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Next Copyright 2007 Tortuga Beach Resort All information and particulars contained in this presentation are for indicative purposes only. They are provided in good faith and are not intended to form part of any contract. All measurements and specifications are provided to the best knowledge of Tortuga Beach Resort but may be subject to change. No liability will be taken for any inaccuracies, changes or damages arising out of or in connection with the use of information in this presentation. All information regarding potential returns, rental income and growth in property value are examples only and in no way guaranteed. The value of property can rise and fall and past performance is no guarantee of future performance. All sterling examples are quoted using an assumed rate of exchange for information only; this is not guaranteed as exchange rates fluctuate on a daily basis. No advice is given as to the suitability of purchasing property. No tax advice is given and it is recommended that purchasers consult a tax specialist regarding their personal circumstances. Updated … 15 August 2007
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Disclaimer DescriptionChoiceSafeguardsGallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 Home Description Next Page 1 of 4 DescriptionChoiceSafeguards CAPE VERDE Unspoilt paradise in the Atlantic Ocean. A collection of islands in the Atlantic Ocean, blessed with beautiful beaches, stunning scenery and a climate even more consistent than the Canary Islands. The Republic of Cape Verde comprises ten beautiful islands that form the archipelago. Situated about 450km west of Senegal, Africa & 1000km south of the Canary Islands, each possessing it’s own individual character and charm. Discovered in 1460 the islands gained full independence from Portugal in 1975. With a population of around 476,000. The Cape Verdeans have their own unique language, called “Creole”, a mixture of Portuguese and African blend. With close economic ties to the US, EU & World Bank the local govt is very supportive of foreign investment, the local currency Cape Verde Escudo (CVE) has the benefit of being fixed to the Euro. With direct flights now from the UK & Dublin (5 ½ hrs) & -1GMT make this the European Caribbean without the jet lag! With a dry tropical climate of between 22-30C all year round and an abundance of quality restaurants, Cape Verde is “The next potential holiday hotspot” -BBC Holiday 11/05 Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 Description Next Page 2 of 4 DescriptionChoiceSafeguards Previous SAL ISLAND The island of Sal is situated in the northern group of the archipelago, 30km long & 12km in width. Having a well established international airport, Sal will develop into one of the world’s top tourist resorts. The town of Santa Maria, south of the island, is the main tourist resort with crystal clear waters & 8kms of beautiful beaches, making Sal an excellent destination for diving, surfing & sun worshippers alike. Restaurants line the beaches, a lovely town square with a variety of shops with local musicians playing Cape Verdean classics make this charming town a popular choice with tourists. The town of Espargos is located adjacent to the international airport & offers a variety of shops, bars & restaurants. Tourist destinations include Pedra de Lume salt flats & the port town of Palmeria. The best beaches are located on Santa Maria & Ponta Preta, both at the southern most point of the island. Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 Page 3 of 4 DescriptionChoiceSafeguards Previous TORTUGA BEACH RESORT & SPA 306 Two bedroom Apartments / 2 Pool areas 52 front line villas (all with private pools) Benefiting from lush green communal areas Luxury Spa & Expansive Gymnasium Commercial premises 4-Star hotel / Apart-hotel facilities Restaurants / Wine Bar / Piano Bar Tortuga Beach Resort & Spa is a prestigious new development of luxury apartments & villas located in the resort of Santa Maria, Sal Island, Cape Verde offering front line luxury accommodation. The development will consist of … The plot will enjoy a front line position along the stunning Ponta Preta beach (west facing for sun-sets), only a short walk from the main town of Santa Maria. The plot itself is perfectly situated in a designated golf area of Sal while enjoying the best beach front on the west coast. Home Gallery Description Next
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 Page 4 of 4 DescriptionChoiceSafeguards Previous TORTUGA BEACH RESORT & SPA Home Gallery Description
