1. Public Opinion Survey of Brazilians living in Portugal May 25, 2006

2. 2 Methodology Sample size1,000 Brazilian adults Dates of interviews November 23 – December 20, 2005 Margin of error3 percentage points Language of interviews Portuguese

3. Demographics of Brazilian Residents of Portugal

4. 4 Age

5. 5 Annual Household Income

6. 6 How long have you been living in Portugal?

7. 7 Gender

8. 8 Areas of Interviews North Region: Porto, Braga, Braganca and Vila Real Central Region: Leiria, Coimbra, Viseu and Aveiro Algarve Region: Faro, Portimao, Albuferia and Loule Alentejo Region: Evora Lisbon and Tagus Valley Region: Lisboa, Cascais, Oeiras, Loeres and Setubal

9. 9 Region

10. The Remittance Sending Process

11. 11 Remittance Senders Estimates of the Brazilian population residing in Portugal range from 75,000 to 150,000 adults. An estimated 74 percent of Brazilian adults living in Portugal send remittances on a regular basis to their families back home.

12. 12 Brazilians living in Portugal send remittances 10 times a year at an average of €320 with each remittance. Therefore, the total amount of remittances sent from Portugal to Brazil during 2005 is estimated to be between €178,000,000 and €356,000,000. Remittance Senders

13. 13 Have you ever sent money to your relatives living in Brazil?

14. 14 Have you ever sent money to your relatives living in Brazil?

15. 15 How often do you send money to your relative? Average - 10 Times

16. 16 How many people do you send money to?

17. 17 How long have you been sending money to your relative?

18. 18 How often do you communicate with your family back home?

19. 19 How much money – on average – do you send to your relative each time you send money? Average - €320

20. 20 How do you send money to your relative?

21. 21 What is the fee that you pay to send money to your relatives in Brazil?

22. Access to Bank Accounts

23. 23 Do you have a bank account in Portugal?

24. 24 Do you have a bank account in Brazil?

25. 25 Do you have a savings account?

26. 26 Would you consider opening a savings account in Brazil if the interest rate offered by banks in Brazil is higher than in Portugal?* *Asked only of those respondents who do not have a savings account in Brazil.

27. 27 Why would you not consider opening a savings account in Brazil?

28. Business Investments

29. 29 Do you have any plans to start your own business in the future?

30. 30 Would you consider investing in a small business in Brazil?

31. Home Ownership

32. 32 Do you own or rent your home in Portugal?

33. 33 Do you own a home in Brazil?

34. 34 Did you purchase your home with a mortgage from a bank?* *Asked only of those respondents who own a home in Brazil.

35. Contact: Sergio Bendixen Ph: 305-529-9916 Fax: 305-529-9069 sbendixen@bendixenonline.com http://www.bendixenandassociates.com