1. Gabriela Martinez 11/10/08 Honda Civic 2005

2. 2005 Honda Civic  Crash test rating: Good  MPG: 25 city/34 hwy miles  Affordable used car

3. Financing Cost of the Vehicle (Purchase Price): $10,350 Interest rate: 6.5% Loan term: 24 months Down payment (20%):$2,070 Monthly payments:$369 Total loan amount:$8280 Cost of loan (total interest): $576 Cost of loan (total interest): $576  I will save $450 every month for about five months for the down payments.  I will save $450 every month for about five months for the down payments.

4. Cost Total monthly taxes & fees: $6.47 Total monthly maintenance: $34.47 Total monthly gas: $111 Total monthly insurance: $150 Total monthly car payments: $369 ______________________________________________ Total monthly cost: $670.94 Net income-personal expenses= extra (3,746)-(1,985)=$1,761 (3,746)-(1,985)=$1,761

5. Insurance (it will cost $150/month)  Liability insurance  Collision insurance  Comprehensive insurance  Medical payments insurance  Uninsured motorist  Rental & towing insurance

6. Maintain  Oil change & lubrication = $14.67 (4 times a year)  Tire rotation = $6.25 (3 times per year)  Tune-up=$13.55 (every 30,000)  Car wash=$0 (every three months + I am doing it myself) (every three months + I am doing it myself)

7. Website resources  http://www.allstate.com http://www.allstate.com  http://www.crashtest.com http://www.crashtest.com  http://www.fueleconomy.gov http://www.fueleconomy.gov  http://www.kbb.com http://www.kbb.com  http://www.banksite.com http://www.banksite.com