2. Natwest ISA Earn tax free interest of up to 2.50% AER (variable) on balances of at least £30,000, other rates available for lower balances. 2.50% AER (variable) if your balance is £30,000 or more 2.25% AER (variable) if your balance is £10,000 or more but below £30,000 2.00% AER (variable) if your balance is less than £10,000 Transfers in allowed- bring all your cash ISAs together in one place Instant access – and easy to manage online only account

3. Features No withdrawal penalties Interest paid monthly Save up to £5,640 in your e-ISA in the 2012/2013 tax year ending 5th April 2013 Online only account - with easy online access Set up regular payments from another NatWest account Set up and monitor a savings goal for your account with Online Banking

4. Barclays ISA Loyalty Reward ISA is available to customers with either a Barclays current account or £500+ saved with Barclays. Interest rate is guaranteed to track at 2.11% above the base rate for 12 months and then continue to track at 1.51% above the base rate until March 2014 Instant access to your cash when you need it Easy to open from as little as £1 Save up to £5,640 in the 2012/2013 tax year Barclays current account customers can manage their accounts online, in branch or by phone Account can be included within an offset mortgage arrangement if you have an offset mortgage with Barclays