1. © South-Western Educational Publishing Chapter 9 Checking Accounts and Other Banking Services  Checking Accounts  Other Banking Services and Fees

2. GOALS © South-Western Educational Publishing Lesson 9.1 Checking Accounts      

3. © South-Western Educational Publishing Checking Account   

4.  

5. © South-Western Educational Publishing Opening a Checking Account  

6. © South-Western Educational Publishing Parts of a Check 071000741 08 40 856 0581 581 ARDYS JOHNSON Phone: 555-0100 4250 West 18 th Avenue Chicago, IL 60601-2190 SKY CENTRAL BANK Chicago, Illinois PAY TO THE ORDER OF DOLLARS For Classroom Use Only MEMO DATE 2-74 710 $ July 1, 20-- Food Mart 36.12 Thirty-six and 12/100 groceries Ardys Johnson

7. © South-Western Educational Publishing Using Your Checking Account  Writing checks  Paying bills online  Making deposits  Using a checkbook register

8. Writing Checks     

9. Online Banking    

10. Making Deposits     

11. Using a Checkbook Register  

12. © South-Western Educational Publishing Reconciling Your Checking Account 1.Write ending balance from bank statement. 2.Add credits or deposits not on statement. 3.Total lines 1 and 2. 4.Write total outstanding checks/debit transactions. 5.Subtract line 4 from line 3. (Should agree with checkbook balance) 1279.38 100.00 1379.38 139.90 1239.48

13. © South-Western Educational Publishing Endorsing Checks   

14. © South-Western Educational Publishing Types of Checking Accounts     

15. GOALS © South-Western Educational Publishing Lesson 9.2 Other Banking Services and Fees    

16. © South-Western Educational Publishing Other Banking Services  Guaranteed-payment checks (certified checks)  Money orders (if you don’t want to use cash/don’t have a checking account – it can’t ever bounce)  Debit cards and bank credit cards  Online banking  ATM’s  Telephone banking  Stop payment orders  Safe deposit boxes  Loans  Financial services

17. © South-Western Educational Publishing Bank Fees Examples of bank fees       