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 Move cursor over desired property and click … DescriptionChoiceSafeguards Two Bed Apartments From €137,950 (£91,967) Three Bed Villas From €310,000 (£206,667) Four Bed Villas €599,950 (£399,967) Prices range from €137,950 to €183,950 Prices range from €310,000 to €349,950 Assumed exchange rate 1.5 euros to the pound Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Two Bed Apartments Page 1 of 6 “ Beautiful apartments on a prestigious development in one of the most up and coming beach property locations in the world. Enjoying the benefit of quality apart-hotel facilities, lush green communal areas, pools, 4-Star Hotel, luxury spa, expansive gymnasium, restaurants, bars and commercial premises.” €137,950 (£91,967 assuming exchange rate of 1.5 Euros to the Pound ) €6,000 (or £4,000) €137,950 (£91,967 assuming exchange rate of 1.5 Euros to the Pound ) €6,000 (or £4,000) See next page for Payment Schedule Options Purchase price (from) : Reservation Fee : Purchase price (from) : Reservation Fee : Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Two Bed Apartments Page 2 of 6 Price : Res. Fee : 1st Deposit : Amount : Timescale : 2nd Deposit : Amount : Timescale : Completion : Incentives : Price : Res. Fee : 1st Deposit : Amount : Timescale : 2nd Deposit : Amount : Timescale : Completion : Incentives : Payment Plan Options €137,950 €6,000 35 % €48,283 90 days 10% €13,795 9 mths €69,873 Free legal €137,950 €6,000 35 % €48,283 90 days 10% €13,795 9 mths €69,873 Free legal €137,950 €6,000 45% €62,078 90 days n/a €69,873 Free legal Air-Con €137,950 €6,000 45% €62,078 90 days n/a €69,873 Free legal Air-Con €137,950 €6,000 35% €48,283 90 days 20% €27,590 6 mths €56,078 Free legal Air-Con €137,950 €6,000 35% €48,283 90 days 20% €27,590 6 mths €56,078 Free legal Air-Con €137,950 €6,000 50% €68,975 90 days n/a €62,975 Free legal Air-Con Furniture €137,950 €6,000 50% €68,975 90 days n/a €62,975 Free legal Air-Con Furniture €135,191 €6,000 75% €101,393 90 days n/a €27,798 Free legal Air-Con Furniture 2% Disc. €135,191 €6,000 75% €101,393 90 days n/a €27,798 Free legal Air-Con Furniture 2% Disc. €131,053 €6,000 100% €125,053 90 days n/a NIL Free legal Air-Con Furniture 5% Disc. €131,053 €6,000 100% €125,053 90 days n/a NIL Free legal Air-Con Furniture 5% Disc. Option 1Option 2Option 3Option 4Option 5Option 6 Discounts for early payment of deposit 0 to 3 wks after reservation2% Discount (on the amount of deposit rec’d) 3 to 6 wks after reservation 6 to 9 wks after reservation 9to12 wks after reservation 1% Discount (on the amount of deposit rec’d) 0.5% Discount (on amount of deposit rec’d) NIL Discount Previous Below is an example. Prices range from €137,950 to €183,950 Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Two Bed Apartments Page 3a of 6 Previous For indicative purposes only. Exact specification may differ should the Developer feel necessary. : Accom. (built) : Terraces : Total 70.97 15.65 86.62 Sq. MFloor Plan PLANS (Four varieties … Types C, D, E, F) TYPE C … Available as Ground Floor / 1 st Floor Home Gallery Unit A : Accom. (built) : Terraces : Total 70.08 15.22 85.30 Sq. MFloor Plan Unit B : Accom. (built) : Terraces : Total 70.97 15.65 86.62 Sq. MFloor Plan Unit C
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Two Bed Apartments Page 3b of 6 Previous For indicative purposes only. Exact specification may differ should the Developer feel necessary. : Accom. (built) : Terraces : Total 73.97 15.65 89.62 Sq. MFloor PlanPLANS (Four varieties … Types C, D, E, F) TYPE D … Available as Ground Floor / 1 st Floor Home Gallery Unit A : Accom. (built) : Terraces : Total 72.98 15.22 88.20 Sq. MFloor Plan Unit B : Accom. (built) : Terraces : Total 72.98 15.65 88.63 Sq. MFloor Plan Unit C : Accom. (built) : Terraces : Total 73.93 15.22 89.15 Sq. MFloor Plan Unit D
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Two Bed Apartments Page 3c of 6 Previous For indicative purposes only. Exact specification may differ should the Developer feel necessary. : Accom. (built) : Patio : Total 64.71 23.60 88.31 Sq. MFloor Plan PLANS (Four varieties … Types C, D, E, F) TYPE E – GROUND FLOOR … Available as Ground Floor / 1 st Floor Home Gallery Unit C : Accom. (built) : Patio : Total 64.71 23.60 88.31 Sq. MFloor Plan Unit D
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Two Bed Apartments Page 3d of 6 Previous For indicative purposes only. Exact specification may differ should the Developer feel necessary. : Accom. (built) : Terrace : Total 64.71 23.60 88.31 Sq. MFloor Plan PLANS (Four varieties … Types C, D, E, F) TYPE E – FIRST FLOOR … Available as Ground Floor / 1 st Floor Home Gallery Unit A : Accom. (built) : Terrace : Total 64.71 23.60 88.31 Sq. MFloor Plan Unit B
