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2. HOW TO REDUCE FOOD COSTS EVEN WHEN FOOD PRICES ARE GOING UP With food prices increasing everywhere, it may look a bit uphill if you need to reduce the money you spend on food. You may need to change your shopping habits a little, but there are options. If you buy most items at the grocery store, try to find a no frills one. They usually have cheaper prices. Fro non-perishable items, consider shopping online.

3. Aware from their tricks Layout  The layout of any grocery store is designed to make customers walk past a lot of products before getting to the regular items or in the way to the check out. This way there is more chance customers will see something they like and buy it even if it that was not their original intention.

4. Keep the customer inside  In time, customers learn the layout and begin to go for their favorite items like bees to honey. Then is when a change of layout change takes place. The goal of those regular changes is to make customers to spend more time inside and to have to walk through a lot of products again.  They also use music. Playing slow music makes people walk slower – to the rhythm of the music - and gives them more time to notice all the little hooks placed around. Of course, they buy more.

5. An offer no one can refuse  Big stores will price very popular items at a loss to get customers in. This technique also helps to make them believe everything inside is cheap.  All these “buy one or two and get one free” offers are aimed at driving people into unplanned shopping. it is a bargain, isn’t it?  Loyalty card schemes give grocery stores an wonderful insight into their customers habits and with the information gleaned from such schemes, they are able to target them with very tempting special offers.

6. Eye catching  Kids products are placed at a child’s eye level to attract their attention. Children will do the rest of the job as they are usually capricious and will pester their parents into buying whatever they see. More often than not, parents give in.  The most expensive buys are usually at eye level. Look up and down if you want to save money. Impulse buys  Small impulse buy items such as chilled soda, sweets and magazines are conveniently placed at the check out.

7. Giving shopper’s an appetite  The smell of freshly baked bread or roast chicken that often wafts through the store makes customers feel hungry, as well as feel homely. What is a hungry customer to do when surrounded by food? Buy – snacks, if nothing else.  The free offers of food samples are also aimed to whet customer’s appetites. It is very difficult to say no after receiving a free gift.

8. The reasons why we choose this ways is to save our money Saving money is improving your future life. It is important to realize that by saving money now you will be able to do so many more things in your later years. You can retire early and spend time traveling the world. By saving money now, you will be able to avoid making decisions about where to cut back when your prescriptions cost too much. It can bring you a peaceful retirement.

9. Saving money will bring you peace of mind. Every dollar that you have tucked away in the bank or other investments is a dollar, which stands between you and disaster. People who have large savings accounts are not nearly as worried when a car breaks down, or someone becomes sick. They know that they will be okay if they lose a job, and it takes awhile to find a new one.

10. Saving money will give you a sense of control over your finances. You are managing your money when you are truly saving money on a regular basis. You are in control of where you spend your money, and what you do with it. This is a very empowering feeling.

11. THANK FOR YOUR ATTENTION