1. WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

2. Robert Kiyosaki Author of RICH DAD POOR DAD NEW YORK TIMES BEST SELLER From His Book CASHFLOW QUADRANT E S B I A Small Chance To Create Wealth! Where Most Wealthy People Are! 2565 = 40 Years/Wealth Balance Time/Money We Need An Affordable “Vehicle” To Create Wealth! Where Are You On Your 40 Year Plan?

3. THE COMPANY 31 Years In Business Began With A Serious Auto Accident Publicly Traded Since 1976 (PPD) Pre-Paid Legal Services, Inc. (PPLSI) Approximately $40 Million In Cash Purchased Over $159 Million Of Our Own Stock Since April 1999 Opening a New $32 Million 187,000 Square Foot Office In November/December 2003

4. Featured in all These Publications! THE DOCUMENTATION

5. “Even Law Abiding Americans Will Encounter A Potential Legal Situation An Average Of Four To Six Times Per Year!” -National Resource Center for Consumers of Legal Services “More Than Half Of All Households Have A legal Situation Right Now.” -American Bar Association THE NEED “Identity Theft Is The Fastest Growing White Collar Crime In America!” Federal Bureau of Investigation-FBI (Reprinted from the Dallas Business Journal)

6. THE NEED 100 M 75 M 50 M 25 M 0 91 MILLION 34 MILLION HospitalizationsCourt Filings You Are Almost THREE TIMES More Likely To End Up In Court Than You Are To Be Hospitalized! Latest 12 Month Statistics

7. THE NEED-SURVEY Have You Ever… Had An Error On Your Credit Report? Been Treated Unfairly by Someone? Tried to Return a Defective Product? Lost A Security Deposit? Been Audited By The IRS? Received a Speeding Ticket? Had To Collect Child Support? Purchased A Home? Prepared A Will? Signed a Contract?

8. The American Bar Association: “Americans have come to view legal assistance as a necessity. The best way for the majority of Americans to be able to assure themselves of legal assistance when they need it…is through a “Pre-Paid Legal Plan”.

9. THE NEED The Main Reasons People Don’t Seek Legal Counsel: We Are Intimidated By Lawyers We Don’t Know Who To Call We Believe It Would Cost Too Much The Most Common Responses To A Legal Dispute: Ignore The Problem Try To Handle It Personally

10. For A Small Monthly Cost of $26.00, Our Members Receive A Comprehensive Plan That Provides Your Family With Peace Of Mind, Protection, And Security. THE PRODUCT

11. Who Is Covered By The Membership?  The Member  The Member’s Spouse Or Significant Other  Never Married Dependent Children Under 21 Living At Home  Dependent Children Under Age 18 For Whom The Member Is Legal Guardian  Full Time College Students Up To Age 23 Never Married, Dependent Children  Physically Or Mentally Challenged Child Living At Home THE PRODUCT

12. Preventive Legal Services Telephone Consultations For An Unlimited Number of Personal or Business Matters A Letter Written or Phone Call Made On An Unlimited Number of Personal Issues For You and Your Family An Unlimited Number of Personal Contracts or Documents Reviewed Up to 10 Pages each. Will Preparation And Annual Updates Included For the Member THE PRODUCT

13. Motor Vehicle Legal Services Effective 15 Days After Enrollment Representation for an Unlimited Number of Moving Traffic Violations, including Teenage Drivers! Representation For Certain Motor Vehicle Related Criminal Charges Up To 2.5 Hours For Help With: –Suspended License –Personal Injury / Property Damage Collection Assistance Of $2,000 Or Less THE PRODUCT

14. Trial Defense Your Provider Attorney Will Assist In The Defense Of Civil Suits And Covered Job-Related Criminal Charges. Up To 75 Hours Of Assistance The First Year, Including 17 ½ Hours Of Pre-Trial. Benefits Increase Each Year To A Maximum Of: 2nd Year-140 Total Hours-23 Hours PT 3rd Year-205 Total Hours-28 ½ Hours PT 4th Year-270 Total Hours-34 Hours PT 5th Year-335 Total Hours-39 ½ Hours PT THE PRODUCT

15. IRS Audit Legal Services Scheduled Benefit, Up To 50 Hours Of Professional Services From Your Provider Attorney, Including 3.5 Hours Of Pre-Trial Time. Coverage Includes The Tax Return Due On April 15th Of Your Membership Year THE PRODUCT

16. Legal Shield Emergency Protection: 24 Hours Per Day, 7 Days Per Week If You Are Being Questioned, Detained or Arrested, Not Including Alcohol or Drug Related Matters

17. THE PRODUCT Preferred Member Discount-25% Sometimes Bad Things Happen to Good People! Option A:Option B: 1.Hire A Lawyer1. Let A 31 Yr Old NYSE CO On Your Own Ensure You Have A Top Quality Law Firm! 2. Pay Full Price2. Get A 25% Discount! 3.How Important3. Be A Part Of The #1 Paying Do You Feel Client of The Law Firm! In Your Worst Case Scenario, Which Of These Two Options Is Better For You? Divorce, Bankruptcy, DUI, Child Custody Issues, etc.

18. PERSONAL SECURITY Report: ID theft claims 27 million victims over last 5 years WASHINGTON - More than 27 million people have been victims of identity theft in the last five years, costing them $5 billion and businesses and financial institutions almost $48 billion, the Federal Trade Commission said Wednesday. The FTC released a survey showing that in the last year alone, 9.9 million people were victims of identity theft. September 3, 2003

19. THE PRODUCT There Are Four Common Questions 2. Why Would A Major Law Firm Want To Do This? 3. I Have A Friend Or Relative Who Is An Attorney. 4. I Don’t Need An Attorney. 1.What Kind Of Representation Will I Get For Such A Small Monthly Cost?

