1. Financial Literacy Clinton County School District 3 rd Annual Instructional Strategies Mini-Conference Presenter: Lora Grant

2. Two Truths and A Lie Two Truths and a Lie is a classic get-to-know-you icebreaker. Players tell two truths and one lie. The object of the game is to determine which statement is the false one. Interesting variations of this game are provided below. Recommended group size is: small, medium, or large. Works best with 6-10 people. Any indoor setting will work. No special materials are needed, although pencil and paper is optional. For all ages. Instructions: Ask all players to think of three statements about themselves. Two must be true statements, and one must be false. For each person, he or she shares the three statements (in any order) to the group. The goal of the icebreaker game is to determine which statement is false. The group votes on which one they feel is a lie, and at the end of each round, the person reveals which one was the lie.

3. Why is Financial Literacy Important?  Money management skills are used daily  It is a basic necessity to meet needs for daily living  It is a skill that impacts ability to fulfill dreams, reach goals and achieve a secure financial future

4. Economic Insecurity Affects Children  Children born into poverty are more likely to be poor as adults.  Children whose families are in volatile financial circumstances are most likely to experience negative effects than children in economically secure families.

5. Economic Insecurity Affects Children  Families in such situations often:  Worry about having enough money for food and healthcare  Have a difficult time providing a safe and calm environment for children  May find stress can take toll on ability to attend to children  Low income children are more likely to be exposed to parental depression and other parental adversities including substance abuse and domestic violence

6. ONE Program Review PURPOSE  Allowing equal access to ALL students the skills that will assist them in being productive citizens.

7. Financial Literacy Begins at School According to the National Endowment for Financial Education, as few as ten hours of classroom instruction can be enough to persuade students to improve their spending and saving habits.

8. Teach what you do everyday It is important to remember that we use financial literacy skills every day when we balance our checkbook, pay a bill, sort out change to give our child lunch money for the day, or make our weekly grocery list.

9. Useful Videos  The FDIC and CFPB have produced three videos to help teachers educate children to make smart financial decisions. “Spending Choices”, “Setting Savings Goals”, and “A Field Trip to the Bank” offer lessons that may be adapted for all grades.  Spending Choices – middle school  Setting Savings Goals – middle school  A Field Trip to the Bank – middle school  At the end of each video, the presenter discusses how to adapt the lessons for elementary and high school students. https://www.fdic.gov/consumers/education/torc/videos.html

10. FDIC  https://www.fdic.gov/consumers/consumer/ moneysmart/young.html https://www.fdic.gov/consumers/consumer/ moneysmart/young.html Money Smart is divided in four curriculums:  Grades Pre-K – 2  Grades 3 – 5  Grades 6 – 8; and  Grades 9 – 12  Each standards-aligned curriculum can be incorporated into subjects such as English language arts, math and social studies.

11. Create a Classroom Economy  http://www.realclassroomideas.com/resources/Social+S tudies-Classroom+Economics+Powerpack.pdf http://www.realclassroomideas.com/resources/Social+S tudies-Classroom+Economics+Powerpack.pdf  http://myclassroomeconomy.org/print.html?grades=4-5 http://myclassroomeconomy.org/print.html?grades=4-5  Students will be earning money.  Students will be spending money.  Students will be balancing their check register.

12. Smart Piggy Bank  http://www.smartpiggybank.com/ http://www.smartpiggybank.com/ Smart Piggy Bank is a service designed to help parents teach children about money  Parents create accounts for their children that look like online brokerage accounts with the parent acting as the banker. Kids can login and keep track of their deposits and withdrawals so they know where their money is coming from and being spent. Parents can have the account automatically credited with allowance and set an interest rate.

