1. Educational Service Centers Risk Funding Trust
A Specialized Insurance Risk Management Program for K-12 School Corporations in Indiana

2. What is ESCRFT? Protected Self-insurance Risk Management Program
Package insurance program that integrates “pooled” self-insurance with protection of traditional insurance
Property & Casualty/Workers Compensation insurance coverages
Nearly 40 members
ESCRFT is growing responsibly, attracting best-in-class among well-run and safety conscious schools
Eligibility:
Members of one of the nine Indiana Educational Services Centers
Public K-12 school systems
Public Charter schools
Public School Career Centers
Public School Special Education Co-operatives

3. Why ESCRFT? More Competitive & Stable Pricing Broadest Coverage Terms
Power of pool membership purchasing power
Broadest Coverage Terms
Higher limits/lower deductibles focused for Indiana schools
Better Resources
Service Providers that are directly responsible to members

4. More Competitive Pricing

5. ESCRFT Program Benefits
Long-term stability in premiums and insurance availability
Broader coverage and increased limits
Future potential return of loss fund dollars
Cash flow benefits
Interest earnings from loss fund monies are retained by ESCRFT
Direct input by each member on program decisions
Detailed and comprehensive monthly loss information
More direct control of claims management and claims costs
School-focused professional loss prevention programs
Direct control

6. More Information: Please Contact: Program Administrator Mark Aldous
Arthur J. Gallagher & Co.
ESCRFT Executive Director:
Dr. Carrie Milner