1. CLIMBS LIFE & GENERAL INSURANCE COOPERATIVE Why CLIMBS?

2. Participation of the parliamentary affairs of the organization/voting rights & voted for an elective position Participation of the parliamentary affairs of the organization/voting rights & voted for an elective position Sharing the economic benefits of the business Sharing the economic benefits of the business National and International linkages National and International linkages Be part in the building of the Integrated Coop Financial System (ICFS) Be part in the building of the Integrated Coop Financial System (ICFS)

3. Shares with its member-owner the economic results of the business through patronage refund and dividends Shares with its member-owner the economic results of the business through patronage refund and dividends Experience refund (a unique feature only from CLIMBS) Experience refund (a unique feature only from CLIMBS) Management fee & Tax exemption Management fee & Tax exemption

4. We guarantee fast claims settlement We guarantee fast claims settlement Customized / tailored fit products for coops Customized / tailored fit products for coops Poverty alleviation through grassroots insurance Poverty alleviation through grassroots insurance

5. 40 years of experience and still growing 40 years of experience and still growing 40 years in insuring the ordinary Filipinos 40 years in insuring the ordinary Filipinos Industry leadership in the cooperative sector Industry leadership in the cooperative sector Risk program & design expertise Risk program & design expertise First Coop MBA First Coop MBA First Coop MBA to established its own insurance company First Coop MBA to established its own insurance company First Coop composite insurance company (life & non-life) First Coop composite insurance company (life & non-life)

6. CLIMBS products are designed and economically priced to address the needs of coop members and grassroots people CLIMBS products are designed and economically priced to address the needs of coop members and grassroots people With our partnership with other companies, we can now offer a complete line of insurance products (thru reinsurance for continuity & sustainability by sharing & transfer of risk, both local-Philippines & International-Munich Re) With our partnership with other companies, we can now offer a complete line of insurance products (thru reinsurance for continuity & sustainability by sharing & transfer of risk, both local-Philippines & International-Munich Re) Presence of CoopAssurance Centers all over the country Presence of CoopAssurance Centers all over the country Capability to pay claims on time Capability to pay claims on time

7. CLIMBS LIFE & GENERAL INSURANCE COOPERATIVE