1. Unit 6 The unit of Financial Literacy

2. Credit card use Usually use if someone has no money. If over use may have to pay dept. Will have pay back the bank.

3. Credit cards and your credit scores Credit cards should be use for emergencies. When you use one you borrow money. You pay interest after you borrow money.

4. Identity Theft When you steal someone’s identity. Can cause someone to take your money. Can use your name to get information.

5. Budgeting You can save money for the future. Income is when you receive money. Expenses is money spent for wants and needs. Salary, Hourly wage, Overtime, Commission ways to get money.

6. Saving and Investing Saving is short term, earn little. Investing is long term. Not guarantee money will increase or decrease

7. Interest rates and Borrowing Interest use when borrowing money. The longer you wait is bad. Means you will have to pay more.