2. Components of SISIP Financial Services
Financial Planning
Financial Counseling
Education Program
CFPAF
Insurance Services
Insurance products for Serving and Released Members of the CF, including transferability options
Accidental Dismemberment for both Service and Non-Service-Attributable injuries
Rehab
Client evaluations
Employment Assistance
Vocational Retraining
LTD
Adjudication of LTD Files
Set up LTD benefits
Client Medical reviews
Long Term Disability
Vocational Rehab
Fully Administered
by Manulife

3. Retirement Leave Start Best time to Apply to SISIP
SISIP – Overview – Time Line
Injury
Illness
6 months
12 months
18 months
24 months
25 months
DISCLOSURE
RELEASE MESSAGE
RETENTION
RELEASE PROCESS
Retirement Leave Start
EFFECTIVE
DATE OF RELEASE
T-CAT
T-CAT - 2
CF Case Manager
Start the IPSC
P-CAT
Best time to Apply to SISIP
Up to 6 months Pre release SISIP VRP and DND VRPSM Start
SISIP VRP – General Information Provided

4. SISIP – Overview – Time Line
12 mo post EDOR
18 mo post EDOR
24 months post EDOR
Age 65
EDOR
SISIP LTD
12 month
Medical Review
SISIP LTD
18 month
Medical Review
SISIP 24 Month
Decision
SISIP VRP & LTD Entitlement- 24 consecutive months
If Totally Disabled Support Continues
VAC New Veterans Charter Supports available on a needs basis

5. SISIP – Overview – Locations
Coverage: All Regular CF Members since 1982, voluntary prior to 1982.
All Primary Reservists since 1999, voluntary coverage prior to 1999
Support: Territories based on Client location
Counsellor Offices
Regional Controllers
Administrative Support
Rehab Head Office
SISIP LTD Offices

6. SISIP – Overview – Approach
Direct client contact is maintained on average of a monthly basis without the use of a call centre
Focus is placed on working with the Client so processes are kept to a minimum and full discloser of all program aspects is provided
Clients are automatically provided with any entitlements without need for special application
Clients are teamed up with the same adjudicator and Rehab Counsellor for the duration of the claim
Initial meetings with Rehab clients usually occur within 30 days of referral and Clients are met in a place of their choosing but not home.

7. SISIP – Long Term Disability (LTD)
Is a Treasury Board supported plan
Provides replacement income to Regular Force and Primary Reservists for all disabilities (service and non service-related)
Provides top up to 75% of pre-release salary after other specified sources of income (CPP, CF Pension, earned income and PA disability pension)
There are no LTD deductions related to the New Veterans Charter Award nor are any VAC allowances deducted from LTD.
For service-related injuries and illnesses, the Government of Canada (GOC) pays 100% of premiums
For non service-related injuries and illnesses, the GOC pays 85% for Reg Force (member pays 15%) and 100% for Res Force

8. SISIP – Long Term Disability (LTD) cont’d
If released for medical reasons, and coverage was in place, then there is an automatic access to 24 months of benefits
If released for other then medical reasons, the file is adjudicated and the client must qualify as totally disabled
SISIP LTD is the “first Payer” for monthly income and “first Provider” for Vocational Rehabilitation
VAC is second payer/provider but will top-up support through the provision of psycho social and medical support
LTD support could continue up-to age 65 if totally disabled

9. SISIP – LTD - Summary 2011 Since 2000 Over 3,430 active members
$71.3 million paid in direct member support (Long Term Disability benefits, Vocational Rehabilitation Program Support and Loans)
$804,239 paid to 7 members under the Accidental Dismemberment Insurance Plan
Over 3,430 active members
Since 2000
$537 million paid in direct member support (Long Term Disability Benefits, Vocational Rehabilitation Program Support and Loans)
$11.6 million paid to 81 members under the Accidental Dismemberment Insurance Plan
Over 28,000 active members

10. SISIP – Vocational Rehabilitation (VRP)
The SISIP Vocational Rehabilitation Program (SISIP VRP) is a component of SISIP LTD:
Accessible as long as a member is approved for Long Term Disability and capable of active participation
Where the need exists will provide vocational support to clients by leveraging on their existing education, skills, training and experience
Is focused on preparing clients to obtain gainful civilian employment
Works directly with the other service providers, the member and their family to establish and meet defined goals for transition.

11. SISIP – Vocational Rehabilitation (VRP) cont’d
SISIP VRP Funding can start as early as 6 months before release and will provide
100% of tuition and books for approved programs (max $25K)
Allowances for internet, supplies, dependant care, travel and dual residences
Interest-free loans, tutoring and purchase of safety equipment
SISIP VRP works with the CF up-to 3 years before release to coordinate vocational objectives (CANFORGEN 151/10 (VRPSM), CANFORGEN 183/11(ITP), CANFORGEN 94/07(ER));
Job search assistance:
Prepares resumes and cover letters
Conducts mock interviews
Provides targeted job leads on a bi-weekly basis

12. THERE MUST BE A NEED FOR TRAINING BEFORE IT WILL BE PROVIDED
SISIP – Vocational Rehabilitation (VRP) cont’d
THERE MUST BE A NEED FOR TRAINING BEFORE IT WILL BE PROVIDED
Plan must make medical sense.
Training must build on existing skills.
Training is provided for only one program.
Training must be attainable within time limits and have realistic employment opportunities available.
Training must give good value;
Funding: 60% of projected first year salary.
CAP: $25, max.
Training must provide a recognized Certificate, Diploma or Degree

13. SISIP – VRP – Summary 2011 Since 2000 93.5% participation
$106,483 interest free loans
69% either returned to work, completed training, or were capable of returning to work by the end of 24 months
3,207 active members
Since 2000
95% participation
$2,871,611 interest free loans
70% either returned to work, completed training, or were capable of returning to work by the end of 24 months
27,000 active members (average)

14. SISIP – Program Delivery Principals
SISIP FS through Manulife Financial, provides LTD benefits and the Vocational Rehabilitation Program.
SISIP is first payer and clients are not permitted to choose between programs.
SISIP will ensure clients have access to their entitlements while avoiding duplication of services.
SISIP will work in conjunction with the CF (PSO, IPSC) to develop extended vocational opportunities and support (CANFORGEN 151/07, CANFORGEN 94/10 & CANFORGEN 183/11)

15. SISIP – Program Delivery Principals cont’d
With Client consent information may be shared between supporting agencies when the need exists;
Pre release, as needed, SISIP will liaise with the IPSC, CF Case Manager, PSO to help ensure the member does not miss any opportunities or entitlements.
In cases of early intervention through CANFORGEN 151/07, 94/10 or 183/11, SISIP will provide guidance, advice and help develop a plan so once the member falls within the parameters of the SISIP program support may be provided;
When the need exists, Pre release CF Case Managers will liaise with SISIP and VAC subject matter experts.
When the need exists, Post release SISIP and VAC subject matter experts will liaise to resolve issues involving both service providers.

16. Visit our website at: www.sisip.com
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Western Canada:
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