1. Poverty Index Tool Objective: Equip participants to use a tool to help measure Depth of Outreach (poverty level of new members)

2. Session Outline Session 1: Introduction to Poverty Assessment Tools Session 2: Refinement of Poverty Assessment Tool to suit Local Environment and Plan for Roll Out

3. Exercise In pairs, add two to three indicators to the list of rich, middle and poor.

4. Internal or external tools to estimate member poverty level Simple, non-financial indicators statistically derived from national household surveys; defined by country; may need to be updated International Poverty lines (1 or 2 USD/day) PA Tools ▫PPI (Progress out of Poverty Indicator, Grameen Foundation): focus on practicality; less indicators, easier intake. ▫PAT (Poverty Assessment Tool, IRIS-USAID): focus on accuracy, US gvt definition of poverty; more indicators. Member Profiling: Poverty Assessment Tools

5. Progress Out of Poverty Index (PPI)

6. How are the questionnaires built? PPI Enquête Nationale From a national surveys on households, statistical analysis to derive the indicators highly correlated with the poverty status 150 indicators Selection linked to the relevance for the users (simple and practical to collect), variability with poverty status, stat. reliability, complementarity, verifiability 10 indicators Each indicator goes with a weight based on the answers of the original national household survey (total out of 100)

7. The PPI: What does it look like? 11 0 8 3 5

8. 7 0 2 36

9. Poverty Likelihood Score indicates the likelihood to be under different poverty lines

10. Analysis and quality contol Likelihood average of the covered population corresponds to the poverty levels of the population average It works from a sample randomly selected Reliability of the results depends on the quality control: ▫Training of the personnel in charge of the survey ▫Verification of sample plan and filling of the questionnaire ▫Data entry and interpretation

11. Open Floor Discussion What do you think about this tool?

12. USAID Poverty Assessment Tool (PAT)

13. PAT: Question 1 A. Household Member's Name B. Is [NAME] female or male? C. What is the relationship of [NAME] to [household head]? D. How old is [NAME]? Only ask if age 3 or older. E. What was [NAME]'s highest educational qualification attained? Female…..0 Male……...1 Head …..……….……...…..1 Spouse ……..……......….....2 Child ……...….....…….….3 Parent ……....……...….....4 Sibling….….….…........5 Grandparent ……........6 Grandchild …..….......7 Daughter-/son-in-law.….....8 Other relative..….........9 Non-relative..…...........10 (complete years) Under age 3...........................99 None …….……................….....1 MLSC …........…...........….…...2 BECE …........................…….…3 Voc/Comm ……........…..........…4 Teacher Tra. A …...............…5 Teacher Post Sec.................…6 GCE O Level …......................…7 SSCE...................................…8 GCE A Level …....................…9 Tech/Prof Cert ….................…10 Tech/ProfDip …...................…11 HND....................................…12 Bachelors...........................…13 Masters...............................…14 Doctorate............................…15 Other................................…..16

14. PAT: Question 2 & 3 Next, I would like to ask you a few questions about your home. 2.How many rooms does this household occupy? Count living rooms, dining rooms, and bedrooms, but not bathrooms, toilets or the kitchen. 3.How does your household dispose of refuse? 1 □ Collected 2 □ Public dump 3 □3 □ Dumped elsewhere 4 □4 □ Burned by household 5 □5 □ Buried by household 6 □6 □ Other

15. PAT: Questions 4 & 5 4.What type of toilet is used by your household?1 □ Flush toilet (W.C.) 2 □ Pit latrine 3 □3 □ KVIP 4 □4 □ Pan/bucket 5 □5 □ Public toilet (flush/bucket/KVIP) 6 □6 □ Toilet in another house 7 □7 □ No toilet facility (bush, beach) 8 □8 □ Other 5.What is the main construction material used for the floor?1 □ Earth/mud/mud bricks 2 □ Wood 3 □3 □ Stone 4 □4 □ Cement/concrete 5 □5 □ Burnt bricks 6 □6 □ Vinyl tiles 7 □7 □ Ceramic/marble/tiles 8 □8 □ Terrazzo 9 □9 □ Other

16. PAT: Questions 6 - 13 Next, I would like to ask you about a few items that members of your household may own. Does any member of the household own… NoYes 6.A working sewing machine? 0 □1 □ 7.A working gas stove? 0 □1 □ 8.A working fan? 0 □1 □ 9.A working video cassette player? (DVD) 0 □1 □ 10.A working television? 0 □1 □ 11.A working electric iron? 0 □1 □ 12.A house? 0 □1 □ 13.Land or a plot? 0 □1 □

17. PAT v PPI Open Floor Discussion: Good and Weak Points of Each

18. Poverty Index Tool Poverty Index Tool Development and Roll Out

19. Exercise Working in regional groups: -Review the indicators on the table provided: -Add wealth ranking equivalent if applicable -Suggest best statement / question for this indicator Report back to the wider group

20. Discussion: Piloting and Roll out of Poverty Index Are there benefits to doing this type of poverty assessment? Are there costs to doing this type of poverty assessment? How can it be done efficiently & respectfully?

21. Roll Out Develop a Proposal for Piloting and Rolling out this Tool Steps: 1.Appoint staff member to manage this process 2.Agree final tool content and format for compilation 3.Agree how this information will be presented and used 4.Pilot in 3 credit union and obtain feedback 5.Finalise tool in collaboration with CuTRAC 6.Roll out tool to agreed sample of CUs 7.Follow up for results and assess utilisation

22. Recap Exercise What poverty level(s) do these tools measure? What types of poverty attributes do the tools try and capture? Who needs this information and why?