1. Confidential and Proprietary  Skipjack | All Rights Reserved SKIPJACK Overview Expert Payment Solutions for Merchants

2. Who We Are Founded in 1996 Headquartered in Cincinnati, OH Canadian office in Halifax, NS Process for thousands of merchants across North America and internationally – including small to Fortune 100 organizations PCI Certified Focus on innovative payment solutions to meet unique merchant needs

3. Payment Channels RetailInternet Custom MOTO

4. Where Does Skipjack Fit? CustomerApplicationSkipjackProcessor Customer’s Issuing Bank Merchant’s Acquiring Bank

5. The Best Solution for your Merchants Product Offering Integration Toolkit Collaborative Selling Expert Support

6. Skipjack Payment Solutions Pre-Built Solutions Virtual Terminal PIN based Debit (TSYS) QuickBooks Plug-in Form Builder Recurring Payments Professional Services Custom applications Lower Cost than In-house Merchant retention Shortens sales & development time Third Party Vendors Pre-Integrated for quick activation Broad range of industries Solution Finder Integration Support

7. Skipjack Core Features Confidential and Proprietary Skipjack | All Rights Reserved Fast Processing Speed PCI Certified Support for US and International Currencies Support for US and International Currencies Full Control Over All Transactions (Refunds, Voids, Reauthorizations, etc.) Full Control Over All Transactions (Refunds, Voids, Reauthorizations, etc.) Comprehensive Suite of Reporting Tools Flexible Data Transmission, Storage and Retrieval (up to 30 user definable fields) Flexible Data Transmission, Storage and Retrieval (up to 30 user definable fields) Choice of Nine Recurring Payment Schedules Choice of Nine Recurring Payment Schedules Customizable, Automated Merchant and Customer Email Notification Option Customizable, Automated Merchant and Customer Email Notification Option Fraud Screening Tools Merchant and Technical Support Integrated to Many Leading Software Applications Integrated to Many Leading Software Applications Support for Level 1, 2 & 3 (TSYS) Data

8. Pre-Built Solutions - VPOS Custom Reporting Tools Managed Users Order Information Tax and Shipping Level 2 Data Information Receipt or Standard Printers No Per User Fees

9. Pre-Built Solutions - VPOS Custom Reporting Tools Managed Users Order Information Tax and Shipping Level 2 Data Information Receipt or Standard Printers No Per User Fees

10. Pre-Built Solutions - VPOS Custom Reporting Tools Managed Users Order Information Tax and Shipping Level 2 Data Information Receipt or Standard Printers No Per User Fees

11. Pre-Built Solutions Process Payments and Refunds Supports card swipe devices and receipt printers Customer / Merchant email receipts

12. Payment FormBuilder (Buy Button) Confidential and Proprietary Skipjack | All Rights Reserved Create secure, customized online payment forms with the simple click of a button: Automated, customizable buy button and payment form generation Ability to edit existing forms Recurring payments support Line item detail calculation Up to 30 user-defined fields Accepts posted payment data from your website

13. Mobile Solutions Confidential and Proprietary Skipjack | All Rights Reserved Supports most Blackberry handsets Optional support for card swipe and receipt printing Unique order number and comment can be sent with each payment Payment history displays recent payments and status Optional email receipt to merchant and/or customer Built-in anti-fraud tools

14. Batch Upload and Management Confidential and Proprietary Skipjack | All Rights Reserved Designed for batch processing of real time or recurring payments as well as change transaction status requests On-screen batch file management tools At-a-glance batch status View batch submission and response files

15. Professional Services Property management online forms Convenience fees Mirror existing website design Enhanced reporting Data file exporting

16. Professional Services Application definition to delivery Lower cost and faster alternative to in-house Tailored to merchant’s internal processes Attract complex and / or high-volume clients Increases retention

17. Third-Party Vendors

18. Sales Resource Website

19. Contact: Malcolm Ferguson Senior Client Relationship Manager Toll-free: 888-368-8507 ext 3204 Direct: 902-443-3976 Email: mferguson@skipjack.com