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Two Bed Apartments Page 3e of 6 Previous For indicative purposes only. Exact specification may differ should the Developer feel necessary. : Accom. (built) : Patio : Total Sq. MFloor Plan PLANS (Four varieties … Types C, D, E, F) TYPE F – GROUND FLOOR … Available as Ground Floor / 1 st Floor Home Gallery Unit A 86.10 23.34 109.44
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Two Bed Apartments Page 3f of 6 Previous For indicative purposes only. Exact specification may differ should the Developer feel necessary. : Accom. (built) : Terrace : Total 86.10 23.34 109.44 Sq. MFloor Plan PLANS (Four varieties … Types C, D, E, F) TYPE F – FIRST FLOOR … Available as Ground Floor / 1 st Floor Home Gallery Unit B
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Page 4 of 6 Previous Two Bed ApartmentsSPECIFICATIONS For indicative purposes only. Exact specification may differ should the Developer feel necessary. STRUCTURE European standard building specifications Reinforced concrete pillars and beams External walls of 200mm vibrated concrete block with chamber Internal walls of 90mm vibrated concrete block with chamber STRUCTURE European standard building specifications Reinforced concrete pillars and beams External walls of 200mm vibrated concrete block with chamber Internal walls of 90mm vibrated concrete block with chamber ROOFS Arab tile & first quality stoneware tiles to solarium areas 6mm waterproof membrane ROOFS Arab tile & first quality stoneware tiles to solarium areas 6mm waterproof membrane FACADES 12mm of rough & fine finish sand & cement based render Natural stone finish to some areas FACADES 12mm of rough & fine finish sand & cement based render Natural stone finish to some areas INTERNAL WALL & CEILING FINISH Most areas finished in smooth finish gypsum type plaster False moulding of plaster in corridor & in rooms where pre-installation of air-conditioning is necessary Kitchen splash-backs in polished first quality ceramics Bathroom in polished marble type tile or similar INTERNAL WALL & CEILING FINISH Most areas finished in smooth finish gypsum type plaster False moulding of plaster in corridor & in rooms where pre-installation of air-conditioning is necessary Kitchen splash-backs in polished first quality ceramics Bathroom in polished marble type tile or similar FLOORING Internal areas finished with first quality marble type ceramic (Porcelanosa or similar) External terrace areas & walkways in first quality stoneware tiles FLOORING Internal areas finished with first quality marble type ceramic (Porcelanosa or similar) External terrace areas & walkways in first quality stoneware tiles BATHROOM FITTINGS Fittings of vitrified porcelain Mixer taps Marble vanity surface where specified BATHROOM FITTINGS Fittings of vitrified porcelain Mixer taps Marble vanity surface where specified KITCHEN Wall & base furniture Glass ceramic hob Electric oven Extractor hood Combi fridge / freezer Granite work surfaces KITCHEN Wall & base furniture Glass ceramic hob Electric oven Extractor hood Combi fridge / freezer Granite work surfaces CARPENTRY Reinforced entrance door in beech finish or similar Internal passage doors in beech finish or similar Door mouldings matching beech finish Chrome or brass finish door furniture of good quality CARPENTRY Reinforced entrance door in beech finish or similar Internal passage doors in beech finish or similar Door mouldings matching beech finish Chrome or brass finish door furniture of good quality PLUMBING Water installation by means of copper or polyethylene pipe PVC waste pipes Installation for washing machine Electric accumulator water-heater PLUMBING Water installation by means of copper or polyethylene pipe PVC waste pipes Installation for washing machine Electric accumulator water-heater ELECTRICITY TV, UHF & FM aerial sockets Telecommunications systems Pre-installation of air-conditioning Fire detectors ELECTRICITY TV, UHF & FM aerial sockets Telecommunications systems Pre-installation of air-conditioning Fire detectors Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Two Bed Apartments Page 5 of 6 Previous Potential Rental Income For indicative purposes only. No guarantees can be given with regard to rental income. Purchase price : Mortgage @ 50% of purchase price : Repayment mortgage per month over 15 years : Average rent per week : Booking fee, cleaning & management per week : Communal charge per week : Water & electricity per week : * TOTAL OUTGOINGS PER WEEK : Rent minus outgoings per week : Annual projection based on 35 weeks occupancy : Mortgage payments per annum : NET RETURN PER ANNUM : Purchase price : Mortgage @ 50% of purchase price : Repayment mortgage per month over 15 years : Average rent per week : Booking fee, cleaning & management per week : Communal charge per week : Water & electricity per week : * TOTAL OUTGOINGS PER WEEK : Rent minus outgoings per week : Annual projection based on 35 weeks occupancy : Mortgage payments per annum : NET RETURN PER ANNUM : 137,950 € 68,975 € 612 € 668 € 200 € 17 € 25 € 242 € 426 € 14,910 € 7,339 € 7,571 € 137,950 € 68,975 € 612 € 668 € 200 € 17 € 25 € 242 € 426 € 14,910 € 7,339 € 7,571 € NOTE: Outgoings apply only when property is occupied, with the exception of community charge. Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Two Bed Apartments Page 6 of 6 Previous Example Potential Capital Growth Purchase Price : Reservation fee : 50% Deposit : Total cash invested : Approx value in 2010 (assuming 15% p/a) : Minus original purchase price : Potential increase in value over 3 years : Free furniture package valued at : Free legal costs valued at : Increase in property value : TOTAL BENEFIT : Return on cash invested (3 years) : Purchase Price : Reservation fee : 50% Deposit : Total cash invested : Approx value in 2010 (assuming 15% p/a) : Minus original purchase price : Potential increase in value over 3 years : Free furniture package valued at : Free legal costs valued at : Increase in property value : TOTAL BENEFIT : Return on cash invested (3 years) : €137,950 €6,000 €68,975 €74,975 €209,805 €137,950 €71,855 €9,000 €2,220 €71,855 €83,075 111% €137,950 €6,000 €68,975 €74,975 €209,805 €137,950 €71,855 €9,000 €2,220 €71,855 €83,075 111% For indicative purposes only. No guarantees can be given, capital growth will be dependent on future market conditions. Property values can rise and fall. Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Three Bed Detached Villas Page 1 of 6 “ Beautiful detached Villas on a prestigious development in one of the most up and coming beach property locations in the world. Enjoying the benefit of lush green communal areas, pools, 4-Star Hotel, luxury spa, expansive gymnasium, restaurants, bars and commercial premises.” €310,000 (£206,667 assuming exchange rate of 1.5 Euros to the Pound ) €12,000 (or £8,000) €310,000 (£206,667 assuming exchange rate of 1.5 Euros to the Pound ) €12,000 (or £8,000) See next page for Payment Schedule Options Purchase price (from) : Reservation Fee : Purchase price (from) : Reservation Fee : Home Type B Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Three Bed Detached Villas Page 2 of 6 Price : Res. Fee : 1st Deposit : Amount : Timescale : 2nd Deposit : Amount : Timescale : Completion : Incentives : Price : Res. Fee : 1st Deposit : Amount : Timescale : 2nd Deposit : Amount : Timescale : Completion : Incentives : Payment Plan Options €310,000 €12,000 35 % €108,500 90 days 10% €31,000 9 mths €158,500 Free legal €310,000 €12,000 35 % €108,500 90 days 10% €31,000 9 mths €158,500 Free legal €310,000 €12,000 45% €139,500 90 days n/a €158,500 Free legal Air-Con €310,000 €12,000 45% €139,500 90 days n/a €158,500 Free legal Air-Con €310,000 €12,000 35% €108,500 90 days 20% €62,000 6 mths €127,500 Free legal Air-Con €310,000 €12,000 35% €108,500 90 days 20% €62,000 6 mths €127,500 Free legal Air-Con €310,000 €12,000 50% €155,000 90 days n/a €143,000 Free legal Air-Con Furniture €310,000 €12,000 50% €155,000 90 days n/a €143,000 Free legal Air-Con Furniture €303,800 €12,000 75% €227,850 90 days n/a €63,950 Free legal Air-Con Furniture 2% Disc. €303,800 €12,000 75% €227,850 90 days n/a €63,950 Free legal Air-Con Furniture 2% Disc. €294,500 €12,000 100% €282,500 90 days n/a NIL Free legal Air-Con Furniture 5% Disc. €294,500 €12,000 100% €282,500 90 days n/a NIL Free legal Air-Con Furniture 5% Disc. Option 1Option 2Option 3Option 4Option 5Option 6 Discounts for early payment of deposit 0 to 3 wks after reservation2% Discount (on the amount of deposit rec’d) 3 to 6 wks after reservation 6 to 9 wks after reservation 9to12 wks after reservation 1% Discount (on the amount of deposit rec’d) 0.5% Discount (on amount of deposit rec’d) NIL Discount Previous Below is an example. Prices range from €310,000 to €349,950 Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Page 3a of 6 Previous For indicative purposes only. Exact specification may differ should the Developer feel necessary. Three Bed Detached Villas Plans (One variety … Type B) TYPE B – GROUND FLOOR … Situated over two Floors Home Gallery : Accom. (built) : Terraces / Pergola : Utility Room : Total Const. 115.92 68.58 2.33 186.83 Sq. M Example Floor Plan
