1. Introducing MyWave ® MyWaveHR ®

2. –Access time-saving tools and resources –Build convenience into managing your everyday work tasks –Collaborate with our agency online –Timely news, information and resources –Connect with over 200,000 peers in your industry Click+Connect+Communicate MyWavePortal ® MyWave is the place to be! MyWave - your personalized Web site that allows you to effortlessly click, connect and communicate with JM Brassill Group Inc.

3. JM Brassill Group Inc. Brings You Connect with other professionals in your field by entering group discussions, or post a message of your own 3-Community Allows a seamless exchange of information sharing from our agency to you MyWavePortal ® 2-Benchmark Surveys Participate in Benefit plan surveys 1-Collaboration Center 3-Compliance Online guides to complex legislative topics. MyWaveHR ® A series of newsletters that will help educate you about the importance of making health care decisions carefully 1-HealthShop 2-Documents on Command Instant access to a library of downloadable articles, brochures, forms, and reports 4-Resources Links, Articles, and Resources for a variety of topics

4. Our two-way document posting capabilities allow a seamless exchange of information sharing and collaboration. Collaboration Center

5. Our document posting capabilities allow a seamless exchange of information sharing from our agency to you. Accessible 24/7, postings from our agency are timely, relevant, and easy to locate in one convenient place online.

6. Participate in benefit plan surveys. Allows you to determine how your plans and programs compare to other employers across the U.S. Benchmark Surveys

7. Community Through MyWave ® Community, you have access to over 200,000 knowledgeable colleagues from across the country.

8. Community Share information and resources via the Community’s interactive forum. Post questions to your peers and provide insight into other users’ questions. Topics include: Compensation, Employee Relations, HR Development, HR Management Topics, Recruitment, Risk Management, and Other

9. MyWaveHR ® MyWaveHR is your Electronic HR Assistant. It provides you with a wealth of HR information – all at your fingertips.

10. HealthShop Comprehensive consumer information, in ready-to-print newsletters. Topics include, At the Doctor’s Office, At the Pharmacy, Home Care, and Your Health Plan.

11. HealthShop Help your employees make smart and informed, consumer- related healthcare decisions.

12. Documents on Command When you need to resource information fast, the Documents on Command section provides instant access to a library of downloadable documents.

13. Documents on Command Articles are conveniently grouped by general category and include: Benchmark Surveys & Statistics and Employee Communication & Education  to help you locate all the resources you are looking for.

14. Compliance MyWave’s comprehensive Legislative Guides provide you with federal legislative information in these areas: COBRA FMLA HIPAA HIPAA Privacy Medicare D Section 125 Plans

15. Legislative Guides The Legislative Guides Forms section allow you to download ready-to- use forms, saving you time. And the Q&A section makes it easy to locate answers for your employees.

16. Resources Resources provides useful links and articles to industry-related Web sites – Benefit Plans, Healthcare, Human Resources, Legislation, & Law and Wellness – conveniently at your fingertips!

17. Resources Related documents from the Documents on Command section are cross-referenced to help you find what you need.

18. MyWave PortalMyWavePortal ® Access time-saving tools and resources Build convenience into managing your everyday work tasks Collaborate with our agency online Timely news, information, and resources Connect with over 200,000 peers in your industry Click+Connect+Communicate Brought to you by JM Brassill Group Inc. MyWave is the place to be!