1.  A multi-bank holding company with approximately $13 billion dollars in assets  Locations in Illinois, Texas, California, and Arizona  We are a profitable bank group that is growth oriented  We have had an aggressive acquisition history since 1990 that remains strong through today FBOP Corporation

2. Corporate Philosophy  A solid business foundation was created by managing existing customer relationships as well as through new business development  Our banks offer personalized service, responsiveness, professionalism and expertise  We focus on helping the small community businesses and serve community consumers  We do banking the old fashioned way with an entrepreneurial spirit

3. Illinois  First Bank of Oak Park  Cosmopolitan Bank and Trust  Regency Bank  Pullman Bank  Park National Bank

4. First Bank of Oak Park  $254 million in assets  Serves as the foundation for FBOP Corporation  For over 13 years, First Bank has consistently been rated one of the top performing banks in Illinois  The bank has been serving the Oak Park community for nearly 80 years 11 West Madison, Oak Park 4909 West Division, Chicago 6011 West North Avenue, Oak Park

5. Cosmopolitan Bank & Trust  Assets of $372 million  Our multi-million dollar renovation is a visible statement of the bank’s commitment to its community and its plans for aggressive business growth in the dynamic River North area  Cosmopolitan provides entrepreneurial real estate financing, cash management and trust expertise which is enhanced by a full range of retail banking products, including home mortgages and consumer loans  In 2002, Cosmopolitan Bank supported 46 non-for-profit and charitable organizations that represent the diversity of the Chicagoland area including the River North Community. 801 North Clark Street, Chicago

6. Regency Bank  $1.3 billion federal savings bank with 10 locations in the west and south suburbs of Chicago  Specializes in providing savings, mortgage and consumer lending products to individuals  Regency is also actively involved in the purchase and servicing of commercial real estate loans  In July of 2001, Regency was rated “Outstanding” in Community Reinvestment Services by Federal Regulators and is consistently rated among the best in Compliance 3 Naperville branches Geneva Cicero Homewood Flossmoor Chicago Heights Irving Park Road, Chicago Kedzie Avenue, Chicago

7. Pullman Bank  Pullman Bank was acquired in January of 1999 with assets of $496 million  Calumet Federal Savings and Chicago City Bank & Trust were acquired by FBOP Corporation and merged into Pullman Bank, bringing Pullman’s assets to $1.1 billion  Pullman specializes in the middle market and commercial lending  Pullman’s business also includes commercial equipment leasing  In 2002, Pullman was rated “Outstanding” in Community Reinvestment Services by Federal Regulators. 1000 E. 111 th St, Chicago 815 W. 63 rd St, Chicago 3501 E. 106 th St, Chicago Lansing 8905 S. Commercial Ave, Chicago Dolton 6100 N. Northwest Hwy, Chicago Sauk Village

8. Park National Bank  Park National Bank and Trust of Chicago was established in 1950 and has $266 million dollars in assets.  Continental Community Bank in Maywood was acquired by FBOP Corporation in November 2003 and merged into Park National Bank.  Fifty percent of the staff speaks a second language which makes many customers feel at home.  Services offered include: Home Equity loans, mortgages and business loans.  2958 N. Milwaukee Ave, Chicago  400 Madison St., Maywood

9. Texas  Citizens National Bank  Madisonville State Bank  North Houston Bank  Fairfield Financial Group

10. California  California National Bank - 59 branches  San Diego National Bank – 17 branches  California Savings Bank – 18 branches

11. Arizona Bank USA - Located in Phoenix

12. Career Opportunities  We are looking for:  Highly motivated individuals  Energetic team players  Flexible and creative problem solvers  Career Opportunities:  Commercial Lending  Retail Banking  Bank Operations