1. For Agent/Recruiting Purposes Only – Not For Use With the Public. 1 The presentation is presented for educational and/or recruiting purposes only, and should not be construed as a solicitation of any insurance or investment product. Join our team of financial crusaders

2. For Agent/Recruiting Purposes Only – Not For Use With the Public. 2 There’s never been a better time to be a financial services professional.

3. For Agent/Recruiting Purposes Only – Not For Use With the Public. 3 American households would be in jeopardy if a primary breadwinner died. * LIMRA 2010 Life Insurance Ownership Study

4. For Agent/Recruiting Purposes Only – Not For Use With the Public. 4 Let us help you help others

5. For Agent/Recruiting Purposes Only – Not For Use With the Public. 5 The of a diversified financial services group The of a local firm The of a 164-year-old affiliated company * *National Life Insurance Company was founded in 1848. Life Insurance Company of the Southwest was founded in 1955. You can grow with the support you need

6. For Agent/Recruiting Purposes Only – Not For Use With the Public. 6 Join our Crusade! A Chance to Change the Largest Industry in the World… A REVOLUTION! A TRUE CRUSADE…We save lives, peoples homes, and families. Life Insurance and Annuities YOU DON’T HAVE TO DIE TO USE We work a proven SYSTEM A chance to GET RICH HELPING PEOPLE

7. For Agent/Recruiting Purposes Only – Not For Use With the Public. 7 Our focus has always been on Main Street, not Wall Street For Agent/Recruiting Purposes Only – Not For Use With the Public.

8. 8 We’re proud that we make good on our promises

9. For Agent/Recruiting Purposes Only – Not For Use With the Public. 9

10. 10 You Have Many Options *All companies listed are independent of National Life Group and it’s affiliates.

11. For Agent/Recruiting Purposes Only – Not For Use With the Public. 11 What Choice Would You Make? 895 Life insurance companies in the United States ACLI Factbook 2012 * Fortune 1000 ranking represents consolidated results of the National Life Group companies. 122 Mutual companies including stock companies held by mutual holding companies 2 Conservative mutual companies that have been in business for over 160 years Mutual companies in the Fortune 1000* 9

12. For Agent/Recruiting Purposes Only – Not For Use With the Public. 12 ACLI Factbook 2010 * Fortune 1000 ranking represents consolidated results of the National Life Group companies. Company that is mutually held Is in the Fortune 1000* Has a competitive living benefits story, and partners with you to help grow your business

13. For Agent/Recruiting Purposes Only – Not For Use With the Public. 13 Your Choice is Clear

14. For Agent/Recruiting Purposes Only – Not For Use With the Public. 14 At National Life Group We Have It All National Life Group® is a trade name representing various affiliates that offer a variety of financial service products. National Life Insurance Company is licensed in all 50 states and the District of Columbia. Life Insurance Company of the Southwest, Addison, TX is licensed to do business in 49 states and the District of Columbia. It is not licensed to do business in New York. Equity Services, Inc., Member FINRA/SIPC. Sentinel Investments SM is the unifying brand name for Sentinel Financial Services Company, Member FINRA, Sentinel Asset Management, Inc., and Sentinel Administrative Services, Inc. All companies, unless otherwise noted, are located in Montpelier, VT. Each company of the group is solely responsible for its own financial condition and contractual obligations. National Life Insurance Company Life Insurance Company of the Southwest

15. For Agent/Recruiting Purposes Only – Not For Use With the Public. 15 We Are Financially Strong A.M. Best A (Excellent) Third highest out of 16 ranking Standard & Poor’s A (Strong) Sixth highest of 21 rankings Moody’s A2 (Good) Sixth highest of 21 rankings Financial Strength ratings for National Life Insurance Company and Life Insurance Company of the Southwest Ratings are current as of November 29, 2012 and are subject to change.

16. For Agent/Recruiting Purposes Only – Not For Use With the Public. 16 We Have a Wide Product Spectrum ANNUITY Fixed Indexed Single Premium LIFE Universal Whole Term Indexed Universal

17. For Agent/Recruiting Purposes Only – Not For Use With the Public. 17 Products Designed to Support Solutions & Strategies For Personal Needs * Premium Financing is offered through independent third parties.

18. For Agent/Recruiting Purposes Only – Not For Use With the Public. 18 None of National Life Insurance Company or Life Insurance Company of the Southwest or their agents, employees, advisors, officers or directors (collectively, "National Life") endorses or approves the use of a captive insurance company strategy or any provider of captive insurance company services. Agents are not authorized to act on National Life's behalf in recommending any business strategy. National Life has not evaluated nor will evaluate a captive insurance company strategy or the suitability of using an insurance policy as a component of such a strategy. National Life is not authorized to make and makes no representation regarding the suitability, effectiveness or legality of any business strategy. National Life does not provide legal or accounting advice. National Life is not licensed to offer life insurance policies for sale outside of the United States. Applicants may be required to execute a hold harmless agreement acknowledging these and other matters and indemnifying National Life. Products Designed to Support Solutions & Strategies For Personal Needs

19. For Agent/Recruiting Purposes Only – Not For Use With the Public. 19 Simple Solutions to Life Let the puzzle pieces tell the story that today’s life insurance is more about living than dying.

20. For Agent/Recruiting Purposes Only – Not For Use With the Public. 20 The Power of People Do good. Be good. Make good.

21. For Agent/Recruiting Purposes Only – Not For Use With the Public. 21 In Support Of You

22. For Agent/Recruiting Purposes Only – Not For Use With the Public. 22 The Support You Need

23. For Agent/Recruiting Purposes Only – Not For Use With the Public. 23 Investing in you today to secure a successful tomorrow

24. For Agent/Recruiting Purposes Only – Not For Use With the Public. 24 National Life Group® is a trade name of National Life Insurance Company (NLIC), Montpelier, VT, Life Insurance Company of the Southwest (LSW), Addison TX, and their affiliates. Each company of the National Life Group is solely responsible for its own financial condition and contractual obligations. LSW is not an authorized insurer in New York and does not conduct insurance business in New York. Incentives That Inspire

25. For Agent/Recruiting Purposes Only – Not For Use With the Public. 25 $3.1 million 2012 commission for our top financial professional. Would you like to be a top agent? Information as of December 31, 2012 Includes all business written through National Life Insurance Company and Life Insurance Company of the Southwest It Pays to Join Us

26. For Agent/Recruiting Purposes Only – Not For Use With the Public. 26 We champion the cause of the part time employee!! Income on only 1 sale a week Part time income potential You can start Part Time…and own your own company!! *Based on average monthly policy premium of $250

27. For Agent/Recruiting Purposes Only – Not For Use With the Public. 27 If you want to work with people who are always ready to help you succeed, we hope you’ll join us and come home to a winning team, Lineage Partners LLC and National Life Group.