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Published byElmer Watson Modified over 9 years ago
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HOME OWNERSHIP FOR PEOPLE WITH DISABILITIES OR SUPPORT NEEDS David Abbey, MySafeHome Limited T: 024 76 402211 W: www.mysafehome.info E: Davidabbey@mysafehome.infoDavidabbey@mysafehome.info
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AGENDA Overview of Home Ownership Homebuyer’s story (Daniel with support) 2010 & Beyond. Challenges for Home Ownership Some solutions
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OVERVIEW Home Ownership gives people with a disability real options - Where they live - Who they live with - Long term security People can live independently with support Yet few people have their own home
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Shared Ownership makes home ownership affordable and with The MySafeHome Solution provides peace of mind First person moved in 1999 – helped over 800. Housing in partnership with support package. Transforms people’s lives
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Can buy: New Build Homebuy or Properties on open market (HOLD – Home Ownership for people with Long term Disabilities) Properties up to £400,000 18-74 years of age More able to complex needs
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SHARED OWNERSHIP Buy some of house (with mortgage up to 100% of share) Rent the remainder Lease provides repair & maintenance Mortgage paid by (SMI) Support for Mortgage Interest Rent paid by Housing Benefit Both benefits in addition to existing benefits
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FAQ Legal capacity Joint purchasers Family investment
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DANIEL’S STORY
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HOME OWNERSHIP 2010 & BEYOND Barriers (Parents/Carers/Disabled People) Information for choices How to do it locally (Neg.) attitude
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HOME OWNERSHIP 2010 & BEYOND Barriers (Professionals – L/Auth, Care Man., Commissioners, Care & Support) Information for choices How to do it locally (Neg.) Attitude
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HOME OWNERSHIP 2010 & BEYOND Barrier - Funding Care packages Economies of scale Start up costs for applicants (£3-4k) Financing rented portion of property
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Prioritise Solutions for top 3 We will provide feedback by month end (leave e-mail address)
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