1. Saving Well, Spending Well Pack 226 Bears December 14 th, 2012

2. Saving Well, Spending Well Discuss how we make, spend, and save money Learn about stocks, profits, shareholders Look at 5 stocks, discuss their prices in 2012 Partner up and select 2 of 5 stocks See who made money, who lost money Play Monopoly as a den

3. What can you do or buy with money ? What requires spending money ? -Driving -Eating -Clothes -Movies -Holiday/Birthday Toys How do you make money ? -Get a job ?!?! -Chores for an allowance ? How do you save money ? -Under mattress ?!?! -Bank account -Invest in stocks Money is going to be important to you all your life. Now is a good time to learn how to manage it.

4. Stocks for 3 rd Graders A piece of paper that says you own some part of a company. Owning a share of the company makes you a shareholder. As a shareholder, you are entitled to some part of the company’s profits. Profits are money the company makes. Each share is worth some price which can go up or down over time. Some stocks pay Dividends, give money back to thank shareholders for owning part of the company. Many things to look at before buying a stock, we will only explore the stock price today.

5. Apple (AAPL) What 4 things does Apple make ? What happens when a new iPhone comes out?

6. Goodyear Tire (GT) What does Goodyear make ? How often do Mom & Dad buy new tires ?

7. Netflix (NFLX) What does Netflix do ? How do you think they make money ?

8. McDonalds (MCD) What does McDonald’s make ? People have to eat, often in a hurry

9. Electronic Arts (EA) What does EA make ? Hint: Madden Name some other examples from EA

10. Picking Stocks Partner up with someone Review the 5 stocks we discussed Look at and talk about their stock price Choose 2 of 5 stocks that you think will make the most money

11. Winners & Losers Assume we bought $1,000 worth of each stock at the beginning of the year. If you chose… AppleYou made $286 GoodyearYou lost $109 NetflixYou made $192 McDonaldsYou lost $93 Electronic ArtsYou lost $288

12. Closing Discussion Stocks are a great way to make money Can also lose money without smart choices Think about what a company does or makes Look at highest and lowest prices to see if this is a good time to buy or sell your stocks What else did we learn? On to “Take a Chance” ! (money game)