1. ecosphere Earth friendly products Introductory line of cleaning products that are safe for the environment: Waterless Car Wash Carpet and Upholstery Cleaner Glass and Mirror Cleaner Retail price $39.95 w/40PV Product includes: applicator bottle and concentrate that will make sixteen 16oz bottles of product

2. Customize personal or business card profile “online” Onsite Print can accommodate B2B printing for business cards, letterhead, and stationary Receive 60% PV on all purchases Recurring consumable product “Everyone needs business cards”

3. Total Bill Payment & Bill Presentment –All Bills on One Screen –Bills Online 12 Months - Yearly CD Online Convenience & Privacy

4. Prioritized Planned Spending Automated Tracking Checkbook Insert Track’s All In Flow & Out Flow Financial Wizards & Reports

5. Out-of-Debt in 1/3 to 1/2 the Time Saving Thousands of Dollars in Interest ($50,000 to $160,000) Graphical Analysis & Reports “What if” Scenarios Calculators pre-filled with customer data

6. Interactive Trimming Strategies Financial Education Generating New Income Sources Strategies

7. Pricing and Compensation Introductory Kit $99.95 w/100PV Monthly subscription (retail $24.95) w/20PV

8. Professor Brain Online “realtime” tutor sessions Great for children, grandchildren, or yourself--grades K-12 Onetime session $10.00 w/10PV Monthly subscription $39.95 w/40PV