Return on Equity in Selected EU Countries
ROE Polish Banking Sector
ROE by Country
2008
2010
2012
Austria
2,3
6,6
4,5
Belgium
-62,3
10,8
2,6
Cyprus
13,4
6,2
-178,6
Germany
-11,4
1,3
France
2,2
8,3
3,4 UK
-12,2
4,8
1,9
The Netherlands
-12,5
7,2
5,9
Poland 17
12,5
11,7
Italy
4,9
3,8
-1,2
Source: European Central Bank, Polish FSA

11. Stable Country-Robust banking sector
During the recent financial crisis Polish bank have not required any public support.
The sector is stable, healthy and with good perspectives for growth.
The sector remained higly profitable in 2013.
Prospects for 2014 and next years are good.
Source: Polish Financial Supervision Authority
CAR Polish banking sector

12. Non-performing loans ratio in %
Source: Polish Central Bank, Polish FSA

13. Deposits from non-financial sector in PLN bn, EUR bn
Source: Polish Central Bank, Polish FSA

14. Credits for non-financial sector in PLN bn, EUR bn
Source: Polish Central Bank, Polish FSA

15. Source: Polish Financial Supervision Authority
Credit growth rate in 2013
Credit growth rate (%) in Poland & Euro zone in 2013
The rate of enterprise ,mortgage credit & consumer credit growth in Poland was higher than in eurozone
Source: Polish Financial Supervision Authority

16. Polish Foreign Trade in EUR bn
Source: Minstry of Economy

17. Thank you for your attention