1. No Credit Required In-House Customer EZ Payment Plan

2. Platinum One LLC is able to provide this service because of the Check Clearing Act 21 of 2008. Allows post-dated checks to be converted to an Allows post-dated checks to be converted to an ACH (Automated Clearing House) payment schedule ACH (Automated Clearing House) payment schedule Mandates bank regulation requiring ACH payment Mandates bank regulation requiring ACH payment priority vs. traditional checks priority vs. traditional checks Mandates bank regulation allowing ACH NSF Mandates bank regulation allowing ACH NSF re-deposits three additional times vs. traditional re-deposits three additional times vs. traditional checks one time only checks one time only

3.  Proof of valid, active checking account  Valid driver’s license, state ID, or military ID Only Two Requirements To Qualify No Credit Check Required In-House EZ Payment Plan

4. 1. The customer signs the "no credit required agreement " for the requested products or services. 2. The customer presents the check payable to the merchant for the products or services. 3. Merchant gets customer approval for the transaction. 4. The customer’s account will be debited for the transaction on specified dates.

5.  Guarantees your customers’ payments  Maximum aggregate: $8,000.00  Maximum time for post dates: 3, 6, or 12 months  Merchant does not deposit a single check  Platinum One LLC collects on customer’s bad checks  Single checks guaranteed up to $36,000.00

6.  Merchant cost between 9.95% and 30.95%  Merchant can earn a business/profit builder above the customer’s charged rate  Platinum One LLC provides leased processor, imager, proprietary software and guarantee  Account set up in seven days, which includes application, and delivery of system

7.  Is not designed to replace existing financing, but to enhance existing financing  Piggy backs over and above existing financing  Guarantees layaway programs  Finances soft costs to enhance profitability

8.  New automotive sales  Automotive repairs  Wheels and tires  Furniture sales (new and used)  Appliance repairs  Appliance sales (new and used)  Contractors (All)  Funeral homes  Criminal defense attorneys  Computer repair  Medical services  Dental services  Cosmetic services  Churches / Schools  Animal breeders  Rent-to-own centers  Home restoration /clean up  And many more…

9.  Small to medium-sized businesses. “Main Street America.”  Owned and operated by “Mom And Pop” proprietors  Business should have average ticket of $100 or more.  Emergency services or have-to purchases are especially strong.

10.  EZ Payment  In House Payment Plan  Four Plan Options

11. Platinum Plan:  For merchants who need all their money to complete customer’s invoice.  Merchants who have high material costs or poor cash flow.

12. Platinum Plan:  Customer presents a check for the down payment; 25% minimum is due same day, balance is spread out over 3, 6, or 12 months  Merchant receives an approval for the transaction  Customer determines the duration of the loan  Merchant receives full amount within 72 hours  Two-, three- and four-year leases available  Full 4-year warranty included  $5.00 statement fee  Platinum Plan: buyout $3,750.00  Merchant has the option to transfer lease after 8 months  Single check conversion up to $36,000.00

13. Platinum Plan:  Warranty fee rate: 9.95% - 30.95%  Merchant can increase warranty fee for profit building (example 2% or 3% optional)  Merchant will receive up to $8,000.00 within 72 hours (based on account balances and credit score) * Restricted businesses  Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen, Bankruptcy attorneys

14. Platinum Plan:  For merchants who don’t want or don’t qualify for a lease, there are several options:  Borrow against their credit card processing, or  Rent-to-own (no contract, month to month)  Credit Card Processing is available for additional commission but not required.  All funds are guaranteed (no more bounced checks!).

15. The Silver Plan For merchants with poor credit or limited budgets

16. Silver Plan :  Manual phone system. No special equipment needed  No commitment (month to month)  $199.00 acquisition fee  No subscription fee  No underwriting

17. Silver Plan:  Merchants will receive money in 24 - 72 hours after initial pull from their customer’s checking account  Maximum of $1,500.00 total, 45-day duration  All funds are guaranteed (no bounced checks)  Includes single check conversion up to $36,000.00

18. Silver Plan:  EZ Payment Program over the phone  Merchant receives toll-free number access  Can be used at multiple locations. Silver Plan: Credit Card Processing is available for additional commission but not required.

19. Silver Plan  Restricted businesses: Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen., Bankruptcy attorneys.

20. Bronze Plan Merchant Services Credit Card Processing

21. Rent to Own program: Lead with the lease option Lead with the lease option If merchant isn’t interested in lease, offer buyout If merchant isn’t interested in lease, offer buyout If merchant isn’t interested in buyout, they can either borrow against their credit card processing, or enroll in this rental program If merchant isn’t interested in buyout, they can either borrow against their credit card processing, or enroll in this rental program The rental is month to month, and the merchant will own equipment after three years. $599.99 set up fee. $224.99 a month. The rental is month to month, and the merchant will own equipment after three years. $599.99 set up fee. $224.99 a month.

22.  Merchant Services can be attached to any of the Platinum One LLC plans or sold as a stand alone.  Improve your sale by offering a more competitive processing company.  Increase your monthly residuals by adding Merchant Services.

23.  Adding Merchant Services can save clients more than their Platinum lease payments  If Platinum One LLC can’t beat the client’s current processing costs we’ll pay them $250.00  Bundling can save time and money

24. Merchant Application / Lease Fax: (888) 702-7972 or email: James@PlatinumOneLLC.com Contact: (800) 330-7221 Heidi@PlatinumOneLLC.com Heidi@PlatinumOneLLC.com