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Page 3b of 6 Previous For indicative purposes only. Exact specification may differ should the Developer feel necessary. Three Bed Detached Villas Plans (One variety … Type B) TYPE B – FIRST FLOOR … Situated over two Floors Home Gallery : Accom. (built) : Terraces / Pergola : Utility Room : Total Const. 115.92 68.58 2.33 186.83 Sq. M Example Floor Plan
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Page 4 of 6 Previous Three Bed Detached VillasSPECIFICATIONS For indicative purposes only. Exact specification may differ should the Developer feel necessary. STRUCTURE European standard building specifications Reinforced concrete pillars and beams External walls of 200mm vibrated concrete block with chamber Internal walls of 90mm vibrated concrete block with chamber STRUCTURE European standard building specifications Reinforced concrete pillars and beams External walls of 200mm vibrated concrete block with chamber Internal walls of 90mm vibrated concrete block with chamber ROOFS Arab tile & first quality stoneware tiles to solarium areas 6mm waterproof membrane ROOFS Arab tile & first quality stoneware tiles to solarium areas 6mm waterproof membrane FACADES 12mm of rough & fine finish sand & cement based render Natural stone finish to some areas FACADES 12mm of rough & fine finish sand & cement based render Natural stone finish to some areas INTERNAL WALL & CEILING FINISH Most areas finished in smooth finish gypsum type plaster False moulding of plaster in corridor & in rooms where pre-installation of air-conditioning is necessary Kitchen splash-backs in polished first quality ceramics Bathroom in polished marble type tile or similar INTERNAL WALL & CEILING FINISH Most areas finished in smooth finish gypsum type plaster False moulding of plaster in corridor & in rooms where pre-installation of air-conditioning is necessary Kitchen splash-backs in polished first quality ceramics Bathroom in polished marble type tile or similar FLOORING Internal areas finished with first quality marble type ceramic (Porcelanosa or similar) External terrace areas & walkways in first quality stoneware tiles FLOORING Internal areas finished with first quality marble type ceramic (Porcelanosa or similar) External terrace areas & walkways in first quality stoneware tiles BATHROOM FITTINGS Fittings of vitrified porcelain Mixer taps Marble vanity surface where specified BATHROOM FITTINGS Fittings of vitrified porcelain Mixer taps Marble vanity surface where specified KITCHEN Wall & base furniture Glass ceramic hob Electric oven Extractor hood Combi fridge / freezer Granite work surfaces KITCHEN Wall & base furniture Glass ceramic hob Electric oven Extractor hood Combi fridge / freezer Granite work surfaces CARPENTRY Reinforced entrance door in beech finish or similar Internal passage doors in beech finish or similar Door mouldings matching beech finish Chrome or brass finish door furniture of good quality CARPENTRY Reinforced entrance door in beech finish or similar Internal passage doors in beech finish or similar Door mouldings matching beech finish Chrome or brass finish door furniture of good quality PLUMBING Water installation by means of copper or polyethylene pipe PVC waste pipes Installation for washing machine Installation for dish-washer machine Electric accumulator water-heater PLUMBING Water installation by means of copper or polyethylene pipe PVC waste pipes Installation for washing machine Installation for dish-washer machine Electric accumulator water-heater ELECTRICITY TV, UHF & FM aerial sockets Telecommunications systems Pre-installation of air-conditioning Video door entry system (Villas only) Fire detectors ELECTRICITY TV, UHF & FM aerial sockets Telecommunications systems Pre-installation of air-conditioning Video door entry system (Villas only) Fire detectors Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Page 5 of 6 Previous Three Bed Detached Villas Potential Rental Income For indicative purposes only. No guarantees can be given with regard to rental income. Purchase price : Mortgage @ 50% of purchase price : Repayment mortgage per month over 15 years : Average rent per week : Booking fee, cleaning & management per week : Communal charge per week : Water & electricity per week : * TOTAL OUTGOINGS PER WEEK : Rent minus outgoings per week : Annual projection based on 35 weeks occupancy : Mortgage payments per annum : NET RETURN PER ANNUM : Purchase price : Mortgage @ 50% of purchase price : Repayment mortgage per month over 15 years : Average rent per week : Booking fee, cleaning & management per week : Communal charge per week : Water & electricity per week : * TOTAL OUTGOINGS PER WEEK : Rent minus outgoings per week : Annual projection based on 35 weeks occupancy : Mortgage payments per annum : NET RETURN PER ANNUM : 310,000 € 155,000 € 1,374 € 1,275 € 382 € 25 € 35 € 442 € 833 € 29,155 € 16,492 € 12,663 € 310,000 € 155,000 € 1,374 € 1,275 € 382 € 25 € 35 € 442 € 833 € 29,155 € 16,492 € 12,663 € NOTE: Outgoings apply only when property is occupied, with the exception of community charge. Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Page 6 of 6 Previous Example Potential Capital Growth Purchase Price : Reservation fee : 50% Deposit : Total cash invested : Approx value in 2010 (assuming 15% p/a) : Minus original purchase price : Potential increase in value over 3 years : Free furniture package valued at : Free legal costs valued at : Increase in property value : TOTAL BENEFIT : Return on cash invested (3 years) : Purchase Price : Reservation fee : 50% Deposit : Total cash invested : Approx value in 2010 (assuming 15% p/a) : Minus original purchase price : Potential increase in value over 3 years : Free furniture package valued at : Free legal costs valued at : Increase in property value : TOTAL BENEFIT : Return on cash invested (3 years) : €310,000 €12,000 €155,000 €167,000 €471,471 €310,000 €161,471 €16,000 €2,220 €161,471 €179,691 108% €310,000 €12,000 €155,000 €167,000 €471,471 €310,000 €161,471 €16,000 €2,220 €161,471 €179,691 108% For indicative purposes only. No guarantees can be given, capital growth will be dependent on future market conditions. Property values can rise and fall. Three Bed Detached Villas Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Four Bed Detached Villas Page 1 of 6 “ Beautiful detached Villas on a prestigious development in one of the most up and coming beach property locations in the world. Enjoying the benefit of lush green communal areas, pools, 4-Star Hotel, luxury spa, expansive gymnasium, restaurants, bars and commercial premises.” €599,950 (£399,967 assuming exchange rate of 1.5 Euros to the Pound ) €12,000 (or £8,000) €599,950 (£399,967 assuming exchange rate of 1.5 Euros to the Pound ) €12,000 (or £8,000) See next page for Payment Schedule Options Purchase price : Reservation Fee : Purchase price : Reservation Fee : Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Four Bed Detached Villas Page 2 of 6 Price : Res. Fee : 1st Deposit : Amount : Timescale : 2nd Deposit : Amount : Timescale : Completion : Incentives : Price : Res. Fee : 1st Deposit : Amount : Timescale : 2nd Deposit : Amount : Timescale : Completion : Incentives : Payment Plan Options €599,950 €12,000 35 % €209,983 90 days 10% €59,995 9 mths €317,973 Free legal €599,950 €12,000 35 % €209,983 90 days 10% €59,995 9 mths €317,973 Free legal €599,950 €12,000 45% €269,978 90 days n/a €317,973 Free legal Air-Con €599,950 €12,000 45% €269,978 90 days n/a €317,973 Free legal Air-Con €599,950 €12,000 35% €209,983 90 days 20% €119,990 6 mths €257,978 Free legal Air-Con €599,950 €12,000 35% €209,983 90 days 20% €119,990 6 mths €257,978 Free legal Air-Con €599,950 €12,000 50% €299,975 90 days n/a €287,975 Free legal Air-Con Furniture €599,950 €12,000 50% €299,975 90 days n/a €287,975 Free legal Air-Con Furniture €587,951 €12,000 75% €440,963 90 days n/a €134,988 Free legal Air-Con Furniture 2% Disc. €587,951 €12,000 75% €440,963 90 days n/a €134,988 Free legal Air-Con Furniture 2% Disc. €569,953 €12,000 100% €557,953 90 days n/a NIL Free legal Air-Con Furniture 5% Disc. €569,953 €12,000 100% €557,953 90 days n/a NIL Free legal Air-Con Furniture 5% Disc. Option 1Option 2Option 3Option 4Option 5Option 6 Discounts for early payment of deposit 0 to 3 wks after reservation2% Discount (on the amount of deposit rec’d) 3 to 6 wks after reservation 6 to 9 wks after reservation 9to12 wks after reservation 1% Discount (on the amount of deposit rec’d) 0.5% Discount (on amount of deposit rec’d) NIL Discount Previous Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Page 3 of 6 Previous For indicative purposes only. Exact specification may differ should the Developer feel necessary. Four Bed Detached Villas Plans (One variety … Type O) TYPE O … Single storey Home Gallery : Accom. (built) : Terrace / Pergola : Utility Room : Total Const. 153.78 40.27 3.02 197.07 Sq. M Example Floor Plan
