1. Managing Financial Stress Presented by: Robin Huskey, LCSW, CEAP, Manager of Education and Outreach, FSAP www.fsap.emory.edu (404) 727-WELL

2. Financial Stress

3. Impact of Financial Stress Physical Emotions Family Job

4. Objectives To learn the FOCUS model: strategies for managing financial stress more effectively To identify resources for support

5. Strategies for Managing Financial Stress Manage the Stress … or the stress will manage you.

6. Strategies for Managing Financial Stress F ace your fears O bserve yourself C reate opportunities U tilize resources S hare your action plan

7. F ace Your Fears Recognize and normalize your emotions Accept uncertainty and change Monitor the fight-flight response Communicate your concerns Write down your challenges

8. O bserve Yourself Challenge your negative thinking Practice positive behaviors Minimize media exposure Keep life in perspective Stay in the moment

9. Create Opportunities: Self Care Maintain healthy eating and sleeping habits Exercise regularly Practice relaxation, meditation, prayer, and positive affirmations Enhance your organizational and professional skills Make time to play – play is a state of mind!

10. Create Opportunities: Financial Care Budget, budget, budget Eat out less – pack a lunch; make dinner and take leftovers Offer handmade gifts, personalized coupons, e-cards Plan free or inexpensive family activities and vacations http://blogs.ajc.com/atlanta-bargain-hunter/

11. U tilize Resources “Sparkfly” Discount Program https://emory.sparkfly.com/ Fitness facility discounts www.fsap.emory.edu/health/fitnesscenters The WorkLife Resource Center www.worklife.emory.edu www.worklife.emory.edu Emory & the Economy FAQ’s www.emory.edu/home/news/special/emory-and- the-economy/index.html www.emory.edu/home/news/special/emory-and- the-economy/index.html

12. U tilize Resources Emory Alliance Credit Union – Member Express Emergency Loan http://www.emoryfcu.com/loans-consumer.html http://www.emoryfcu.com/loans-consumer.html Emory Hardship Fund http://www.emory.edu/hardshipfund http://www.emory.edu/hardshipfund Zero-Tier or low cost medications http://www.hr.emory.edu/eu/benefits/healthanddental/p rescriptiondrugs/index.html Free or subsidized alternative transportation services http://www.epcs.emory.edu/alttransp/index.html http://www.epcs.emory.edu/alttransp/index.html

13. U tilize Resources FSAP - counseling and coaching Workshops - financial education, stress management Community resources Online budgeting tools – ( www.mint.com, www.cccsatlanta.org) www.mint.comwww.cccsatlanta.org Family, friends, colleagues, advisors

14. S hare Your Plan Put your FOCUS plan in writing and make copies! Communicate your plan to others Ask others to help hold you accountable

15. FOCUS ! F ace your fears O bserve yourself C reate opportunities U tilize resources S hare your action plan

16. Start Your FOCUS Plan Today Focus Plan goals Potential Barriers to success Strategies to overcome barriers One strategy you plan to start today

17. Questions