1. 1 GivingSpace Microphilanthropy Processing Tom Munnecke Munnecke@stanford.edu Munnecke@stanford.edu Sanjay Bhargava sbh@stanford.edu sbh@stanford.edu Visiting Scholars Digital Visions Program Stanford University (858) 756 4218 (858) 756 4218

2. 2 Designers Tom Munnecke Tom Munnecke –Asst. VP, Science Applications International Corporation –One of lead architects on VA and DoD hospital information systems, largest in the world –Founder, www.GivingSpace.org www.GivingSpace.org Sanjay Bhargava Sanjay Bhargava –VP, Citibank (India, Thailand, USA) –VP, PayPal –Designed back-end processing for PayPal Others from GivingSpace Others from GivingSpace –Jan Hauser, David Ellerman, Heather Wood Ion …

3. 3 Goals Efficient, low cost transfers of funds Efficient, low cost transfers of funds “End to End” network design of donation packets based on Internet model “End to End” network design of donation packets based on Internet model Integrate physical and social networks Integrate physical and social networks Photo-exchange to personalize, audit transaction Photo-exchange to personalize, audit transaction Donor instructions and feedback via web and email Donor instructions and feedback via web and email Built-in reputation system Built-in reputation system Less than 5% transaction fee, any size transaction Less than 5% transaction fee, any size transaction

4. 4 Basic Model Donor makes PayPal donation and instructions, personal photo via web page. Donor makes PayPal donation and instructions, personal photo via web page. GivingSpace transfers to Trustee’s account (NGO or other local organization) GivingSpace transfers to Trustee’s account (NGO or other local organization) Trustee gets email, withdraws donation with debit card Trustee gets email, withdraws donation with debit card Trustee follows donor’s instructions Trustee follows donor’s instructions Trustee takes photo of delivery of donation, including the donor’s letter photo Trustee takes photo of delivery of donation, including the donor’s letter photo Donor rates trustee’s performance Donor rates trustee’s performance

5. 5 Packet Model DonorChain of TrustRecipient Scalable Trust System

6. 6 Donor’s offer Letter, photo PayPal Deposit (Checking Acct) GivingSpace Master Account Individual Trustee Accounts Trustee Withdrawal via Debit Card Donation Tracking Database Instructions, Queries, Evaluations Real-time Tracking Info Recipient Personal photo Donor gets email with photo of his letter and gift being delivered, including his original photo

7. 7 Making Donation Donor finds web page Donor finds web page If not already registered, signs up with PayPal (checking account linkage earns $5 bonus which may be used for first donation) If not already registered, signs up with PayPal (checking account linkage earns $5 bonus which may be used for first donation) Chooses opportunity, Optionally submits photo Chooses opportunity, Optionally submits photo Reviews transaction, costs Reviews transaction, costs Commits to donation Commits to donation Gets receipt from PayPal, tracking URL Gets receipt from PayPal, tracking URL Gets photo confirmation of gift being delivered, with original donor letter in the image. Gets photo confirmation of gift being delivered, with original donor letter in the image. Rates all participants in the chain of trust Rates all participants in the chain of trust All costs are visible All costs are visible

8. 8 Adding New Trustee Trustee must have access to email, Web, digital camera, and ATM Trustee must have access to email, Web, digital camera, and ATM Registers via web page Registers via web page GivingSpace accepts, opens trustee account GivingSpace accepts, opens trustee account Mails Debit card to Trustee Mails Debit card to Trustee Trustee registers card, PIN via web Trustee registers card, PIN via web GivingSpace opens up card GivingSpace opens up card Trustee is listed on GivingSpace web site as acceptable trustee Trustee is listed on GivingSpace web site as acceptable trustee Trustee lists opportunities to give Trustee lists opportunities to give

9. 9 Photo Exchange Personalizes donation, thank you note Personalizes donation, thank you note Overcomes language, literacy barriers Overcomes language, literacy barriers Provides positive reinforcement of gift Provides positive reinforcement of gift Provides audit trail Provides audit trail Still an issue about “cut and pasting” images Still an issue about “cut and pasting” images May include cryptographic bar code May include cryptographic bar code Donor purchases of photos could pay for digital camera, Internet costs Donor purchases of photos could pay for digital camera, Internet costs –Could create local “photopreneurs”