1. CDDA Presentation

2. Topics Fleet Management Technology Enhancements

3. Which of these is safer to operate? Side by SideStandard ATV

4. Commercial Vehicles – CVOR Requirements 1.) Every 2 years 2.) Every 3 years 3.) Every year 4.) Depends on the MTO in your province How often are you required to pull a CVOR Level 2 report for your commercial rated vehicles? Vehicles that require A or D licence

5. Driver Abstracts How often according to MTO Guidelines are you required to secure driver abstracts? A – every year B – every 6 month C – every 2 years D – when new hire occurs

6. Operators with Convictions How many convictions does a driver have to accumulate in order to become an issue for the fleet manager/owner and Insurer? 1.) 2 2.) 4 3.) 3 4.) any of the above

7. All Convictions are the same Which of the following conviction types disqualify drivers on fleet or operator policies? A.) Careless Driving B.) Speeding over 40 Km above limit C.) Suspension for unpaid child support D.) all of the above

8. Unlicienced Operators If unlicienced operator of your vehicle is involved in an accident, what position will the insurer take on damages to your vehicle? 1.) Only cover damages to third party, not owners vehicle 2.) Only cover potential medical costs to driver 3.) Cover lost income only in No Fault Provinces 4.)All of the above

9. Risk Management Summary Monitor and adhear to guidelines established by Transportation Authority in your Province Prepare your fleet for potential audit by Authority Promote a culture of disclosure on driving abstract issues with staff MTO Audit Preparation Kit available – just need your email address Insurer Statistics – ask your broker to provide loss runs, and compare against CVOR & paid claims Fight the good fight if required with CVOR

10. Technology and Insurance

11. Current Environment User Based Insurance Potential savings by sharing BIG DATA Big Brother mentality Black Box Underwriting Safety Concerns

12. Fleet Advisor

13. Fleet Advisor Benefits Trusted Data – you own the data! Track location of vehicles at all times with ease and clarity Receive alerts for vehicle speeding, device disconnect and vehicle maintenance intervals Implement geo-fencing perimeters to provide geographic boundaries for the fleet Control operational costs with clear, detailed reporting tools Provide real-time crash detection notification

14. Questions?

15. Contact Bernie Robertson CAIB,CPIB, CRM Knox Worldwide 1-877-742-7907 ext 248 bernie.robertson@kibl.com Twitter – bernierobertso1