1. The Basics of Financing a College Education Financial Aid – Lisa Treman, Associate Director Student Accounts – Sue Wright, Director Student Employment – Lynn Rogers, Coordinator

2. Apply for Aid Complete the 14-15 Free Application for Student Aid (FAFSA) at www.fafsa.govwww.fafsa.gov Our school code is (002842) Parent and student must apply for a PIN (electronic signature) www.pin.govwww.pin.gov Apply for TAP at www.tapweb.orgwww.tapweb.org Our school code is (0905) Must be full time (12 credit hours or more) APTS – replaces TAP for part time students. Application at our office or on our website.

3. Types of Aid Need Based Aid: Grants: Federal Pell Grant ($2,865 full time max) ($301 full time min) Federal Supplemental Educational Opportunity Grant (FSEOG) Work: Work Study $1,680 $8.75/hour x 12 hours per week x 16 weeks

4. Types of Aid Loans: Federal Perkins Loan (need based) 5% Federal Direct Subsidized Stafford Loan (need based) 4.66% Federal Direct Unsubsidized Stafford Loan (non-need based) 4.66%

5. Banner & Student Email All important information is communicated to the student, not to the parent, via their Buffalo State email account Banner: Outstanding Requirements such as: verification, entrance counseling, MPN, SAP, C Flags, Rejected applications, active messages from the office to name only a few Award notifications: initial and revised Check Often!

6. Additional Payment Options Parents may apply for a PLUS Loan at WWW.STUDENTLOANS.GOV7.21% WWW.STUDENTLOANS.GOV Student may apply for an Alternative Loan (visit our website for possible lenders)variable rates Automatic Payment Plan – apply on-line via View/Pay bill link in self-service Banner Student Employment Office - GC306 Scholarships - www.buffalostate.edu/financialaid/

7. Reminder You must complete the FAFSA each award year. Tax time is FAFSA time! 15-16 FAFSA is now available for the fall 2015 and spring 2016 academic year. File by March 1, 2015 for on time consideration.

8. SUNY Statewide Student Financial Aid Days 2015 February 28, 2015 www.suny.edu/student Register is open now

9. FERPA Family Educational Rights and Privacy Act Can’t disclose student financial aid information to anyone who is not the custodial parent(s) listed on the FAFSA Consent Form

10. You’ve Got to Pay the Bill Awards can only be used to defer payment IF listed on the e-billing statement Electronic bills (e-Bills) are the exclusive billing method. Notifications are sent to the student’s Buffalo State student email account

11. Due Dates Invoices processed in mid-July are due 1/22/2015 Invoices are processed monthly after drop/add period has concluded Failure to pay this or subsequent bills will result in a $30 late fee Student can create an authorized user account for parent to view/ pay college bills

12. Book Deferments Get yours before the deadline! Students with aid in excess of charges are eligible to request a book deferment Available about 3 weeks prior to the start of classes through Drop/Add One deferment per semester (fall/spring) usable through end of 4th week of classes

13. Aid Disbursement Loans begin to be disbursed the end of week two Grants and scholarships get disbursed after week five Good idea - Come with cash in hand

14. Get Your Refund via Direct Deposit! If there is aid in excess of charges, a refund is issued to the student We encourage students to sign up for Direct Deposit for safe, fast receipt of refunds

15. Health Insurance Mandatory for all full-time students Coverage dates 1/22/2015 – 8/12/2015 Amount:$1,038.00 DEADLINE to submit a waiver is 2/24/2015 Contact the Weigel Health Center at: 716-878-6711 for further information

16. Get Your Parking Permit Spring 2015 semesters - $35 Available online by logging into Parking Services website with your username and password. They will be mailed to your home address or can picked up at the office in Chase Hall through February 2 nd & added to your tuition bill. After February 2 nd permits can no longer be added to your tuition bill. Payment through debit or credit card will be required at the time of your request.

17. Student Employment Career Development Center Provide students with resources to find non-work study positions on & off campus – Only 2.7% of BSC students work as Student Assistants (on-campus jobs, non-work study jobs) Part-time & Summer Business Directory Host part-time employers on campus

18. Student Employment Job Postings on ORCA Part-time, Work-study, Full-time, internships, and volunteer opportunities

19. Contact Information Financial Aid and Student Accounts are located in Moot Hall. FA - 716-878-4902 SA – 716-878-4121 Student Employment is located in Grover Cleveland Hall. 716-878-5811, press 1 for the Career Development Center Office Hours Monday – Wednesday, Friday 8:30 – 5:00 Thursday 8:30 – 6:00