13. NEA  http://www.nea.org/tools/lessons/resources-for-teaching- financial-literacy.html http://www.nea.org/tools/lessons/resources-for-teaching- financial-literacy.html Lesson Plans  An Introduction To Saving And Spending ( PDF, 48 KB, 3 pgs.) Students in grades K-1 create a simple savings plan. Standards are listed. An Introduction To Saving And Spending  Checking Accounts And Alternative Banking Methods ( PDF, 63 KB 5 pgs.) Students in grades 2-3 learn about cash, ATM transactions, checks, and credit cards and saving. Standards are listed. Checking Accounts And Alternative Banking Methods  Introduction To Credit ( PDF, 59.1 KB, 7 pgs.) Students in grades 4-5 are introduced to credit cards, credit card advantages, and responsible credit. Standards are listed. Introduction To Credit

14. NEA (continued)  Uncle Jed’s Barbershop ( PDF, 206 KB, 15 pgs.) Students in grades K-5 listen to Uncle Jed’s Barbershop and learn about saving, savings goals, opportunity cost, and segregation. Includes handouts and a savings and spending card game. Uncle Jed’s Barbershop  Why Money? ( PDF, 81.8 KB, 26 pgs.) Students in grades 6-8 work in pairs take part in a trading simulation to learn about barter and the benefits of using money. All necessary materials are included. Why Money?  What Can I Afford? Students in grades 6-8 explore the costs of various cell phone plans. Standards are listed. What Can I Afford?

15. Social Studies and Global Competency Resources  www.primarysource.org www.primarysource.org  www.learningtogive.org/ www.learningtogive.org/  www.smore.com/r86z0 www.smore.com/r86z0  www.discoveryeducation.com www.discoveryeducation.com  Login, click teacher center, click Discovery Atlas Interactive Map  www.p21.org/ www.p21.org/  http://learn.vifprogram.com/indicators http://learn.vifprogram.com/indicators  www.docsteach.org www.docsteach.org  http://digitalarchive.wilsoncenter.org http://digitalarchive.wilsoncenter.org  www.stosselintheclassroom.org www.stosselintheclassroom.org  www.izzit.org/ www.izzit.org/  www.newsela.com www.newsela.com  www.newspaper.com/map www.newspaper.com/map

16. KET Arts Resources  Arts Toolkits www.KET.org/artstoolkit  A World of Dance and Music Online www.KET.org/artstoolkit/wodm/index.htm  A World of Music Online www.KET.org/artstoolkit/wom/index.htm www.KET.org/artstoolkit/wom/index.htm  Social Studies Arts Toolkit http://ket.pbslearningmedia.org/collection/social-studies-arts- tookit/  KET Encyclomedia www.KET.org/encyclomedia  Beauty of Jasmine: Chinese Music and Dance http://www.pbslearningmedia.org/collection/beauty-of-jasmine/

17. Resources  http://www.usmint.gov/kids/teachers/financi alLiteracy/ http://www.usmint.gov/kids/teachers/financi alLiteracy/  www.educationworld.com www.educationworld.com  http://www.educationworld.com/a_lesson/les son232.shtml http://www.educationworld.com/a_lesson/les son232.shtml  http://financeintheclassroom.org/ http://financeintheclassroom.org/  https://www.primarysource.org/resources/get -started https://www.primarysource.org/resources/get -started  http://www.discoveryeducation.com/search/ page/k-5/social-studies/-/-/index.cfm http://www.discoveryeducation.com/search/ page/k-5/social-studies/-/-/index.cfm  http://www.econed.org/teacher-resources/ http://www.econed.org/teacher-resources/

18. Interactive Resources  http://handsonbanking.org/htdocs/en/k/ http://handsonbanking.org/htdocs/en/k/  http://practicalmoneyskills.com/games/ http://practicalmoneyskills.com/games/

19. K-8 Curriculum Aligned Resource for Program Review The following link is provided by McCracken County Schools and is always a work in process. If you have additional lessons or activities that can be submitted please email Tina Hayes, Director of Elementary Instruction, McCracken County Schools. http://tinyurl.com/nk6bgjv

20. Discussion…  Any questions, thoughts or comments?

21. Thank you!