1. GEORGIA IN-NETWORK Plan Vendor:1 st Medical Network DEDUCTIBLE $300 PER PERSON $900 PER FAMILY $20 COPAY FOR OFFICE VISITS (not subject to general deductible) $750 per person Wellness Care STOP LOSS: $1,000/person $2,000/family PPO PLAN

2. NATIONAL IN-NETWORK Plan Vendor: Beech Street DEDUCTIBLE $400 PER PERSON $1,200 PER FAMILY $20 COPAY FOR OFFICE VISITS (not subject to general deductible) $750 per person Wellness Care STOP LOSS: $2,000/person $4,000/family PPO PLAN

3. OUT-OF-NETWORK DEDUCTIBLE $400 PER PERSON $1,200 PER FAMILY %60 of network rate for most of the services SUBJECT TO DEDUCTIBLE AND BALANCE BILLING PPO PLAN

4. PHARMACY PROGRAM u Network of Retail Pharmacies u Services Outside of Network u 90 Day Maximum Drug Supply ¶ $10 co-payment for generic ¶ $25 co-payment for preferred brand name ¶ 20% of non-preferred brand name cost ($40 min. and $100 max.)

5. VISION CARE PROGRAM  BLUE CHOICE VISION PROVIDERS  LensCrafters  Independent Optometrists  Independent Ophthalmologists  VISION DISCOUNTS  LensCrafters Preset Vision Packages  ~Silver, Gold, and Blue Choices~  30% Off Eyeglasses/Frames/Lenses/Lab Fees  25% Off Non-Prescription Sunglasses  Low Fixed Prices on Contact Lenses

6. emergency room copayment: $75 reduced to $50 if referred by MedCall Copayment fully waived if admitted. PPO PLAN MEDCALL

7. PPO PLAN COST PER MONTH -Employee$105.18 -Employee/Spouse$220.84 -Employee/Child$189.30 -Family$304.96