20. PRE-PAID LEGAL Success Stories

21. The Business Opportunity! The Pre-Paid Legal Business Opportunity Is Simply… Introducing Other People To Our Protection Plans!

22. How Do We Introduce Pre-Paid Legal? Private Business Receptions Executive Luncheons Corporate Business Briefings (like tonight) Employee Benefit Programs Business Owners Programs Work From Home Via Your Telephone/Computer Utilize Videos, CD’s, Audios, Websites To Be The Messenger, So You Don’t Have To Be The Message! Which Way Is The Right Way For You?

23. The Market Timing Is Perfect U.S. Comparison To Europe 100 % 75% 50 % 25% 0% 1 ½ % of Americans Have A Pre-Paid Legal Services Membership Approximately 80% Of Europeans Have Legal Coverage THE TIMING

24. 80% of Europeans Have A Prepaid Legal Plan. THE TIMING Pre-Paid Legal’s First 30 Years Have Been In Lock Step With Arag’s First 28 Years In Europe!

25. THE ECONOMY Bankruptcies! 1,577,651 Filed In 2002-More Than Any Previous Year! Bloomberg Consumer Debt! American consumers now owe about $1.7 trillion in credit card and other debts -- an amount roughly equal to the gross national product of England and Russia combined. On average, Americans spend most of what they earn, and in some cases, a little bit more. NPR Unemployment! Up 5.8% During The First Three Qtrs of 2003 vs 2002 Bureau of Labor Statistics

26. THE FUTURE! There’s Not Enough Room On This Chart! What Is The Projected Growth? $300 $250 $200 $150 $120 $80 $50 + $650 M 1995 $59 1996 $85 1997 $119 1998 $154 1999 $197 2000 $248 2001 $303 2002 $350 $1 Billion! Projected In A Few Years $350 2002 Represented PPL’s 10 th Consecutive Year Of Record Growth And Earnings…..On A Month To Month Membership- With No Contracts!

27. THE TIMING Success Magazine - “It’s the wave of the future!” Target Customer-Working Class! A $15 - $25 Billion Industry Top 10% 80% Middle Income America Bottom 10% The Wealthy Have Access To Attorneys And It’s NOT Because They Are In Trouble With The Law The Less Affluent Have Access To The Public Defender Or Legal Aid

28. “To Us, It Sounds Like Healthcare Coverage Before It Turned Into A Trillion Dollar Industry” THE TIMING

29. COMPENSATION PLAN Executive Director-3 Director Teams & 75 Members Monthly Director-3 Manager Teams Manager-3 Assoc and 8 Members Senior Associate-After First 5 Members Associate $249 EducationYou Collect $26 + $9.95 + $10 Enrollment=$45.95 103.71 138.27 172.84 207.41 252.35 One-Year Personal Sales Advance Team Override Advance 34.56 34.57 44.94 Residual Income Begins Month 13 Get Paid Month After Month For The Life Of The Membership Immediate Goal Is 5 Memberships: YOU EARN $518.55 And Receive Your Promotion To Senior Associate

30. The CASH FLOW Is INCREDIBLE Because WE GET PAID… EVERY DAY!!!!! Monday Tuesday Wednesday Thursday Friday Pre-Paid Legal Services, Inc. 120589 321 East Main St. Ada, Oklahoma 74821 Pre-Paid Legal Services, Inc. 120589 321 East Main St. Ada, Oklahoma 74821 Pre-Paid Legal Services, Inc. 120589 321 East Main St. Ada, Oklahoma 74821 Pre-Paid Legal Services, Inc. 120589 321 East Main St. Ada, Oklahoma 74821 $1000.00 Pre-Paid Legal Services, Inc. 120589 321 East Main St. Ada, Oklahoma 74821 Pay to the order of YOUR NAME ONE THOUSAND Dollars 1 1 1 0 0 0 1 5 6 0 3 1 2 5 0 8 0 1 2 5 1 THE COMPENSATION

31. Players Club Persistency Bonus WIN CAR ALLOWANCES FROM $300-$700 PER MONTH WIN ANNUAL TRIPS FOR TWO TO EXOTIC PLACES Air fare included By Earning 5 Points Per Month, For 12 Months And Meeting PPL’s Persistency Requirements YOU Can Win! New Associate=Up To 2 Points, New Membership=1 Point

32. PRE-PAID LEGAL Success Stories

33. Why YOU Need A Membership! 1.You Will Need Legal Advice In The Future! 2.You Will Be Treated Unfairly Again! 3.You Will Sign More Contracts! 4.You Need To Get Your Will In Place! 5.You Need To Protect Your Identity/Credit Report! So The Only Question Is………….. When You Are Faced With These Situations…. HOW WILL YOU HANDLE THEM??? Will You Do What You’ve Done In The Past….. And Go Through The Same Stress?????? OR WILL YOU JUST PICK UP THE PHONE AND LET YOUR ATTORNEY HANDLE YOUR CHALLENGES?

34. Featured in all These Publications! THE DOCUMENTATION

35. Robert Kiyosaki Author of RICH DAD POOR DAD NEW YORK TIMES BEST SELLER From His Book CASHFLOW QUADRANT E S B I About An 8% Chance To Create Wealth! Where Most Wealthy People Are! 2565 We HAVE An Affordable “Vehicle” To Create Wealth! Who’s 40 Year Plan Do You Want To Be On?

36. PRE-PAID LEGAL Next Weeks Speaker MR. PATRICK SHAW PLATINUM EXECUTIVE DIRECTOR $250,000 RING EARNER REGIONAL VICE PRESIDENT Denver, CO

37. Protecting Families PRE-PAID LEGAL