1. How to customize this presentation (delete this slide when done) Add a logo Go to “View” on the menu and select “Slide Master”. Click on the first master slide in the left column. Insert your logo by clicking on the area of the slide where indicated in red. Delete the instruction copy and click the “Insert” tab on the menu. Click “Picture” and choose a file to upload from your local drive. Hold the shift key down and resize your logo to fit in the space provided. Be sure your logo resides to the left of the Ameritas logo. If not, simply drag it to this position. After inserting an image, go to “View” on the menu and select “Normal”. Make certain your logo is not obstructing other images or copy on any of the slides in your presentation. View slide options In the “Slide Master” view, you may find additional slides featuring different photographs available for you to customize your presentation. Insert additional slides in your presentation from this selection only.

2. How to customize this presentation (delete this slide when done) Customize the copy You can add or edit copy on any slide where indicated. Copy in red should be customized by you if you desire to add advantages of your specific agency. Reformat the red font color appropriately as you complete your edits. Carefully review each slide to determine where you can customize the copy in the presentation. Click on the red copy where indicated and edit or update with your agent/agency information. Delete any instructional copy on the slides before finalizing. Do not alter any legally approved content or images required by Ameritas. Submit your customized file for Compliance Review You must submit your customized file to Maria Langan, AIC manager of Communications/Administration, through AdTrax on www.reged.com for review before you use it.www.reged.com

3. Insert Agency logo fulfilling life Grow your success as a financial professional with us. A great business to be in

4. Insert Agency logo fulfilling life is our calling our calling

5. Insert Agency logo Life will never be free from uncertainty. But when uncertainty is minimized, life can be maximized. our calling

6. Insert Agency logo We help maximize life by protecting what is most cherished, growing assets attained over a lifetime, and helping our clients put worry behind and the future ahead. our calling

7. Insert Agency logo We help make the lives of our clients and their families better by offering proven, trusted and valued insurance and financial solutions over lifetimes. our calling

8. Insert Agency logo This is our calling. Sound like yours? Then consider growing your success as a financial professional with us. our calling

9. Insert Agency logo what would make your career more fulfilling? the career

10. Insert Agency logo What would make your career as a financial professional more fulfilling? Greater freedom to choose your course, markets, products and income? Stronger support within your agency? A primary provider better aligned to you? The career

11. Insert Agency logo why choose to be part of our agency? our agency

12. Insert Agency logo Why choose to be part of our agency? Reason one Reason two Reason three Reason four Reason five our agency

13. Insert Agency logo Why choose to be part of our agency? Reason six Reason seven Reason eight Reason nine Reason ten our agency

14. Insert Agency logo why we chose Ameritas as primary provider? our primary provider

15. Insert Agency logo Why we chose Ameritas as primary provider Entrepreneurial, non-captive agent model Approachable, relationship-driven culture Rich portfolio of products and services Exceptional support teams for our agents Dependable service for our clients Excellent events for training and networking Meaningful recognition and rewards Strong financials and ratings Mutual governance our primary provider

16. Insert Agency logo Relationship-driven culture at Ameritas Lasting relationships with industry leaders Approachable, accessible team members Solution-focused Responsive our primary provider

17. Insert Agency logo Entrepreneurial agent model at Ameritas Freedom to define your markets, hours, and income Resources and support you need to succeed as an entrepreneur Freedom to offer products that best meet client needs Non-captive contract our primary provider

18. Insert Agency logo Competitive, diverse portfolio with Ameritas Life insurance – whole, term, universal, index, variable Annuities – fixed, index, variable Disability income insurance – Individual, group our primary provider

19. Insert Agency logo Competitive, diverse portfolio with Ameritas Mutual funds – Via subsidiary Calvert investments Investments – Via Broker Dealer Ameritas Investment Corp., member FINRA/SIPC our primary provider

20. Insert Agency logo Competitive, diverse portfolio with Ameritas Retirement plans Group dental, hearing and eye care our primary provider

21. Insert Agency logo Exceptional support with Ameritas Regional sales support teams – Give front line response and outreach – Offer product knowledge, illustrations – Assist with competitive information Approachable, skilled underwriters Accessible, experienced advanced sales our primary provider

22. Insert Agency logo Outstanding education with Ameritas Best-in-class industry education Web-based education: teleuniversities Exceptional education events – New agent training schools (for those new to Ameritas) – Connection: peer idea exchange – Advanced sales forum our primary provider

23. Insert Agency logo Excellent resources with Ameritas Client relationship management software Agent portal for managing your business Industry selling systems and programs Electronic applications Marketing materials Sales campaigns our primary provider

24. Insert Agency logo Greater results = greater rewards with Ameritas Impact your earnings and rewards via – Volume of business – Quality incentive commissions – Bonus programs and campaigns – Aggregate compensation for all sales Strong benefits package for qualifying contracts our primary provider

25. Insert Agency logo Meaningful awards with Ameritas National and international sales conferences Distinctive clubs for sales levels Individual rewards for specific achievements Rosen Humanitarian and Achievement Award Hall of Fame for lifetime achievement our primary provider

26. Insert Agency logo industry-leading peers with ameritas our primary provider Ameritas is among the leading companies in representation by MDRT Top of the Table and Court of the Table producers.

27. Insert Agency logo Mutual ownership Ameritas Mutual Holding Company’s financial strength lies in its mutual form of ownership. Mutual ownership is the best way to develop strategies and decisions benefiting members for decades to come. Puts members first because there are no stockholders (1). Helps create stability for agents and their clients. our primary provider

28. Insert Agency logo Financial strength to deliver on our promises Through long-standing financial strength, we protect what matters most. A tradition of delivering the very best in products and services generation after generation. Proud of group ratings from Standard & Poor’s and A.M. Best Company. Measuring success by how many people we help. By how many promises kept. our primary provider

29. Insert Agency logo Let’s talk next steps.

30. Insert Agency logo Ameritas® is a marketing name for subsidiaries of Ameritas Mutual Holding Company, including: Ameritas Life Insurance Corp., Ameritas Life Insurance Corp.of New York, Acacia Life Insurance Company, The Union Central Life Insurance Company and Ameritas Investment Corp., member of FINRA/SIPC. AmeritasLife Insurance Corp. and Acacia Life Insurance Company are not licensed in New York. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas®, visit ameritas.com. Ameritas® is a registered service mark of Ameritas Mutual Holding Company. (INSERT AGENCY NAME HERE) is not an affiliate of Ameritas Mutual Holding Company or its subsidiaries.ameritas.com *Variable products are issued by Ameritas Life Insurance Corp. or Ameritas Life Insurance Corp. of New York, as licensed, and underwritten by affiliate, Ameritas Investment Corp. Variable products are subject to investment risk, including possible loss of principal. The issuing insurer is solely responsible for its own financial condition and contractual obligations. Before investing, carefully consider the investment objectives, risks, charges and expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. You can obtain copies by calling 800-745-1112. Read the prospectuses carefully before investing. **Securities and Investment Advisory Services offered solely through Ameritas Investment Corp., member of FINRA/SIPC.