1. Dr. Scott Janney, CFRE, RFC Executive Director of Planned Giving Villanova University The St. Louis Planned Giving Council Options Choices and Flexible Payments: The Gift Annuities Your Donors Want

6. 12/31/2011 5.4% $2,166 $540 12/31/2012 5.8% $2,166 $580 12/31/2013 6.0% $2,166 $600 12/31/2014 6.4% $2,166 $640 12/31/2015 6.9% $2,166 $690 12/31/2016 7.2% $2,166 $720 12/31/2017 7.6% $2,166 $760 First Payment: 12/31/2010 Rate: 5.2% Tax Deduction: $1,979 Annuity: $520 12/31/2011 5.4% $2,166 $540

8. Dr. Scott Janney, CFRE, RFC Villanova University Options Choices and Flexible Payments: The Gift Annuities Your Donors Want