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Page 4 of 6 Previous Four Bed Detached VillasSPECIFICATIONS For indicative purposes only. Exact specification may differ should the Developer feel necessary. STRUCTURE European standard building specifications Reinforced concrete pillars and beams External walls of 200mm vibrated concrete block with chamber Internal walls of 90mm vibrated concrete block with chamber STRUCTURE European standard building specifications Reinforced concrete pillars and beams External walls of 200mm vibrated concrete block with chamber Internal walls of 90mm vibrated concrete block with chamber ROOFS Arab tile & first quality stoneware tiles to solarium areas 6mm waterproof membrane ROOFS Arab tile & first quality stoneware tiles to solarium areas 6mm waterproof membrane FACADES 12mm of rough & fine finish sand & cement based render Natural stone finish to some areas FACADES 12mm of rough & fine finish sand & cement based render Natural stone finish to some areas INTERNAL WALL & CEILING FINISH Most areas finished in smooth finish gypsum type plaster False moulding of plaster in corridor & in rooms where pre-installation of air-conditioning is necessary Kitchen splash-backs in polished first quality ceramics Bathroom in polished marble type tile or similar INTERNAL WALL & CEILING FINISH Most areas finished in smooth finish gypsum type plaster False moulding of plaster in corridor & in rooms where pre-installation of air-conditioning is necessary Kitchen splash-backs in polished first quality ceramics Bathroom in polished marble type tile or similar FLOORING Internal areas finished with first quality marble type ceramic (Porcelanosa or similar) External terrace areas & walkways in first quality stoneware tiles FLOORING Internal areas finished with first quality marble type ceramic (Porcelanosa or similar) External terrace areas & walkways in first quality stoneware tiles BATHROOM FITTINGS Fittings of vitrified porcelain Mixer taps Marble vanity surface where specified BATHROOM FITTINGS Fittings of vitrified porcelain Mixer taps Marble vanity surface where specified KITCHEN Wall & base furniture Glass ceramic hob Electric oven Extractor hood Combi fridge / freezer Granite work surfaces KITCHEN Wall & base furniture Glass ceramic hob Electric oven Extractor hood Combi fridge / freezer Granite work surfaces CARPENTRY Reinforced entrance door in beech finish or similar Internal passage doors in beech finish or similar Door mouldings matching beech finish Chrome or brass finish door furniture of good quality CARPENTRY Reinforced entrance door in beech finish or similar Internal passage doors in beech finish or similar Door mouldings matching beech finish Chrome or brass finish door furniture of good quality PLUMBING Water installation by means of copper or polyethylene pipe PVC waste pipes Installation for washing machine Installation for dish-washer machine Electric accumulator water-heater PLUMBING Water installation by means of copper or polyethylene pipe PVC waste pipes Installation for washing machine Installation for dish-washer machine Electric accumulator water-heater ELECTRICITY TV, UHF & FM aerial sockets Telecommunications systems Pre-installation of air-conditioning Video door entry system (Villas only) Fire detectors ELECTRICITY TV, UHF & FM aerial sockets Telecommunications systems Pre-installation of air-conditioning Video door entry system (Villas only) Fire detectors Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Next Page 5 of 6 Previous Four Bed Detached Villas Potential Rental Income For indicative purposes only. No guarantees can be given with regard to rental income. Purchase price : Mortgage @ 50% of purchase price : Repayment mortgage per month over 15 years : Average rent per week : Booking fee, cleaning & management per week : Communal charge per week : Water & electricity per week : * TOTAL OUTGOINGS PER WEEK : Rent minus outgoings per week : Annual projection based on 35 weeks occupancy : Mortgage payments per annum : NET RETURN PER ANNUM : Purchase price : Mortgage @ 50% of purchase price : Repayment mortgage per month over 15 years : Average rent per week : Booking fee, cleaning & management per week : Communal charge per week : Water & electricity per week : * TOTAL OUTGOINGS PER WEEK : Rent minus outgoings per week : Annual projection based on 35 weeks occupancy : Mortgage payments per annum : NET RETURN PER ANNUM : 599,950 € 299,975 € 2,660 € 1,688 € 506 € 30 € 39 € 575 € 1,113 € 38,955 € 31,917 € 7,038 € 599,950 € 299,975 € 2,660 € 1,688 € 506 € 30 € 39 € 575 € 1,113 € 38,955 € 31,917 € 7,038 € NOTE: Outgoings apply only when property is occupied, with the exception of community charge. Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Page 6 of 6 Previous Example Potential Capital Growth Purchase Price : Reservation fee : 50% Deposit : Total cash invested : Approx value in 2010 (assuming 15% p/a) : Minus original purchase price : Potential increase in value over 3 years : Free furniture package valued at : Free legal costs valued at : Increase in property value : TOTAL BENEFIT : Return on cash invested (3 years) : Purchase Price : Reservation fee : 50% Deposit : Total cash invested : Approx value in 2010 (assuming 15% p/a) : Minus original purchase price : Potential increase in value over 3 years : Free furniture package valued at : Free legal costs valued at : Increase in property value : TOTAL BENEFIT : Return on cash invested (3 years) : €599,950 €12,000 €299,975 €311,975 €912,449 €599,950 €312,499 €22,000 €2,220 €312,499 €336,719 108% €599,950 €12,000 €299,975 €311,975 €912,449 €599,950 €312,499 €22,000 €2,220 €312,499 €336,719 108% For indicative purposes only. No guarantees can be given, capital growth will be dependent on future market conditions. Property values can rise and fall. Four Bed Detached Villas Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 Safeguards & Due Diligence Page 1 of 2 DescriptionChoiceSafeguards Planning Approval received from CI Construction license expected late September / early October Construction to be in accordance with Cape Verde building regs. Legal Process … - Pay reservation fee - Instruct solicitor … free legal services via Alexandra Pereira Law Office (subject to terms & conditions) www.alexandrapereira.com - Legal searches / Report issued by solicitor - Pre-promissory Contract and Promissory Contract issued, signed by Purchasers & returned plus deposit funds transferred - Updates to purchasers during construction - Inspection visit prior to completion (snagging exercise) - Prepare completion payment (funds or mortgage) - Completion at Public Notary office (sign The Public Deed) - Keys handed over - The Public Deed registered at the Building Registrar - See next page for taxes payable on completion … Planning Approval received from CI Construction license expected late September / early October Construction to be in accordance with Cape Verde building regs. Legal Process … - Pay reservation fee - Instruct solicitor … free legal services via Alexandra Pereira Law Office (subject to terms & conditions) www.alexandrapereira.com - Legal searches / Report issued by solicitor - Pre-promissory Contract and Promissory Contract issued, signed by Purchasers & returned plus deposit funds transferred - Updates to purchasers during construction - Inspection visit prior to completion (snagging exercise) - Prepare completion payment (funds or mortgage) - Completion at Public Notary office (sign The Public Deed) - Keys handed over - The Public Deed registered at the Building Registrar - See next page for taxes payable on completion … Next Home Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 Page 2 of 2 DescriptionChoiceSafeguards Purchase Costs … Total approx 6.5% (payable on completion) 1)Notarial Deed The cost of The Public Deed of purchase and sale is approximately 2% of the property price as recorded in the deed. 2) Registration of the Property The cost of registration is approximately 1.5% of the property price. 3)IUP (Imposto Unico sobre o Patrimonio) Payable directly to the Municipal Council. 3% of the property price. Purchase Costs … Total approx 6.5% (payable on completion) 1)Notarial Deed The cost of The Public Deed of purchase and sale is approximately 2% of the property price as recorded in the deed. 2) Registration of the Property The cost of registration is approximately 1.5% of the property price. 3)IUP (Imposto Unico sobre o Patrimonio) Payable directly to the Municipal Council. 3% of the property price. Previous Home Safeguards & Due Diligence Gallery
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Home Gallery Page 1 of 4 Gallery Next Hotel / Resort Entrance 3 Bed Detached Villa – Type B 4 Bed Detached Villa – Type OApartment Block Example
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Home Gallery Page 2 of 4 Gallery Next Artist Impression – Living Room - Villa B Previous Artist Impression – Bedroom - Villa B Artist Impression – Kitchen - Villa B Tortuga Beach Resort & Spa - Location
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Home Gallery Page 3 of 4 Gallery Next Artist Impression – Living Room - Apartment Previous Artist Impression – Bedroom – Apartment Artist Impression – Kitchen – ApartmentArtist Impression – Bathroom – Apartment
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“Off plan” … 2009 / 2010 Tortuga Beach Resort & Spa Sal Island Cape Verde 2 Bed Apartments From €137,950 to €183,950 3 Bed Detached Villas From €310,000 to €349,950 4 Bed Detached Villas €599,950 DescriptionChoiceSafeguards Home Gallery Page 4 of 4 Gallery Cape Verde Islands Previous Ponta Preta Beach Tortuga Beach Resort – Pre Construction Take it easy with the turtles!
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