2. Chalkboard Challenge Vocabulary Granville Central High School Health Team Relations Tamara Rodebaugh, RN

3. StudentsTeachers Game Board Insurance ? Insurance $ Health insurance Questions Terms Final Category 100 200 300 400 500 Let’s Play Final Challenge

4. StudentsTeachers Game Board What health insurance plan is sponsored by a large company who forms a contract with certain health agencies to provide certain types of health care at reduced rates? 100 Preferred Provider Organization or PPO Insurance ? for 100

5. StudentsTeachers Game Board If a person has 80/20 co-insurance, what percentage does the insurance pay? 200 80% Insurance ? for 200

6. StudentsTeachers Game Board What health insurance plan used to be known as CHAMPUS? 300 TRICARE Insurance ? for 300

7. StudentsTeachers Game Board What is the name of the federal healthcare program designed for older adults? 400 The federal government healthcare program for older Americans (65 years old and older) is called Medicare (remember “care” for the elderly or that the last 2 letters of Medicare are “re,” which are the 1 st two letters in retired.) Insurance ? for 400

8. StudentsTeachers Game Board What one disability qualifies the person to receive Medicaid funds? 500 The one disability that qualifies the person to receive Medicaid funds is blindness Insurance ? for 500

9. StudentsTeachers Game Board For what type of Medicare must the consumer pay a premium and an initial deductible for services 100 Type B Insurance $$ for 100

10. StudentsTeachers Game Board John must pay $30.00 for each visit to his physician. What term describes the $30 payment? 200 Co-payment Insurance $$ for 200

11. StudentsTeachers Game Board Statistics show that the cost of health care is approximately what percent of the gross national product? 300 12 % Insurance $$ for 300

12. StudentsTeachers Game Board What do the initials DRG stand for? 400 Diagnostic Related Groups Insurance $$ for 400

13. StudentsTeachers Game Board What is the disadvantage of belonging to an HMO? 500 Required to use only HMO affiliated providers Insurance $$ for 500

14. StudentsTeachers Game Board What kind of health insurance would someone who is self- employed usually have? 100 Private health insurance (individual) Health insurance questions for 100

15. StudentsTeachers Game Board What do you have to pay every month to keep your insurance? 200 A premium. You must write a check or have a payroll deduction each month to maintain your insurance policy. Health insurance questions for 200

16. StudentsTeachers Game Board Why was Managed Care developed? 300 Managed Care was developed in response to the high costs of health care. Health insurance questions for 300

17. StudentsTeachers Game Board What type of Medicare pays for hospital and nursing home services? 400 Medicare Part A Health insurance questions for 400

18. StudentsTeachers Game Board Complete this sentence: Managed Care networks are required to provide quality care at the…. 500 lowest cost possible. Health insurance questions for 500

19. StudentsTeachers Game Board What is worker’s compensation? 100 A health insurance plan providing treatment for worker’s injured on the job. Terms for 100

20. StudentsTeachers Game Board What is Medicaid? 200 A Federal program administered by the states to provide health care for certain low income individuals and families. Eligibility and other features vary from state to state. Terms for 200

21. StudentsTeachers Game Board What are two programs or types of managed care? 300 HMO and PPO Terms for 300

22. StudentsTeachers Game Board What is a co-pay? 400 The flat fee you pay each time you receive medical care. For example, you may pay $30 each time you visit the doctor. Your plan pays the rest. Terms for 400

23. StudentsTeachers Game Board What is a common insurance company in this area? 500 Blue Cross / Blue Shield Terms for 500

24. StudentsTeachers Game Board What does HMO stand for? 100 Health Maintenance Organization Final category for 100

25. StudentsTeachers Game Board What happens if a person who belongs to an HMO goes to see a doctor who is not affiliated with his HMO? 200 The person pays the entire cost of the MD visit. Final category for 200

26. StudentsTeachers Game Board Per your crossword puzzle- What is it called when you are without insurance and you sustain a serious injury? 300 A disaster or financial disaster. Final category for 300

27. StudentsTeachers Game Board What is coinsurance? 400 The amount you must pay for medical care after you have met your deductible. Ex: 80/20 What portion or percent of the above does the patient pay? Final category for 400

28. StudentsTeachers Game Board What is a deductible? 500 The amount you must pay each year before your plan begins paying Final category for 500

29. StudentsTeachers Game Board Write Your Final Challenge Wager Karla has been receiving social security for 2 years and now has a disability. What federal insurance is she eligible for? Final Challenge End Game TIME’S UP! TIME’S UP! Medicare

30. Game Over