1. 1 Finding Housing Opportunities for People with Disabilities Federal Reserve Bank of Dallas – The DOF September 14-15, 2011 Finding Housing Opportunities for People with Disabilities Federal Reserve Bank of Dallas – The DOF September 14-15, 2011

2. THE BUCK STARTS HERE 2 www.thedof.org info@thedof.org PROVIDE INNOVATIVE CAPITAL -bridge & term loan products -co-lending -gap financing -predevelopment -acquisition -construction -rehabilitation financing ORGANIZE THE MARKET ENGAGE IN PUBLIC DIALOGUE The RISE Fund provides innovative financing and advisory services to individuals and organizations that develop housing for people with disabilities. Disabilities101

3. 3 Handicapped

4. PUT THE “PERSON” FIRST 4 www.thedof.org info@thedof.org NO YES Disabled Person Handicapped Confined to Wheelchair The Disabled “Retard” “Crazy” or “Psycho” Person with Disability Physically Challenged Wheelchair User People with Disabilities Person with Developmental Disability Person with Mental Illness

5. 5 ADA

6. 6 Title I

7. 7 Title II

8. 8 Title III

9. 9 Title IV

10. 10 EducationLaw

11. The Disability Opportunity Fund presents THE BUSINESS OF HUMAN DIVIDENDS 11 www.thedof.org info@thedof.org THEN

12. 12 www.thedof.org info@thedof.org NOW

13. SUPREME COURT OLMSTEAD DECISION

14. 14 ASSETDEVELOPMENT

15. 15IDAEITC ABLE ACCOUNTS

16. 16 21 Million 18-65

17. 17 EMPLOYMENT 37% vs. 79%

18. 18 12 million SSI/SSDI

20. 20 Autism 1 in 100

21. 21 VETERANS

22. 22

23. 23

24. 24 BOOMERS

25. 25 72,000,000 by 2030

26. 26 25% of Americans between 65-74 yrs have one or more disabilities 50% of Americans over 75 yrs have one or more disabilities

27. 27 May 14, 2008 For the Disabled, Age 18 Brings Difficult Choices

28. 28 TRENDS

29. RELIANCE ON GOVERNMENT-ONLY SOLUTIONS SHRINKING

30. 30 $$$ M&Aof Voluntary Agencies THE DOF PREDICTS:

31. 31 ROLE OF FAMILIES INCREASES

32. Community Development Financial Institutions in the United States 32 957 Certified Community Development Financial Institutions as of 8/31/2011 NEW YORK 80 TEXAS 40

33. 33 www.thedof.orginfo@thedof.org Community Development Community Development Financial Institution (CDFIs) and other intermediaries Government Fin. Return & CRA credit Community Impact Equity & Debt Financing Users of Capital Sources of Capital Financial Institutions Socially Motivated Investors Foundations Affordable Housing Small Business Other CD Purposes Community Facilities Charter Schools Child Care Centers $ $

34. The DOF organizes the market by investing in socially responsible“disability” investments.

35. CASE STUDY #1: THE COTTAGE IN DARIEN Problem: Six Sets of Parents Plan to Create Home for Their Young Adults with Developmental Disabilities Land HouseCapital 35

36. CASE STUDY #2: SCIOTO PROPERTIES Problem: For Profit Provider of Housing for People with Disabilities Needs Capital Refinance New Capital $50,000 to $50,000,000 36

37. CASE STUDY #3: IMAGINE ACADEMY FOR AUTISM Problem: How to double the size of a school for children with severe ASD Acquire new land Secure Construction Financing Refinance Permanent Financing 37

38. Finding Housing Opportunities for People with Disabilities Federal Reserve Bank of Dallas – The DOF September 14-15, 2011 Finding Housing Opportunities for People with Disabilities Federal Reserve Bank of Dallas – The DOF September 14-15, 2011 516-465-3741 www.thedof.org 38